Shopping for car insurance can be confusing and, at times, daunting. To help you get the best deal on your motor insurance, read our car insurance guides - covering everything from finding the right policy to suit you, to lowering your premiums with our top tips.
We explain in this guide how telematics car insurance or black box insurance works to help drivers to lower their insurance costs, by agreeing to let their insurer monitor how they drive.
Uninsured driver promise
Find out what happens if you’re hit by an uninsured driver, and how the uninsured driver promise can help.
Car Insurance Group 9
Cars in group 9 will be reliable, easy to repair, and have some of the lowest car insurance costs.
Car Insurance Group 7
Cars in insurance group 7 will have some of the lowest car insurance costs.
Car Insurance Group 8
Cars in group 8 will be reliable and affordable plus they will have some of the lowest car insurance costs.
Car Insurance Group 6
Cars in group 6 will be reliable, affordable and cheap to repair which means they have some of the lowest car insurance costs.
Car Insurance Group 5
If you’re looking for a way to cut your car insurance costs, picking one in insurance group 5 will be a good start.
Car Insurance Group 4
Cars in group 4 are usually small, cheap to run and have some of the lowest car insurance costs.
The cheapest cars to insure for new drivers
Comfort, safety, and affordability should be your main priorities when looking for a car, but it helps to know some of the other costs involved in buying a first car - like car insurance.
Taking a driving test in your own car
If you’re learning to drive in your own car, you may decide to take your practical test in it. This can make the experience easier, as it’s a car your familiar with, but you’ll need to check your car’s allowed before you arrive at the test centre.
Car Insurance Group 2
You’ll find some of the cheapest cars to insurance in car insurance group 2.
What to do when you’ve passed your driving test
You’ve passed your driving test and all the hours of learning have paid off but before you get out on the road, there’s a few important things to tick off. These include making sure you have the correct insurance, your car has an up-to-date MOT, if needed, and you’ve paid for its road tax.
Electric Car Charging
With an electric vehicle, the need to ‘fill up your tank’ has been replaced with the need to ‘charge your battery’. Read on to learn all you need to know about electric car charging, including how much it costs.
What is a provisional licence
A provisional driving licence is the first thing you need when learning to drive and you’ll need it for your theory, hazard perception, and practical driving tests.
Learning to drive in a family car
If a parent is happy to take you out for some driving practice it can really help to build up your confidence and experience of driving, and could see you passing your test sooner. But before you set off, there are some learner driver rules you need to follow.
Get driving insurance on a parents’ car
If you’re driving your parent’s car, you’ll need to make sure you have the right kind of insurance in place. You can be added as a named driver to your parent’s policy whether you’re a learner or a new driver.
HOW MUCH ARE DRIVING LESSONS?
Passing your test and being able to drive is a huge life experience and it gives you the freedom of being able to get behind the wheel on your own and drive anywhere you want to.
Yet before you start planning your first road trip, to get there you need to have driving lessons and these can be expensive. There are lots of ways to learn, from intensive short courses to weekly learning, and it’s important to know exactly what you’re getting for your money.
Car Insurance Group 10
Car insurance premium prices can be affected by what car insurance group your car falls under. Cars in group 10 will have some of the lowest car insurance costs. Read on to find out why.
When is my car insurance due?
Whether you pay monthly or annually for your car insurance, at the end of each year you have the choice to renew or take out a new policy. Here's a guide to how it all works.
Car insurance group 1
If you’ve chosen a car from the insurance group 1, it’s likely to be one of the cheapest when it comes to insurance premiums.
Electric car benefits
Electric vehicles (EVs) have boosted in popularity in more recent years. What started off as a drive to help the environment has bought financial, performance, and social benefits too. And with the government’s impending ban on new petrol and diesel cars by 2030, you too may soon find yourself charging your car instead of fuelling it.
What happens if my car is written off?
If your car is a write-off, it's no longer roadworthy and ownership of it is transferred to your car insurance provider. In this guide we'll explain the ins and outs of having a car written off and how your insurance can help.
Job titles and car insurance
What you do for a living can have a massive effect on your annual car insurance premiums – but if you give a careful answer, you might see a saving
Pass Plus Car Insurance
Pass Plus is a government-backed driving course that gives inexperienced motorists extra practical experience on the road. It should make you a better driver – but does it get you money off your car insurance?
Driving in Ireland with UK insurance
If you’re a UK driving licence holder, driving in Ireland shouldn’t hold any fears. But there are a few differences you need to know about, including whether you’re covered by your car insurance
Private parking tickets
Getting back to your car to find a parking ticket on your windscreen can feel frustrating. Our guide covers when you can challenge a ticket, and how parking fines work
Car insurance fronting
Car insurance fronting – where someone declares themselves as the main driver of a car even though it will be someone else – is illegal. But what can you do to avoid it and keep the cost of insurance down legally if you’re a younger driver?
Personal accident cover
Is personal accident insurance just another unwelcome aspect of so-called ‘compensation culture’, or is it a useful add-on to your car insurance?
Car insurance and driving licences
Driving licences come in different types depending on a range of factors – here’s how the type of licence you have can affect your car insurance premiums
Cosmetic car insurance
Cosmetic car insurance covers minor damage to your car, such as dents and scratches – saving you from claiming on your regular insurance
Car insurance speeding tickets
The price of your car insurance will almost certainly rise if you get points on your licence or a speeding ticket
Car insurance voluntary excess
When you need to make a claim on your car insurance policy, the pay-out will usually be reduced by an amount known as an excess. There is usually a compulsory excess plus you can choose a voluntary excess which can help reduce the cost of cover. Find out what an excess is and how to decide what voluntary excess you should choose with our five-minute guide
Car insurance auto-renewals
Auto-renewing your car insurance could end up costing you more than you'd expect – here’s why
Motor Legal Protection
If you need to take legal action after an accident that wasn’t your fault, motor legal protection can help
Types of car insurance explained
There are a number of different types of car insurance. Find out what type of car insurance you need to drive in the UK.
Advanced driver courses
You can become a safer driver and, in some cases, reduce your car insurance premiums by taking advanced driving lessons. Find out more with our short guide.
Car key insurance
Car insurance policies don’t just protect your motor – some cover your car keys too. Find out the details of car key insurance in our guide and compare car insurance quotes online.
Why is car insurance so expensive?
Despite a decrease in the average premium, many of us still think our car insurance is too expensive. Find out how premiums are calculated and how you can get a cheaper deal
Manual vs Automatic cars
Vehicles usually either have manual or automatic transmission – find out what this means and how it can affect your car insurance premiums
Family Car Insurance Plans
We look at why it might be useful to add additional drivers or cars to your insurance policy, and how it could save you money.
Courtesy car insurance
A courtesy car can come in handy if your car is being repaired and if you need a courtesy car with your breakdown cover. Here’s how being insured to get a courtesy car can help you stay on the road.
Whiplash insurance claims
Whiplash damage can be painful and long lasting, it can also be easily faked. Making a whiplash claim can be a complicated process but it is possible to get compensation for your injury.
It can be difficult to assess the extent of a whiplash injury and it is widely thought that a large proportion of whiplash compensation claims are exaggerated or invented for financial gain.
Non-fault claims
What happens when you need to make an insurance claim for a car accident that was not your fault? MoneySuperMarket explains all you need to know.
Named driver car insurance
Adding an experienced driver to your car insurance policy can help you get cheaper cover, but it might not be useful for everyone
Cancelling car insurance
You can cancel your car insurance at any time but you may incur a fee to do so. New regulation came into place in 2022 that should make it easier to cancel your current insurance policy. Read on to find out more.
Car insurance groups explained
Understanding car insurance groups and how they affect your premium can help you save money on your car insurance.
Car hire excess cover
Our guide explains why you might need car hire excess insurance, and how to get the best deal for you so you can hit the road with confidence – wherever you are in the world
How to get cheaper car insurance
Use our money-saving tips to find the right car insurance policy at the right price and cut the cost of your premium.
Car insurance renewals
Don’t leave renewing your car insurance until the last minute – you could save as much as 17% by being prepared
European car insurance
Are you planning to drive in Europe? You’ll be happy to know that it is easy for UK motorists to cruise through European countries. That said, it is important to make sure you are covered in the event of any unwanted mishaps along the way.
In this handy guide, MoneySuperMarket explores all you need to know about European car insurance. This will allow you to enjoy your road trip with well-deserved peace of mind.
Car insurance: MOT Checklist
If your car is due its MOT and you're not sure how much it will cost or what's covered in the test, here's all you need to know…
Car insurance and parking definitions
Your car insurance premiums are affected by factors including where you park your car – see where the best and worst spots are
Non-owner car insurance
You don’t have to own a car to get yourself insured on it – but you do need the owner’s permission!
Annual vs monthly car insurance
Paying annually for car insurance might mean a bigger initial payment, but it does work out cheaper - here's why
Statutory Off Road Notifications
You can use a Statutory Off Road Notification (SORN) to declare your car ‘off road’ if you don’t use it and don’t want to insure it. Here’s how
International Car Insurance
Our guide to picking the best car insurance when driving abroad, and what all the options offer
Joint car insurance
Your car insurance can cover several drivers or several cars – you just need the right sort of policy
Sort your car tax
Everything you need to know about tax and MOT including how much it will cost.
Windscreen cover insurance
It’s easy to get a crack or chip in your windscreen on the UK’s busy roads, this can be dangerous, and lead to costly repairs. Find out how windscreen cover can be added to your car insurance policy
Second car insurance
If you have more than one car, it’s understandable you want to keep insurance costs as low as possible. Rather than take out two separate policies, there could be a cheaper option…
Impounded car insurance
If your car’s been impounded, your current policy might not cover its retrieval – in which case you’ll need specialist cover
Car insurance postcode checker
Insurers take a number of factors into account when they set your car insurance premiums – and your postcode is one of them. Find out why this matters to insurers, and where cover is the cheapest in the UK
Car insurance and potholes
Potholes causing you problems? If your car has been damaged by a pothole, here’s how to report the issue – and how to make a claim
Car insurance and penalty points
Penalty points, also known as driving endorsements, can cause your premiums to go up – find out how they work and how long they stay on your record
Car Insurance Claim
Car insurance claims aren’t always straightforward – here’s our guide on how they work and what you need to do
Car Insurance for Teenagers
Teenagers often pay more than most for car insurance, but there are ways to cut the cost of cover – read our guide to learn more before you compare quotes
Changing your car insurance
You can transfer your car insurance to your new car – here’s what you need to know about how to do it, and whether it will affect your cover
Cheapest cars to insure
Ever wonder which cars were cheapest to insure? What about for younger drivers, or for those over 50? Here’s what the MoneySuperMarket data tells us…
Car insurance: Petrol vs Diesel
There are many differences between petrol and diesel cars – but the choice you make could end up saving you money, even on your insurance
Car excess insurance
Find out what excess insurance is and why it may be useful if you make a claim on your insurance policy
