Can I get car insurance if I'm over 80?
If you are medically fit to drive there should be no problem getting car insurance after the age of 80. But although motor premiums generally fall as you get older, particularly if you have no claims, the cost will usually start to rise again once you reach 70 – and car insurance premiums can increase steeply after the age of 80.
Insurers view older drivers as risky because although they may have decades of driving experience, statistically the over 80s are more likely to make a claim.
While some insurers have upper age limits on their car cover, plenty of providers offer policies at a reasonable price to drivers over the age of 80.
It’s best to shop around and compare quotes as the range of policies available is likely to be more limited for older motorists.