Accident only
This covers vet bills if your pet is injured in an accident. It’s the cheapest type of pet insurance.
*51% of consumers could save up to 66.66% on a lifetime Pet Insurance Policy. Consumer Intelligence, March 2021.
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Pet insurance
Take care of every paw, tail and whisker
- Save up to 66% on your pet insurance*
- Insure all your pets and get multi-pet discounts
- Compare quotes from over 25 providers
Why should I take out pet insurance?
Pets are part of the family, so when a beloved four-legged friend suffers a mishap like illness or an injury, it can be upsetting and, often, really expensive.
Vet bills can quickly add up, but having pet insurance can help to cover the medical costs, and ease the pressure on your finances. So, you can focus on helping your cuddly companion get better.
There are four types of pet insurance
Our pawsome pals are all unique, so when you’re shopping around for pet insurance, there are a few different cover options available:
Time limited
This type of policy insures your pet for a specific time, usually 12 months, to cover accidents or short-term illnesses.
Per condition
Also know as ‘maximum benefit cover’, per condition policies allocate a fixed amount of money to treat each illness or injury.
Lifetime
This is usually the most expensive type of cover, but it means your pet is insured over the course of its whole life.
What does pet insurance typically cover?
When you take out a pet insurance policy, some features come as standard, like:
- Cover for vet fees and medical treatments
- Kennel and cattery fees (if your pet needs to stay for recovery)
- Liability cover
- Advertising costs and rewards
But, insurance companies won’t pay out for everything, so make sure you check the small print to see what the exemptions are, before you take out your policy.
Generally speaking, most insurers won’t cover routine check-ups, pre-existing medical conditions, or behavioural problems.
Compare policies and deals from the leading pet insurance brands
When it comes to protecting your furry friend, it’s important to shop around for the right cover, that suits what you both need.
That’s why we work with over 20 leading pet insurance companies, to bring you the best deals.
Explore
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Cat insurance
They may always land on their feet, but it’s worth finding a policy to cover your moggy – whatever their age or pedigree – for extra peace of mind.
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Kitten insurance
Don’t rely on their nine lives to get them out of trouble, kitten insurance can be a safety net for your new little bundle of fluff.
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Dog insurance
Dog insurance will cover your pooch if they need medical care – giving you peace of mind that your faithful friend is protected.
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Puppy insurance
Puppies and mischief go hand-in-hand. Puppy insurance can protect your pup if they find themselves in any sticky situations.
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Rabbit insurance
Rabbits are much-loved family pets, so if yours becomes ill, make sure you’ve got the cover to keep your bunny hopping and happy.
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Horse insurance
As well as being expensive to care for, horses can be prone to theft. Horse insurance can help protect both your finances and your steed.
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How much is pet insurance?
How to reduce the cost of pet insurance
What do I need to run a pet insurance quote?
Why compare quotes with MoneySuperMarket?
Pet insurance for a cat younger than five years old costs on average £116 a year. For dogs aged below five expect to pay around £225 a year*.
Insurers may charge you more to spread the cost of your pet insurance in monthly payments so it can often work out cheaper to pay for a policy upfront for the year. The cost of pet insurance will be determined by the policy type but will also vary depending on the type of and breed of your pet, its age and any existing medical conditions.
*51% of customers paid on average £116.40 for a cat aged under five and £225.12 for a dog aged under five. Stickee data, correct as of May 2020.
Here are some money-saving tips to help bring down the cost of cover:
Keep your pet healthy: whether it’s feeding your pet a nutritional diet or keeping on top of its vaccinations, having a healthy pet will help lower your premiums.
Opt for a higher excess: your premium is likely to decrease if you’re willing to pay a higher excess on any claim you make. But keep the excess affordable in case you have to pay it.
Take out multi-pet cover: some insurers offer a discount of 5% - 10% if you insure more than one pet on a single policy.
Pay annually: paying for your policy upfront is usually cheaper as some insurers charge interest on monthly instalments.
It always pays to shop around for cover to see what policies and prices are best suited to your pet and your budget.
You’ll need to provide the following information so we can help you find you pet insurance quotes:
- Your pet’s age
- The breed or size of your pet
- The health of your pet (and if it has been neutered)
- How much you paid for your pet (if you bought it rather than adopting it)
- Your pet’s behavioural history
- Your pet’s medical history
Before picking a pet insurance policy, it’s important to compare those available by using a site such as MoneySuperMarket.
Running a pet insurance comparison means you’ll be able to see personalised quotes for your pet to help you choose the right one for you.
The right pet insurance policy for you might not be the cheapest, as cheaper policies might not provide the full cover you need.
Vet bills
Here's a break down of fees and what to expect should your pet fall ill.
Lifetime pet insurance guide
Ideal for pets needing continual medical care.
Pet passports explained
Taking your pets abroad needn't be a trial.
How much are puppy injections?
Understanding the cost of essential puppy vaccination.
The real cost of a cat
Here's what to expect when tallying up the costs of your kitty.
Guide to pet insurance
Helping you find the best policy to suit your pet.
Multi-pet insurance
Animal lover? Provide cover for all your beloved pets with one single policy.
Which breed of dog is right for you?
Match your pet-preferences with the ideal pooch.
Which breed of cat is right for you?
Just like dogs, cat breeds can hold very differing temperaments, too!
Adopting a new pet?
Everything to consider before making the commitment.
Preparing your home for a new dog
Everything to consider before bring home a puppy.
The Dangerous Dogs Act
Understanding the 'type' of dog which could be affected by the Act.
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