Car Insurance Group 11
Key takeaways
Car insurance groups range from 1 to 50, with lower numbers generally indicating cheaper insurance
While group 11 cars are on the lower end of the scale and generally cheaper to insure, personal factors will also influence the final premium
Popular cars in this group include models from BMW, Volkswagen, and Ford, such as the Audi A2, BMW 2 Series Gran Tourer, Citroen C3, and Volkswagen Golf
These cars are known for their affordability, decent fuel economy, and practicality, making them suitable for a wide range of drivers, including university students and working parent
What is car insurance group 11?
Car insurance group 11 is assigned to your vehicle based on certain factors such as age and safety features, which is used by car insurers providers to calculate your premiums.
Car insurance groups are defined by the Association of British Insurers (ABI) and the Lloyds Market Association (LMA) and run from 1 to 50.
Is group 11 car insurance high or low?
Car insurance group 11 vehicles are towards the lower end of the scale and cheaper to insure. The higher the group, the more expensive your car insurance is likely to be, with 1 being the cheapest to insure and 50 being the most expensive.
How are cars assigned to insurance groups?
The system is run by the motor insurers’ automotive research centre – Thatcham Research. It sets the requirements for the groups, tests vehicles, and collects all the data to see which group each car fits into.
Factors that are used to help calculate a car’s insurance group include:
The car’s value when it’s new
Cost of parts
The vehicle’s safety features, and the extent of any damage caused if involved in an accident
The car’s acceleration and speed
Any security features to help prevent theft
Find out more in our guide: Car insurance groups explained
Which cars are in car insurance group 11?
While group 11 is towards the cheaper end of the scale, there are still some much-loved makes in this category from BMW, Volkswagen, and Ford. This category also features a range of models and body types, not just smaller hatchbacks or superminis.
Here are some popular cars in group 11:
Make | Model |
|---|---|
Audi | A2 1.4 Sport 5d (2000-2005) |
BMW | 2 Series Gran Tourer 216d Luxury 5d (2018-2022) |
Citroen | C3 1.2 Puretech 68 Feel 5d (2017 onwards) |
Dacia | Duster SUV 1.0 TCe 90 Access 5d (2018 onwards) |
Fiat | 500 Hatchback 0.9 TwinAir Dualogic 3d (2008 onwards) |
Jeep | Renegade Limited 1.0 120hp 4x2 5d (2008-2018) |
MINI | One D 5dr (2015-2018) |
Nissan | Qashqai 1.3 DiG-T MHEV Visia 5d (2021–2022) |
Peugeot | Traveller Active Compact BlueHDi 95 8S 5d (2016–2022,) |
Renault | Captur Play Blue dCi 95 5d (2019–2022) |
Skoda | Fabia SE L TSi 95 (2021–2022) |
Toyota | Yaris Cross Icon 5d (2021–2022) |
Volkswagen | Golf 1.2 TSI Bluemotion Tech S 103bhp 3d (2013–2020) |
How much is group 11 insurance?
The cost of your insurance will vary depending on your individual circumstances and which car you own. Vehicles in group 11 widely vary in terms of age, power, and value, and your own personal details such as age and driving experience can impact the price.
If you would like to find out, you can get a quote on our website in minutes to find out how much your car insurance will cost.
Who are group 11 cars suitable for?
Group 11 cars feature good, all-rounder cars for people who want decent fuel economy and aren't going to set any new high speed records any time soon.
From university students who have just passed their test, to working parents dropping their kids off at school before a morning commute, cars in this insurance category are good, practical options suitable for most households.
Vehicles in this category also have benefits such as cheap parts and a good safety rating, making them less expensive to fix and helpful in terms of lowering the cost of your premiums.
Is insurance group 11 expensive for a new driver?
Quite the contrary, cars in group 11 are relatively cheap to insure compared with other groups.
While choosing a car in this category can help lower your premium, the overall cost of your premium will also depend on about the driver including, your age, profession.
Where you live and park your car, what you use the car for, and your driving history will also affect the cost.
What is insurance group 11e?
Insurance Group 11e indicates that a car in Group 11 has exceeded the minimum security requirements for that group, resulting in a lower insurance rating.
The "e" signifies that the car has extra security features or safety technology, making it a lower risk to insure than the typical Group 11 car.
For example, there may be two identical cars that has been graded in group 12. However, one has autonomous emergency braking fitted, which surpasses Thatcham's minimum-security standard for that rating, and will be listed as an 11e instead.
How do I know what group my car is?
If you would like to quickly find out what group your car belongs to, check out our useful group checker below.
Retrieving data...
Your car
Your car insurance group
Group 8/50
This car is among the lower insurance groups which should be good news for your premium. Cars in lower groups are typically cheaper to insure.
This car ranks in the middle insurance groups so it isn’t among the cheapest cars to insure, but it won’t be one of the most expensive.
This car is towards the higher end of the scale which means it could be relatively expensive to insure.
