All you need to know about choosing and managing credit cards
Our useful guides cover a range of topics from how to choose a new credit card, the different types of credit card and which might suit you best, to how credit cards work and understanding your credit limit. We also have information about what your credit score means and how this could affect which credit cards you can get. Plus, we’ve plenty of helpful guides on managing credit cards when you’ve got bad credit.
What is the difference is between a representative and personal annual percentage rate? Read our guide to find out more about these often confused rates
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Why use a credit card?
Credit cards come in all shapes & sizes, finding one that suits you can make a world of difference to your pocket.
How much does a credit card cost?
Millions of us rely on our credit cards, whether it’s to make ends meet each month, help spread the cost of larger purchases, or simply because it’s a safe and secure way to pay
What is buy now pay later?
Buy now pay later is a popular payment option at the checkout, allowing you to pay for your purchase in instalments so the full amount isn’t paid until ‘later’. Here’s how buy now pay later works and what’s important to consider...
What is cashback?
Cashback is a way of being rewarded every time you spend on your credit card. But how do cashback credit cards work and are they right for you?
What is a credit limit?
Knowing your credit limit can save you from expensive mistakes when it comes to credit card spending
What is chargeback
When you buy something with a debit or credit card you are protected through something called chargeback. Our guide explains how it works
What is a CPA?
Continuous payment authorities are used to pay bills and subscriptions, but how are they different from standing orders and direct debits, and how can you cancel them? Our guide explains more…
If you’re out of work and not earning you might think that you won’t be able to get a credit card. But that’s not always the case as our guide explains
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Multiple credit cards
Credit cards can be handy to manage your finances, but is it a good idea to have more than one and will it damage your credit rating?
Refused credit
If you've been turned down for credit there are steps you can take to find out why and help improve your credit score
What is a good credit score?
Your credit score is what lenders use to decide whether you can manage debt. Find out about credit checks and scores.
Buy now pay later and bad credit
Buy now pay later allows you to make purchases but hand over the money at a future date. But can you use a payment plan like this if you’ve got a poor credit rating?
Work out your best options for spending abroad. Read our guide to find out more.
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How long will it take to apply for a credit card?
Wondering how long it will take you to get a credit card? Our guide covers the credit card application process and how long it should take for you to be approved
Guide to graduate credit cards
Finished studying and looking for a credit card? Our guide explains the options to help you make the right choice
Cash advance credit cards
Our guide to how a cash advance works, what counts as a cash advance and what it might cost you
Can I get a credit card?
The type of credit card you can get will depend on your personal circumstances. Here’s how to find the right card for you
Credit Cards for Self Employed
When applying for a credit card, you will have to provide details of your salary. This might be a bit trickier to do when you’re self-employed and your earnings fluctuate.
Credit cards can be a useful way of managing your finances, but there can be a charges and fees to watch out for. Our guide explains the different charges and how they work, so you won’t fall foul of them
A credit card minimum payment is exactly what you’d expect: it’s the minimum you must repay to your card provider every month to avoid extra charges. Your monthly minimum payment is worked out based on your credit card’s interest rate (APR) and the amount you have borrowed
Apple Pay can be a convenient payment option – giving you the option to pay with your iphone or watch, both in store and online. Our guide covers how it works and what to consider
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Credit card consolidation
Credit cards can be handy for dealing with your finances in a number of ways, one of which is helping you to consolidate your debt to make more manageable. Our guide explains more
Credit cards security
No-one wants to fall victim to credit card fraud. The good news is, there are plenty of things we can do to help protect our plastic.
Credit card refunds
Getting a refund on your credit card isn't as hard as you may fear. Here's what you need to know about credit card refunds.
Google pay
Google Pay is a free mobile payment system from Google that allows people to make purchases using their NFC-enabled smartphones, both in person and via apps and websites.
Overpaying a credit card
There aren’t any advantages to overpaying on your credit card, but if it happens in error it’s not usually something to worry about, as our guide explains
Financial red flags
MoneySuperMarket looks at some of the UK's biggest financial red flags
Credit Card Myths
There are lots of misconceptions about credit cards. Our guide can help debunk the myths
How to activate a credit card
If you’ve recently got a credit card, you might be wondering how you can activate it. Our guide explains all you need to know
Guide to samsung pay
Samsung Pay allows you to make contactless payments through Samsung devices. Our guide explains more