Credit Cards - Guide Index

Our guides to credit cards

There are many types of credit card, from those that accept a balance from an existing card and charge no interest for a stated period, to those that give you cashback on your spending. So your choice of card will be shaped by your circumstances, and by your spending plans. Our guides explain the options

Credit cards. Trust us to explain them simply

Related credit cards guides

A guide to student credit cards

Everything you need to know about student credit cards

Annual percentage rate

What is an APR?

Apple Pay

What is Apple Pay?

Balance Transfer

Compare balance transfer credit cards

Best credit cards to use abroad

Making payments abroad


Find out how much it will cost and how long it will take

Cash advance credit cards

Cash advance credit cards explained

Choosing a credit card

Find the best credit card for you

Compare business credit cards

Manage your company with business credit cards

Consolidating debts using a credit card

Understanding debt consolidation using credit cards

Contactless payment

What is a contactless payment card?

Easy to get credit cards for poor credit

Easy to get credit cards with poor credit

Getting your first credit card

How to get your first credit card

Graduate credit cards

Graduate credit cards: What are the best options?

Guaranteed credit cards

Improve your chances of being accepted for a credit card

Guide to credit card charges

Details on credit card charges

Guide to credit card protection

What is credit card protection?

Guide to credit card security

Credit card fraud

How do credit cards work?

A guide to understanding credit cards – and why they can be useful

How much does a credit card cost?

Calculating credit card costs

How to apply for a credit card

Steps to applying for a credit card

Interest-free credit cards

Compare interest free credit cards

Multiple credit cards

How many credit cards can you have?

The advantages and disadvantages of credit cards

How you can benefit from the right credit card

What is a balance transfer?

Credit card balance transfers explained

What is a credit card minimum payment?

Minimum payments on credit cards: what you should know

What is a credit card?

Credit cards: what are they and how do they work?

What is a good credit score?

Credit scores and ratings explained

What type of credit card is best for me?

Choosing your credit card

Why do I need a credit card?

Understanding the pros and cons of getting a credit card