Credit Card Guides
All you need to know about choosing and managing credit cards
Our useful guides cover a range of topics from how to choose a new credit card, the different types of credit card and which might suit you best, to how credit cards work and understanding your credit limit. We also have information about what your credit score means and how this could affect which credit cards you can get. Plus, we’ve plenty of helpful guides on managing credit cards when you’ve got bad credit.
Our top 4 guides and articles
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News & Guides
- How long it will take to pay off my card debts? If you’ve got an outstanding balance on your credit card, our handy interest and repayment calculator will help you work out how long it will take to pay it off based on your APR and monthly payments...
- How can I apply for a credit card?
- How does credit card interest work?
- What is a Continuous Payment Authority (CPA)?
- Should I get a joint credit card?
- What types of credit cards are available in the UK?
- What is a credit limit and how are they calculated?
- Can I get a credit card?
- How do I cancel a credit card?
- What is Samsung Pay and how can I use it?
- How do I protecting myself from credit card fraud?
- Credit cards vs debit cards – which is safer?
- Using buy now pay later with a bad credit score
- How does cashback work on a credit card?
- Why was I declined for a credit card?
- What are the best credit cards for graduates?
- What is Apple Pay and how can I use it?
- How many credit cards can I have?
- Is a credit card right for me?
- Credit card fees and charges explained
- How do I use a credit card to improve my credit score?
- How do I consolidate debt with a credit card?
- How do I pay off credit card debt more quickly?
- Is it possible to buy a car with a credit card?
- What are high limit credit cards?
- What is Google Pay and how can I use it?
- Should I get a premium credit card?
- Credit cards for the self-employed and sole-traders
- Should I get a credit card or a loan?
- Can I withdraw cash from a credit card?
- Should I overpay on my credit card?
- What are virtual credit cards?
- Credit card numbers explained You probably think you should know what all the numbers mean on a credit card, but why would you if you’ve never had one before? Our guide breaks it down for you.
- How Section 75 protects your credit card purchases
- Your guide to credit card statements
- What is the minimum payment on a credit card?
- How long does it take to get a credit card?
- How do I transfer a credit card balance?
- How do I activate a credit card?
- What type of credit card is best for me?
- What credit cards are the easiest to get?
- Can I get a credit card if I am a pensioner?
- Can I get a credit card if i'm unemployed?
- How do credit cards work? A credit card is a type of loan where the money you spend is borrowed from the card provider rather than taken from your bank account.
- Buy now pay later The popular payment option allows you to make purchases faster and then pay them off over time. But is it a smart or risky way of shopping? Our guide explains how it works.
- What is APR What is the difference between a representative and personal annual percentage rate? Read our guide to find out more about these often-confused rates
- What are 'pre-approved' credit cards? Our guide explains how to apply for a credit card without fear of being turned down and seeing your credit rating damaged – even if you have bad credit
- What is chargeback and how do I use it? When you spend on your debit or credit card, you are protected through something called chargeback. Our guide explains how it works.
- What is a balance transfer credit card? Balance transfer cards can help you take control of your credit card debt by moving it to a lower interest rate. Here's how they work and what to look out for.
- How to make contactless payments Contactless payments are an increasingly popular way to pay. Here we cover how ‘tap and go’ works on credit and debit cards, the limits on spending, and what happens if your card is stolen.
Accurate as of 01 April 2026.
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