Credit Card Guides

Credit cards come in all shapes & sizes, finding one that suits you can make a world of difference to your pocket.

Millions of us rely on our credit cards, whether it’s to make ends meet each month, help spread the cost of larger purchases, or simply because it’s a safe and secure way to pay

Find out more about how balance transfer credit cards work and what’s available.

Buy now pay later is a popular payment option at the checkout, allowing you to pay for your purchase in instalments so the full amount isn’t paid until ‘later’. Here’s how buy now pay later works and what’s important to consider...

Cashback is a way of being rewarded every time you spend on your credit card. But how do cashback credit cards work and are they right for you?

Knowing your credit limit can save you from expensive mistakes when it comes to credit card spending

When you buy something with a debit or credit card you are protected through something called chargeback. Our guide explains how it works

Continuous payment authorities are used to pay bills and subscriptions, but how are they different from standing orders and direct debits, and how can you cancel them? Our guide explains more…

Wondering how long it will take you to get a credit card? Our guide covers the credit card application process and how long it should take for you to be approved

Finished studying and looking for a credit card? Our guide explains the options to help you make the right choice

Our guide to how a cash advance works, what counts as a cash advance and what it might cost you

A charge card is a plastic card that can be used to pay for goods and services. It looks like a credit card – but it works in a different way. Our guide explains all you need to know about charge cards, who they suit, the costs, plus the pros and cons - comparing them to other types of borrowing.

The type of credit card you can get will depend on your personal circumstances. Here’s how to find the right card for you

Everything you need to know about student credit cards.

Rewards credit cards offer returns on your everyday spend including cashback, points and air miles. Find out how to choose the best rewards card to suit you

Cashback credit cards reward savvy spenders for purchases they make, but with plenty of choice and different rates and incentives, which one is right for you?