Caravan Insurance

If you own, or are looking to buy a caravan, motorhome or similar, it is important to make sure you are covered for a variety of eventualities when it comes to choosing a caravan insurance policy.

We want to show you as many insurers as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites. 

We think a good caravan insurance policy should provide new for old replacement, European cover and third party liability cover. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.

Caravan insurance providers/products

    • Provider/Product name Caravan Insurance

      Cover4Caravans

      Caravan Insurance

    • Description

      Cover4Caravans is a recognised caravan insurance broker specialising in touring and static caravans. Get up to 240-280 days of European cover as standard along with criminal activity cover. Get a quote online or over the phone.

    • Go to site

    Great for
    Storm damage covered as standard
    Friends and family covered
    Theft of caravan covered as standard
    But be aware that
    You cannot manage your policy online
    New for old replacement available only for caravans from 3 to 5 years old on standard policy
    £100 standard excess
    • Provider/Product name Caravan Insurance

      Intasure

      Caravan Insurance

    • Description

      Intasure specialises in offering static caravan insurance for both buildings and contents across the UK. Receive public liability cover of up to £2,500,000 as standard as well as when the property is unoccupied or used for holiday lets.

    • Go to site

    Great for
    New for old replacement available for caravans up to 20 years old
    Storm damage covered as standard
    Theft of caravan covered as standard
    But be aware that
    No cover for static caravans outside the UK
    Personal possession and equipment protection is optional
    Accidental damage is optional
    • Provider/Product name Caravan Insurance

      Staveley Head

      Caravan Insurance

    • Description

      Staveley Head have 25 years' experience in the insurance industry, offering cover for your motorhome as well as static and touring caravans. They have the backing of some of the UK's leading insurers and offer European cover for up to 90 days per year as standard. Apply for a quote online today.

    • Go to site

    Great for
    New for old replacement available for caravans up to 10 years old
    Accidental damage covered as standard
    Theft of caravan covered as standard
    But be aware that
    Public liability cover is optional
    You cannot manage your policy online
    Friends and family cover is optional
    • Provider/Product name Caravan Insurance

      E&L

      Caravan Insurance

    • Description

      E & L have been in business for over 70 years offering insurance for touring and static caravans. Receive public liability cover of up to £1,000,000 as well as caravan theft cover as standard. Get a quote online or over the phone.

      Up to 35% discount for new policies (first year only)

    • Go to site

    Great for
    Spouse automatically covered plus 3 other family members
    Criminal activity covered as standard
    Complete whole application and payment process online
    But be aware that
    You cannot manage your policy online
    New for old replacement available only for caravans up to 1 year old on standard policy
    Accidental damage not covered as standard
    • Provider/Product name Caravan Insurance

      Insurance4mycaravan

      Caravan Insurance

    • Description

      Insurance4MyCaravan offer insurance for both caravans and camping equipment. Receive storm damage cover as standard as well as 180 days of European cover each year. Get a quote online or over the phone.

      Up to 35% discount for new policies (first year only).

    • Go to site

    Great for
    Public liability cover of up to £1,250,000
    Accidental damage covered as standard
    Complete whole application and payment process online
    But be aware that
    You cannot manage your policy online
    New for old replacement available only for caravans up to 3 years old on standard policy
    Criminal activity not covered as standard

This policy generally meets the needs of someone wishing to insure their caravan.

 

Why do I need caravan insurance?

As with any other vehicle on the roads, you'll need to ensure you have cover in place for your caravan or motorhome to comply with UK laws and regulations.

Should you be involved in an accident where you damage the vehicle of a 3rd party, you could find yourself liable for the cost of repair and compensation. Similarly, if your caravan is damaged in the process, then you'd have to foot the bill for repair, or replacement in the case of it being written off.

Caravan insurance can help in this situation, as it provides financial recompense in the event of such incidents, giving you peace of mind and saving you money.

What cover options are there?

Caravan insurance is usually split into 3 main categories: Touring caravan, static caravan and trailer tent/folding camper. Motorhome insurance is also offered by many of the same insurers and features similar cover.

Let's take a brief look at each category to help you understand what is included:

Touring caravan insurance: Covers you for a caravan towed behind your vehicle and usually features new for old replacement, 3rd party/public liability cover, contents, equipment, European cover and a variety of differing covers depending on each insurer.

Static caravan insurance: Provides cover for a caravan that is located in a fixed place such as a caravan site or holiday park. Cover is similar to that of touring caravan insurance but you will usually find that you are not covered to use the caravan as a permanent place of residence.

Trailer tent insurance: Covers you for a trailer tent or folding camper that is pulled behind your vehicle. Typical cover is similar to touring caravan but with the common exclusions being, vermin/mildew damage and theft of personal possessions.

Motorhome insurance: You will usually find that this provides similar cover to a touring caravan policy in most aspects but is similar to car insurance in structure. You should be able to choose between 3rd party only cover, 3rd party fire and theft, and fully comprehensive cover.

Guide to caravan insurance

To find out more about insurance for your caravan, motorhome or trailer tent, please visit our guide to caravan insurance which contains top tips and advice to help you find the right policy.

Alternatively, to search for cheap cover for your caravan, why not visit one of the insurers in the directory above to get a caravan insurance quote.

Important information

Please read the following information about our service and print copies for your own records.

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