Caravan Insurance

Get A Caravan Insurance Quote

If you own, or are looking to buy a caravan, motorhome or similar, it is important to make sure you are covered for a variety of eventualities when it comes to choosing a caravan insurance policy.

You can get insurance from these companies through MoneySuperMarket, but this doesn’t include every single insurer on the market. 


Great for
  • Storm damage and theft are covered as standard
  • Public liability cover of up to £2.5 million as standard
  • Up to 20 years New for Old replacement cover
But be aware that
  • Accidental damage is optional
  • Personal possession and equipment protection is optional
  • £20,000 limit on personal accident cover
Great for
  • European cover as standard
  • Contents protection against accidental loss or damage, Fire, Theft, Storm and Flood
  • Legal protection
But be aware that
  • European breakdown is not covered as standard
  • Not covered for damage caused by wear and tear
Great for
  • Loss, Theft or Accidental Damage up to 100%
  • Public Liability up to £2.25m
  • 3 family members on cover for free
But be aware that
  • 100% Accidental Damage only available on Static
  • Up to 10 years New For Old on Touring


How our site works

We want to show you as many insurers as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites. 

We think a good caravan insurance policy should provide new for old replacement, European cover and third party liability cover. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.

Why do I need caravan insurance?

As with any other vehicle on the roads, you'll need to ensure you have cover in place for your caravan or motorhome to comply with UK laws and regulations.

Should you be involved in an accident where you damage the vehicle of a 3rd party, you could find yourself liable for the cost of repair and compensation. Similarly, if your caravan is damaged in the process, then you'd have to foot the bill for repair, or replacement in the case of it being written off.

Caravan insurance can help in this situation, as it provides financial recompense in the event of such incidents, giving you peace of mind and saving you money.

What cover options are there?

Caravan insurance is usually split into 3 main categories: Touring caravan, static caravan and trailer tent/folding camper. Motorhome insurance is also offered by many of the same insurers and features similar cover.

Let's take a brief look at each category to help you understand what is included:

Touring caravan insurance: Covers you for a caravan towed behind your vehicle and usually features new for old replacement, 3rd party/public liability cover, contents, equipment, European cover and a variety of differing covers depending on each insurer.

Static caravan insurance: Provides cover for a caravan that is located in a fixed place such as a caravan site or holiday park. Cover is similar to that of touring caravan insurance but you will usually find that you are not covered to use the caravan as a permanent place of residence.

Trailer tent insurance: Covers you for a trailer tent or folding camper that is pulled behind your vehicle. Typical cover is similar to touring caravan but with the common exclusions being, vermin/mildew damage and theft of personal possessions.

Motorhome insurance: You will usually find that this provides similar cover to a touring caravan policy in most aspects but is similar to car insurance in structure. You should be able to choose between 3rd party only cover, 3rd party fire and theft, and fully comprehensive cover.

Guide to caravan insurance

To find out more about insurance for your caravan, motorhome or trailer tent, please visit our guide to caravan insurance which contains top tips and advice to help you find the right policy.

Alternatively, to search for cheap cover for your caravan, why not visit one of the insurers in the directory above to get a caravan insurance quote.