Pass Plus Car Insurance

Does Pass Plus give you a car insurance discount?

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Pass Plus is a government scheme that gives learner drivers extra practical experience on the road. It’s a great way to be a better driver – but does it get you money off your car insurance?

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What is Pass Plus?

Pass Plus is an optional training course for motorists to help enhance their driving skills and to make them safer drivers. It’s usually available through your driving instructor and costs between £150 and £200 for the entire course. However, the price will vary depending on the instructor.

What does Pass Plus cover?

The Pass Plus driving course covers driving in the following conditions:

  1. In town: While standard driving lessons also cover this, Pass Plus offers a more detailed module including navigating junctions, underpasses, and bus, cycle and tram lanes
  2. In adverse weather conditions: Pass Plus courses also have a module for driving under extreme weather conditions, such as heavy rain, snow, ice, fog and bright sunshine as well as preventing and handling skidding
  3. At night: Normal driving lessons might not give you plenty of opportunity to practice night driving, so this module lets you get better at using your headlamps correctly, getting used to different light levels and judging distances and speeds in low light
  4. On rural roads: Rural and countryside roads offer a different challenge to inner-city driving – Pass Plus gives you more experience in dealing with narrower and poorly lit roads, horse-riders, farm vehicles, road debris, and recognising safe passing places
  5. On dual carriageways: You might not spend a lot of time on dual carriageways when you’re learning to drive, so with Pass Plus you’ll get to learn more about joining and exiting using slip roads, overtaking, maintaining safe distances and general lane discipline
  6. On motorways: Likewise Pass Plus can provide extra support for driving on motorways, dealing with fatigue, breaking down, following motorway signs and lane discipline

How does the Pass Plus driving course work?

Each module in the Pass Plus driving course is practical, however local conditions can vary so some may be theoretical instead – ideally you’ll spend at least five or six hours actually driving.

The Pass Plus driving course doesn’t involve taking a test at the end, but you’ll be continually assessed throughout the course’s duration – and you’ll have to meet the required standard in every module to pass.

How much does the Pass Plus scheme cost?

You can generally expect the Pass Plus driving course to cost around £150 to £200, but it will also depend on the following:

  • Where you live
  • Your driving instructor
  • How long your training takes

Does Pass Plus lower the cost of car insurance?

While it’s generally accepted that taking the Pass Plus driving course does reduce your car insurance premiums, this may not actually be true for a lot of people.

According to MoneySuperMarket research, the average person sees no difference in their car insurance premiums whether they’ve taken the Pass Plus course or not.*

That isn’t to say it definitely won’t have an impact – Pass Plus driving courses might still help young or inexperienced drivers get lower premiums, but it’s better to shop around and compare quotes from different providers. This way you’ll be able to see all the options available to you, and if you find an insurer who does offer a discount for Pass Plus drivers you’ll be able to take advantage.

*Based on MoneySuperMarket car insurance data collected between May and July 2019

There is no difference in premiums for drivers who have and haven’t taken a Pass Plus course

Based on MoneySuperMarket car insurance data collected between May and July 2019

Should I take a Pass Plus course?

Even though a Pass Plus driving course won’t always lower your car insurance premiums, it’s still definitely worth taking as it can provide a number of other benefits:

  • You’ll gain more experience driving in situations ordinary lessons won’t necessarily prepare you for
  • You’ll also further develop your driving skills and confidence on the road
  • You’ll chances of being involved in a road accident will drop

How do I book a Pass Plus driving course?

To qualify for the Pass Plus course you’ll need to hold a full UK driving licence, having passed your tested within the last 12 months. Just get in touch with a qualified driving instructor to see if they offer the course and you’ll be able to book it in.

Compare cheap car insurance quotes

Pass Plus courses can improve your driving skills and in some cases they may even lower your car insurance premiums, however the best way to get a cheaper deal is by comparing quotes through MoneySuperMarket. All you need to do is tell us a little about yourself, your driving history and the car you want to cover, and we’ll put together a list of quotes tailored to your requirements.

You’ll be able to compare policies by their overall monthly and annual price and the level of cover you’ll get. Once you’ve found the deal you want, just click through to the provider to finalise your purchase.

As with all insurance policies the cheapest options isn’t always the best – we recommend balancing cost and cover to ensure you have the exact level of protection you require for the best price.

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