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CAR WARRANTY

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What is a car warranty?

A car warranty covers the cost of labour and parts over an agreed timeframe if your vehicle needs repairing due to mechanical or electrical failure. Warranty term lengths vary, but on a new car a typical example is three years or 60,000 miles. - whichever you arrive at first.

What is an extended car warranty?

An extended car warranty is an option usually available to you from your car manufacturer/dealer, or an independent specialist provider after your initial warranty has expired. While the original warranty will be included in the car price, an extended warranty will usually be an added cost.

woman in car

What types of car warranty is available in the UK?

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    New car warranty

    This warranty comes with a newly bought car from the manufacturer which usually lasts 3 years of 60,000 miles.

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    Used car warranty

    Depending on the age and mileage of the car, you may be covered by the original warranty. A warranty can also be purchased by a used car dealer.

What’s covered by car warranty?

All car warranties vary slightly depending on the manufacturer and the specific warranty policy but most will include and exclude the following:

  • Tick

    What’s covered:

    • Air conditioning faults

    • Engine

    • Transmission

    • Steering

    • Brakes

    • Electrical system

  • Cross

    What isn’t covered:

    • Frictional or serviceable parts that wear naturally
      This includes brake pads and wiper blades, exhausts, tyres and clutches.

    • Routine maintenance
      MOT, service, and oil changes are not included in a warranty

    • Theft, loss, or accidents
      This will be covered under your car insurance policy

    • Damage from natural disasters
      Such as floods or hurricanes

What affects the cost of a car warranty?

Be sure to factor in the cost of the warranty, the level, quality and length of coverage when making your decision. The cost of a car warranty depends on a range of factors, starting with the vehicle itself. For example:

  • money bag

    The value of the car

    The more expensive, the more it may cost to repair

  • icon breakdown

    The age of the car

    The older it is, the more likely it may be to break down

  • icon milage

    The miles on the clock and the miles you drive

    The more use the car has, the more likely you may be to activate the car warranty

  • icon car

    The level of cover

    Some car warranty providers offer cover for more than just the engine or mechanics

Sarah Tooze

Our expert says

"

The length of a new car warranty varies by manufacturer, with Kia, MG and SsangYong all offering seven years. If you’re buying a used car that may mean there is still some of the warranty period left. Regardless of whether you have a manufacturer warranty or a warranty from an independent provider, make sure you check the small print so you understand what is and isn’t covered, and what the restrictions are.

"
- Sarah Tooze, Car & Van Insurance Expert

What should I look out for when choosing a car warranty?

When choosing a car warranty, there are a number of things you should look out for, including:

  • Plus

    Level of coverage

    Make sure the warranty covers the parts and repairs that are most important/ more expensive for you. If you have a new car, you may want to choose a warranty that covers both major and minor repairs.

  • Plus

    Length of coverage

    Choose a warranty that lasts for the length of time you plan to keep your car. This will give you peace of mind knowing that you are protected from the cost of unexpected repairs.

  • Plus

    Warranty provider

    Do some research to make sure you are buying a warranty from a reputable provider. Read reviews from other customers and see what they have to say about the company's customer service and claims process.

  • Plus

    Cost

    Compare quotes from different warranty providers to get the best deal. Be sure to factor in the cost of the warranty, the level of coverage, and the length of coverage when making your decision.

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Why compare car warranty quotes with MoneySuperMarket?

Our mission is to make finding cheap car car warranty easier – and when you take out cover with MoneySuperMarket you can benefit from:

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    Earn Rewards

    Buy car insurance through us and get unlimited access to free days out (on our app) and much more with SuperSaveClub.

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    Save Time & Money

    For free, compare tailored quotes in minutes and find the cheapest deal for you. If you find the same deal for less, we'll price match* and give you a £20 gift card.

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    Trusted

    We're trusted by our customers. We only work with insurance providers authorised and regulated by the Financial Conduct Authority (FCA).

Yes, if your issue is not covered under your warranty policy, the fault is a pre-existing issue or your car warranty has expired, your claim can be rejected.

Car insurance is a legal requirement to drive in the UK. A car warranty protects you from unexpected repair costs that are not your fault.

Whether or not you need a car warranty depends on a number of factors, including your budget, the type of car you drive, and how often you drive.

This depends on the types of issues found in your MOT and what is included in your warranty policy

An extended car warranty can help to protect you from the unexpected financial burden of major repairs.

To submit a car warranty claim, you will need to contact the car manufacturer or seller. They will be able to tell you how to proceed and whether your claim is covered by the warranty.

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