Prepaid business cards - Ordered alphabetically A-Z
Annual fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
Foreign transaction fee
Free —
- Sign up online and get a business account and debit Mastercard in under 5 minutes
- Get an instant Sort Code and Account number, a virtual card to use instantly, a debit Mastercard and 24/7 customer support
- Say goodbye to admin tools for invoices, expenses, taxes and VAT
- For UK based only businesses and residents
- Monthly fees are based on the Business's monthly income. Free if under £500pm. Between £500pm and £2,000pm, monthly fee is £4.90. Between £2,000pm and £20,000pm, monthly fee is £9.90. Between £20,001pm and £500,000pm, monthly fee is £19.90
- Extra cards: £0pm plan, 2 cards; £4.90pm plan, 3 cards; £9.90pm plan, 5 cards; £19.90pm plan, 6+ cards
Annual fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
Foreign transaction fee
Free —
- Safe and secure way to manage expenses, employees can only spend what’s loaded
- Track spend and manage cards live online 24/7
- Simple online expense reconciliation
- Additional card fee of £5.95
- Must have a trading address in the UK & at least one director must be residing in UK
Annual fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
Foreign transaction fee
Free —
- Total visibility of your team's spending in one place
- Load staff cards in GBP, EUR & USD and spend worldwide with Mastercard cards
- Upload receipts through the app and remove paperwork hassles
- A fee of £10 per card applies
- A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
- ATM fees apply both in the UK and abroad
Get your first year free - £50 annual fee waived for applications through Moneysupermarket
Annual fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
Foreign transaction fee
Free —
- Accounting integrations with Xero, QuickBooks Online, and CSV exports to all other accounting platforms
- On-the-spot receipt capture and enriched transaction data
- Free deposits and withdrawals from domestic accounts
- Soldo Ltd software services plan prices exclude VAT
Annual fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
Foreign transaction fee
Free —
- Free deposits and withdrawals from domestic accounts
- Mobile app and administrative web console
- Spending controls for each user including limits, rules and budgets
- Card foreign exchange transaction fee is 1.00% above the latest available interbank rate
- £2 fee for ATM withdrawals in non-GBP based currencies. Account fee is £6 per month per card. Card replacement fee is £5. A new issued card is valid for 3 years
- Subject to internal risk restrictions and to the costs and limits specified in the Fees and Limits Summary, the Account Holder may transfer money in and out from the Soldo account to/from a bank account held in the name of the Account Holder.
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
Business prepaid cards
Offering a convenient and secure alternative to paying by cash or debit or credit card, a prepaid card can be loaded with money in advance and then used to make purchases or withdraw cash from an ATM, just as you would with a credit or debit card.
Unlike with a business credit card, however, you can only spend the amount that has been put on the card, making them ideal for budgeting.
What's more, business prepaid cards don't require a credit check to be carried out – either on you or your employees.
Greater flexibility and control
Even if you issue business credit or debit cards to some people in your business, the number of cardholders is generally kept as low as possible.
But this can be inconvenient, and in comparison, business prepaid cards allow you to issue a larger group of employees with the means to make business purchases, while limiting the sum of money they have access to.
To help you do this, you'll have access to online spending reports and be able to arrange credit “top-ups” when needed. You'll also be able to decide how employees can use the cards – for example by banning cash machine withdrawals.
Easier expenses
Traditionally, employees who incur expenses such as those related to travel often have to use their own cash or cards to make the payment, before claiming the money back from the company.
With a business prepaid card, however, the need to keep a wallet or purse full of receipts and make expense claims can become a thing of the past.
No credit checks
In contrast to business credit cards, prepaid cards do not require a credit check.
You can't get into debt with a prepaid card, so acceptance is guaranteed so long as the card provider can verify your identity using your personal details.
This keeps the application process simple and also means that businesses with short-term or seasonal employees who do not have bank accounts can pay them by loading their wages on to a prepaid card.
Lower charges
The cost of issuing employees with business prepaid cards will generally be lower than giving them business credit cards. But do look out for monthly fees, as well as charges for making purchases, withdrawing money and issuing a new card.
Find the best deal
With MoneySuperMarket, you can compare and apply for a range of business prepaid cards with just a few clicks of your mouse. So take a look at our tables to ensure you're getting the right one for your particular needs.