Landlord Insurance
Building and contents insurance for landlords
As a landlord, protecting your home from potential damages is imperative and is a prime reason why building insurance is essential. It’s worth considering taking out contents insurance should you decided to furnish the property yourself, as some insurance providers offer both building and contents insurance as one package.
Finding the right quote
We want to show you as many insurers as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites.
We think a good landlord insurance policy should include buildings cover, and cover your property for accidental damage. We also think you should be covered for loss of rent. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.
We want to show you as many insurers as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites.
We think a good landlord insurance policy should include buildings cover, and cover your property for accidental damage. We also think you should be covered for loss of rent. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.
Landlord insurance providers/products
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- Provider/Product name
CIA
- Description
CIA are one of the UK's leading landlord insurance providers with over 20 years experience in the insurance market. They guarantee to beat any quote or renewal and include free accidental damage on buildings. They also cover loss of rent and alternative accommodation as standard. Apply online today.
Sponsored Listing
A panel of 10 insurers including Ageas, Axa and Legal & General
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- Provider/Product name
Simply Business
- Description
Simply Business are landlord insurance specialists offering comprehensive cover to match your specific needs. Complete a quote online today and receive subsidence cover as standard as well as alternative accommodation cover. Apply online for a quote today.
Sponsored Listing
A panel of 10 insurers including Axa, Zurich & Covea
- Provider/Product name
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- Provider/Product name
Discount Landlord
- Description
Discount Landlord are a landlord insurance broker offering quotes from a large number of UK insurers. Accidental damage and property owners liability cover are included as standard and multi-property discounts are also available. Apply online for a quote today.
Sponsored Listing
A panel of 9 insurers including Zurich, LV and Brit
- Provider/Product name
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- Provider/Product name
AXA Insurance
- Description
AXA landlord insurance provides extensive cover to protect your property, with up to £10 million property owners’ liability cover and protection for up to 10 properties. Get covered from just £120 a year*. We also offer 0% interest on instalments when you choose to pay monthly. *10% paid this (04/17 – 06/17) typically for one property.
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- Provider/Product name
CIA AXA Landlord
- Description
CIA AXA Landlord Insurance is a product exclusive to CIA & underwritten by AXA. The insurance is tailored to meet individual requirements and includes £5m of property owners liability cover as well as alternative accommodation cover as standard. Apply online for a quote today.
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- Provider/Product name
NatWest
- Description
NatWest Landlord Insurance is specifically designed for people who rent out one or more properties. Benefit from standard policy inclusions such as public liability cover up to £2 million and re-housing costs for tenants following an insured event such as a flood or fire. Apply online for a quote today.
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- Provider/Product name
Endsleigh Insurance
- Description
Endsleigh’s 4*Defaqto rated landlord insurance offers a fantastic range of benefits such as automatic buildings cover up to £1m, un-occupancy cover up to 120 days, automatic protection for loss of rent and malicious damage by tenants cover up to £25k as standard. By searching a panel of insurers, Endsleigh can find the best price and cover for you, cover that can include; flats, legal protection including eviction expenses, home emergency and rent guarantee.
MONEYSUPERMARKET SPECIAL OFFER: Receive 15% off your new Endsleigh landlord policy if you get a quote before 31st August 2017 (using code LMSM15) and purchase within 30 days. T&Cs apply.
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- Provider/Product name
Intasure
- Description
Landlord insurance from Intasure is designed to provide you with a wide range of standard cover in connection with owning and letting a property. Benefit from inclusions such as loss of rent and alternative accommodation expenses along with accidental damage cover. Apply online for a quote today.
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- Provider/Product name
Churchill
- Description
Churchill offer Landlord insurance, giving discounted premiums for multiple properties (minimum premiums apply). Benefit from up to £10m of buildings cover and costs to re-house tenants in the event of damage to your property included as standard. All customers also enjoy access to free business helplines. Apply online for a quote today.
- Provider/Product name
The importance of landlords insurance
As a landlord, a simple home insurance policy will not offer the level of coverage you need. Your investment will need specialist cover to protect both the structure and the rental income you will earn from being a landlord.
moneysupermarket.com has teamed up with a number of landlords insurance providers to help protect your investment from the unexpected. With additional extras such as public liability insurance and legal expenses cover available, you will never have to worry about the pitfalls of being a landlord.
Main features of a landlord insurance policy
A cheap landlord insurance policy is within reach for many, however simply opting for the cheapest policy can sometimes prove to be a false economy. You need to pick a policy that is right for you and your investment.
A simple landlords insurance policy will cover only the basics. With additional extras you can protect so much more. Public liability insurance, rent guarantee insurance, legal expenses cover and more are available at an addition cost.
The advantages of landlord insurance
As with any insurance, it is there to protect you from the unexpected. There are many pitfalls that are associated with being a landlord such as tenants refusing to pay rent, taking tenants to court, structural or contents damage and many more.
With the right landlord insurance policy at your side, your life in the buy to let market will be made much easier and you will have the piece of mind knowing that your investment and your income from the property is in safe hands.
Guide to landlord insurance
Finding a cheap landlord insurance policy is one thing, however finding the right policy for your properties and your own individual needs can be a little more difficult. Take a look at our landlord insurance guide to make sure your policy covers all the bases.
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