Your car insurance group
This car is among the lower insurance groups which should be good news for your premium. Cars in lower groups are typically cheaper to insure.
This car ranks in the middle insurance groups so it isn’t among the cheapest cars to insure, but it won’t be one of the most expensive.
This car is towards the higher end of the scale which means it could be relatively expensive to insure.
What do car insurance groups mean?
If you’re buying a car - brand new or second hand - it’s worth checking which insurance group it falls into. This can give you an idea of how much it’s going to cost to insure. The lower the group the cheaper the premium. This is because cars in the lower insurance groups tend to be smaller, less powerful and less valuable. This means they don’t cost as much or take as long to repair if you’re involved in an accident, for example.
Car Insurance group
Average annual premiums
1 to 10
11 to 20
21 to 30
31 to 40
41 to 50
Based on fully comprehensive car insurance quotes for one driver holding a full UK licence. Data collected between 1st January and 31st December 2021, accurate as of March 2022
*group 1 to 10 has higher premiums than 11-20 because more younger drivers take out cover on cars in lower groups, driving the price up
What else will affect my premium?
Insurers take a wide range of factors into account when working out your premium – not just the insurance group of your car.
Insurers will ask your age, your driving history, occupation, where you live and how you plan to use your car – for example, whether it’s for commuting or for social use. An insurer will also want to know roughly how many miles you might drive in a year.
Insurers use this information to calculate your individual risk and quote you a premium price.