Whether you want the latest model or a SIM-only deal, MoneySuperMarket has a huge range of leading networks, mobile phones and contracts for you to choose from.
All you need to know when comparing mobile phone deals
We’ll run you through the most important factors you should think about, so you can make sure you find the best handset on the best plan for your needs. If you want an affordable phone deal, compare mobile phones with MoneySuperMarket.
How to compare mobile phones
Whichever type of handset deal you’re looking for, our comparison service allows you to find the right phone and package for your needs.
When you compare mobile phones with MoneySuperMarket, you can search and filter for the exact phone and plan that you want. The following search criteria will help you compare:
• Plan type: contract phone or SIM-only
• Phone model
• Data, minutes and text limits
• Features – phone condition, storage, colour
• Network provider
• Contract length
• Freebies and incentives
After filtering your search for your needs, you will be presented with a selection of our best deals for you. You can then compare the features and decide which deal you’d like to go ahead with.
Compare phones by brand
Here at MoneySuperMarket.com, we let you compare deals on some of the most popular smartphones around, including:
Apple iPhone – One of the most popular mobile brands around, iPhones, such as the iPhone 11 and iPhone 11 Pro Max, offer simplicity and seamless integration with a host of different apps. Moreover, Apple smartphones come with a plethora of new features each year – including updated cameras and more powerful chipsets.
Samsung Galaxy – Running on Android, Samsung’s Galaxy smartphones are also some of the best on the market and, like Apple, the Korean tech giant brings out a new flagship handset each year.
Find a mobile phone you love
Used to having iPhones? The newer models have plenty to offer. Or perhaps you’d be happier with an Android phone. Either way, you’ll find a phone to suit you with MoneySuperMarket.
Use our comparison table at the top of this page to find a phone you love and a deal to suit you.
Compare phones by network
As you’d expect, each network has something a little different to offer. O2, for example, is known for its wide array of impressive freebies. While EE offers some of the widest-reaching coverage and best speeds in the UK.
Conversely, the likes of giffgaff and iD Mobile specialise in budget-friendly contracts and dispense with freebies to help keep their prices low.
In short, choose a network that works for you.
What should I look for in a phone contract?
First, consider how you use your phone right now. For example, do you tend to make a lot of calls or do you rarely ever ring anyone? call.
You can adjust the filters, too. That way, you’ll only see deals that meet your criteria. To find the best deals, consider:
- Data, text, and calls allowances
- Upfront and monthly costs
- Your favourite networks
- 4G-only deals
What networks the most popular phone network?
As we say, each network has something unique to offer. And which one you should choose depends on your budget, as well as how you plan on using your phone.
With that in mind, each of the below providers have something different to offer.
- Sky Mobile
- iD Mobile
- BT Mobile
- Virgin Mobile
- Plusnet Mobile
- Sky Mobile
- Tesco Mobile
New contract deals vs upgrades
If you’re unhappy with your current network, a new contract with a new provider will be the best option for you. So if you you see a deal you like, go for it – you can still carry your number across.
Conversely, if you’re happy with your current provider, you’re probably better off staying with them and upgrading to a new model on the same network.
Do you have to pay upfront for a contract phone?
That depends. With some contracts, you may be required to pay anything from £50 to £200 upfront. Newer phones, for example, will likely require a payment upfront.
Don’t worry, though – if you can’t afford a large lump sum, contracts with nothing to pay upfront are available. Simply head to the top of this page to start comparing deals.
Should I get a phone plan with unlimited data?
If you use your phone to watch movies and TV shows on the go, stream lots of music or if you use WhatsApp more than text, an unlimited data plan might be the best option for you.
Conversely, if you prefer to call or text and really only use the internet on your phone to check your emails from time to time, then a data bundle will do the job just fine.
Compare phone cashback offers and free gifts
Although plenty of networks offer cashbacks and free gifts, this type of deal might not always be worth it. In fact, in most cases, free gifts simply mean the phone itself will be more expensive.
Of course, if you spot a reward you particularly like the look of, then go for it. Just keep in mind this might not necessarily be as good as it initially appears.
How to get a cheaper mobile phone deal
If you’re not too bothered about owning the very latest handset with the newest features, and you opt for a lower data allowance, you’ll save money overall.
Moreover, smaller networks such as ID Mobile and giffgaff tend to offer cheaper deals that appeal to those on a budget.
And it pays to look out for limited-time promotions and flash sales. For example, Black Friday is a great time to search for a new mobile phone deal.
How do pay monthly phone contracts work?
In a nutshell, pay monthly phone plans come in the form of 12-month, 18-month and 24-month contracts. You’ll pay a monthly charge in return for an allowance of minutes, texts and data.
Is it better to pay upfront or monthly for a phone?
Well, that depends. You see, the more you pay upfront for your phone, the cheaper your monthly payments will be. Plus, by opting to pay more upfront you’ll be able to choose from newer handsets.
All that said, we appreciate that it’s sometimes difficult to pay upfront – especially for the latest phone. To that end, paying monthly will mean your bill will be cheaper over the long term.
Pay monthly contract vs SIM free
As we say, with a pay monthly contract, you’re paying for your monthly allowance of calls, texts and data and you’re paying off a new phone in instalments.
But when you buy a phone SIM-free, you’re buying it outright and off-contract with a lump sum. After which point, you’ll have to get a SIM-only deal with a monthly allowance of calls, texts and data.
Buying a phone SIM-free and then separately getting a SIM to go with it almost always works out much, much cheaper than buying a phone on a pay monthly contract. We’ve calculated that savings are generally about £150-£300 over the course of a two-year contract.
The catch is that you’ll need a big lump sum to pay for the phone outright. And with prices for the latest, top-of-the-range phones regularly topping £1000, it’s fair to say that not many of us have that sort of money to hand.
Should I choose a SIM only plan?
As we say, because you don’t have a handset to pay for, SIM-only plans generally work out cheaper overall. It’s also less of a commitment to make – you’ll find loads of SIM deals on 30-day rolling contracts, for example. Keep in mind that 12-month SIM only contracts are also available.
SIM only deals are also a good bet if you have a phone you like and would prefer to carry on using it rather than pay for a new one. And it’s much easier to pass a credit check for a SIM only deal too. Plus, 5G SIMs are also available.
How do Moneysupermarket's mobile comparison tables work?
Finding a mobile deal is simple. With MoneySuperMarket,com, you can search and filter for the perfect mobile phone plan for you. You’ll be able to compare things such as:
- Plan type: contract phone or SIM-only
- Phone model
- Data, minutes and text limits
- Features – phone condition, storage, colour
- Network provider
- Contract length
- Freebies and incentives
Once you’ve narrowed down what you’re looking for with the filters, we’ll show you a selection of our best deals. Then it’s just a case of picking the right deal for you.
How to get a cheaper mobile phone deal?
- Switch outside your contract: To avoid paying a cancellation fee
- Calculate how much data and how many minutes and texts you need: You don’t want to pay for more than you’ll use, but if you go over your limit, it could get expensive as you’ll be charged for using extra
- Look for add-ons: If you make a lot of international calls or think you’ll need to top up your data, look for add-ons that can save you money
- Check the network: Make sure there’s good reception in your area for the network you’ve picked
- Get money for your old handset: There are many online-based companies that take old mobile phones in exchange for cash
What’s the difference between a contract phone and SIM-only plan?
There are three choices when it comes to mobile phone contracts:
- Monthly contract: You pay a monthly fee for a new phone and an allowance of calls, texts and data. With a monthly contract mobile phone deal, you’ll be tied to a network provider by a contract that usually lasts between 12 and 24 months
- SIM-only deals: As the name suggests, with a SIM-only deal you will get a new SIM card and contract but not a new phone. These are typically either a one-month rolling contract or a 12-month contract
- SIM-free deals: With a SIM-free deal, you only pay for what you use. You must top up your credit when you run out, or you won’t be able to make or send any texts or calls
What phone contract is best for me?
The type of phone that’ll be more suited to you will depend on a few factors, but as a rough guide, you’ll be more suited to a monthly contract if:
- You use your mobile phone a lot
- You want to spread the cost of buying the latest phone
However you might be better off with a SIM-only deal if you have a phone you want to keep, but want a better price. You might consider a SIM-free deal if:
- You don’t use your mobile phone very often
- You don’t want to be tied to a contract
- You can’t get a contract due to a poor credit rating
Do I have to pay an upfront cost for a contract phone?
Put simply, it depends which phone you pick. All phone plans come with either an upfront cost or no upfront cost. New models will usually require a payment upfront as a contribution to the contract plan.
Do I own my phone after contract?
If you have a contract phone and the contract ends, it means you've paid off your handset and it belongs to you. This gives you the flexibility to choose a SIM-only or pay-as-you-go deal to continue using your phone.
Do you have to turn in your old phone when you get an upgrade?
You choose whether you keep your old phone or not. It could be a good idea to keep your old device as a back-up phone in case something happens to your new one. Alternatively, you could sell your old handset.
Is it better to pay upfront or monthly for a phone?
If you can afford to, buying the handset at the cheapest price you can find and pairing it with a cheap SIM-only deal is a great option. It’s often cheaper over two years than getting a contract with a network and gives you flexibility to choose which network and plan suits you best.
Can I get a phone contract with bad credit?
When you take out a new phone contract your credit score will be checked by the contract provider. There is no minimum credit score required to get a mobile phone, but each network operator will score you differently and there is a possibility you could be rejected for a contract if you have a bad credit score. To check your credit score, use our credit monitor.
What happens if I’m rejected for a phone contract?
Here are some options if you’ve been rejected for a mobile phone contract.