Whether you want the latest smartphone or a SIM-only deal, MoneySuperMarket has a huge range of leading networks, mobile phones and contracts for you to choose from.
All you need to know when comparing mobile phone deals
We’ll run you through the most important factors you should think about, so you can find the best handset on a plan that best suits you.
If you want an affordable phone deal, compare mobile phones with MoneySuperMarket.
How to compare mobile phone deals with MoneySuperMarket
Whichever type of handset deal you’re looking for, our comparison service allows you to find the right phone and package for your needs.
When you compare mobile phones with MoneySuperMarket, you can search and filter for the exact phone and plan that you want. The following search criteria will help you compare:
- Plan type: contract phone or SIM-only
- Phone model
- Data, minutes and text limits
- Features – phone condition, storage, colour
- Network provider
- Contract length
- Freebies and incentives
After filtering your search, you’ll be presented with a selection of deals that best fit your needs. You can compare the features and decide which deal you’d like to go ahead with.
Compare phones by brand
Here at MoneySuperMarket.com, we let you compare deals on some of the most popular smartphones around, including:
Apple iPhone – One of the most popular mobile brands around, iPhones offer simplicity and seamless integration with a host of different apps. Moreover, Apple smartphones come with a plethora of new features each year – including updated cameras and more powerful chipsets.
Samsung Galaxy – Running on Android, Samsung’s Galaxy smartphones are also some of the best on the market. Like Apple, the Korean tech giant brings out a new flagship handset each year. Moreover, it also releases a selection of mid-range and low-cost models, as well as experimental foldable handsets.
Find a mobile phone you love
There’s no ‘one size fits all’ rule when it comes to mobile phones. You might be a tech enthusiast who likes having the latest and greatest, or you might be perfectly happy with an older or mid-range model. Perhaps you’re an avid iPhone fan, or you prefer the Android phone side of things.
No matter your preferences, you’ll find a phone to suit you with MoneySuperMarket.
Use our comparison table at the top of this page to find a phone you love and a deal to suit you.
Compare phones by network
As you’d expect, each network has something a little different to offer. For example, O2 is known for its wide array of impressive freebies, while EE offers some of the widest-reaching coverage and best speeds in the UK.
Conversely, the likes of giffgaff and iD Mobile specialise in budget-friendly contracts without any frills, to help keep their prices low.
Whether you’re looking for a plan with extra perks, or something simple and sweet, it’s important to choose a network that works for you.
What should I look for in a phone contract?
First, consider how you use your phone right now. For example, are you a power user who needs a lot of data, or are you usually connected to Wi-Fi? Do you stream music and TV on the go, or do you just check emails and messages?
You can adjust the filters, too. That way, you’ll only see deals that meet your criteria. To find the best deals, consider:
- Data, text, and calls allowances
- Upfront and monthly costs
- Your favourite networks
- 5G-only deals
What network is the most popular phone network?
As we say, each network has something unique to offer. And which one you should choose depends on your budget, as well as how you plan on using your phone.
With that in mind, each of the below providers have something different to offer.
- Sky Mobile
- iD Mobile
- BT Mobile
- Virgin Mobile
- Plusnet Mobile
- Tesco Mobile
New contract deals vs upgrades
If you’re unhappy with your current network, a new contract with a new provider will be the best option for you. So if you see a deal you like, go for it – it’s easy to carry your number across.
Conversely, if you’re happy with your current provider, you’re probably better off staying with them and upgrading to a new model on the same network.
Should I get a phone plan with unlimited data?
If you use your phone to watch videos and stream music on the go, or if you prefer WhatsApp over texting, an unlimited data plan might be the best option for you.
On the other hand, if you prefer to call or text and only use the internet on your phone to check your emails from time to time, then a data bundle with a set allowance will do the job just fine.
Compare phone cashback offers and free gifts
Although plenty of networks offer cashbacks and free gifts, this type of deal might not always be worth it. It might be the case that you’re tied to a longer contract, or you get a smaller data allowance. And, in some cases, the cost of the ‘free’ gift is simply spread over the length of your contract, resulting in higher monthly payments.
Of course, if you spot a reward you particularly like the look of, then go for it. Just keep in mind this might not necessarily be as good as it initially appears.
How to get a cheaper mobile phone deal
First, think about how much data you use. While you don’t want to pay for more than you’ll use, you also want to avoid being charged extra for going over your data allowance.
If you’re not too bothered about owning the very latest handset with the newest features, and you opt for a lower data allowance, you’ll save money overall.
Moreover, smaller networks such as iD Mobile and giffgaff tend to offer cheaper deals that appeal to those on a budget.
It pays to look out for limited-time promotions and flash sales. For example, Black Friday is a great time to search for a new mobile phone deal. Remember, it's always best to switch phones outside your contract, to avoid paying an early cancellation fee.
Finally, if you've settled on a mobile deal, it may be worth getting some money for your old handset. There are many online-based companies that take old mobile phones in exchange for cash – plus, you'll be doing your bit for the environment.
How do pay monthly phone contracts work?
In a nutshell, pay monthly phone plans come in the form of 12-month, 18-month and 24-month contracts. You’ll pay a monthly charge in return for an allowance of minutes, texts and data, as well as the handset.
Pay monthly contract vs SIM free
With a pay monthly contract, as well as paying for a monthly allowance of calls, texts and data, you’re paying off a new phone in instalments.
But when you buy a phone SIM-free, you’re buying it outright and off-contract with a lump sum. As you now own the phone, you’ll just need a SIM-only deal with a monthly allowance of calls, texts and data.
Buying a phone SIM-free and then getting a separate SIM to go with it almost always works out much cheaper than buying a phone on a pay monthly contract. We’ve calculated that savings are generally about £150-£300 over the course of a two-year contract.
The catch is that you’ll need a big lump sum to pay for the phone outright. And with prices for the latest flagship phones hovering around the £1000 mark, it’s fair to say that not many of us have that sort of money to splash in one go. In that case, getting a contract and spreading out monthly payments will help make the price easier to manage.
Should I choose a SIM only plan?
As you don’t have to pay off a handset, SIM-only plans generally work out cheaper overall. It’s also less of a commitment to make – you’ll find loads of SIM deals on 30-day, as well as 12-month SIM only contracts.
It’s a great option if you already own a phone you’re happy with, or you plan on buying one outright rather than getting it on a contract. Not to mention, it’s much easier to pass a credit check for a SIM-only deal, too. And if your phone is 5G-compatible, you can get a 5G SIM.
Mobile phone guides
If you want to do some more research before getting a mobile phone deal, we have plenty of guides to look through. For example:
- SIM-only vs pay monthly
- How to keep your current mobile phone number
- How to activate your new SIM card
Mobile phone reviews
Not sure which network to go with, or what mobile phone to pick? We’ve got you covered, with our comprehensive phone and network reviews:
What’s the difference between a contract phone and SIM-only plan?
There are three choices when it comes to mobile phone contracts:
- Monthly contract: You pay a monthly fee for a new phone and an allowance of calls, texts and data. With a monthly contract mobile phone deal, you’ll be tied to a network by a contract that usually lasts between 12 and 24 months
- SIM-only deals: As the name suggests, with a SIM-only deal you will get a new SIM card and contract but not a new phone. These are typically either a one-month rolling contract or a 12-month contract
- SIM-free deals: With a SIM-free deal, you only pay for what you use. You must top up your credit when you run out, or you won’t be able to make or send any texts or calls
What phone contract is best for me?
The type of phone that’ll be more suited to you will depend on a few factors, but as a rough guide, you’ll be more suited to a monthly contract if:
- You use your mobile phone a lot
- You want to spread the cost of buying the latest phone
However, you might be better off with a SIM-only deal if you have a phone you want to keep, but want a better price on your monthly allowance of calls, texts and data. You might consider a SIM-free deal if:
- You don’t use your mobile phone very often
- You don’t want to be tied to a contract
- You can’t get a contract due to a poor credit rating
Do I have to pay an upfront cost for a contract phone?
That depends on the phone you pick. With some contracts, you may be required to pay anything from £50 to £250 upfront. For example, newer flagship phones will likely come with an upfront payment in addition to the pay monthly phone contract.
Don’t worry, though – if you can’t afford a large lump sum, you can get contracts with no upfront cost.
Do I own my phone after contract?
If you have a contract phone and the contract ends, it means you've paid off your handset and it now belongs to you. This gives you the flexibility to choose a SIM-only or pay-as-you-go deal to continue using your phone.
Do you have to turn in your old phone when you get an upgrade?
You choose whether you keep your old phone or not. It could be a good idea to keep your old device as a back-up phone in case something happens to your new one. Alternatively, you could sell your old handset.
Is it better to pay upfront or monthly for a phone?
If you can afford to, buying the handset at the cheapest price you can find and pairing it with a cheap SIM-only deal is a great option. It’s often cheaper over two years than getting a contract with a network, and gives you flexibility to choose which network and plan suits you best.
All that said, we appreciate that it’s sometimes difficult to pay upfront – especially for the latest phone. To that end, paying monthly will help make your bill more manageable.
Can I get a phone contract with bad credit?
When you take out a new phone contract your credit score will be checked by the contract provider. There is no minimum credit score required to get a mobile phone, but each network operator will score you differently. There's a possibility you could be rejected for a contract if you have a bad credit score.
To check your credit score, use our credit monitor.
What happens if I’m rejected for a phone contract?
If you’ve been rejected for a mobile phone contract, there are some options available – read our page for more information.
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