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Compare cheap travel insurance quotes

Well-known travel insurance brands we work with

With plenty of policies to choose from, compare quotes from providers across the travel insurance market

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*Based on an individual aged 30 taking single trip cover for 3 days to France. Cover starts on 7 October 2021 and ends on 10 October 2021.

Can I get travel insurance that covers COVID-19?

Travel cover is still available from MoneySuperMarket – and every provider on our panel offers emergency medical treatment and repatriation for coronavirus claims as a minimum.

This means you can rest assured you are covered for both medical treatment and getting back to the UK if you contract coronavirus while you are on holiday. This is particularly important if you are a high-risk traveller.

Some of our providers also offer an enhanced level of cover, which offers more protection than standard policies. However, for your policy to be valid, you must not be travelling against FCDO advice. This means you will not be covered if you travel during a lockdown or to countries that do not feature on the FCDO exempt list.

Why is travel insurance important?

Taking out travel insurance can cover you against things that could go wrong when you’re abroad. Having travel insurance is important as it can help you out if you lose your possessions, if your flights and accommodation are delayed or cancelled, or if you become ill or injured while on holiday or a business trip.

Compare travel insurance quotes


Tell us about yourself

Give a few details about you, your travel plans, and what you need cover for.

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We’ll do the legwork

We’ll put together a list of travel insurance quotes, so you can pick one that works for you.


You’re on your way

Once you’ve chosen, you can purchase your policy and you’ll be covered for your trip.

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Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

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What does travel insurance typically cover?

Travel insurance policies usually provide cover for the following:

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    If you have to cancel your holiday as a result of an incident or event covered by your policy, you’ll be able to claim for the cost up to a certain amount.

    Read more

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    If your trip is disrupted, delayed or unexpectedly cut short, you’ll be able to claim for parts of your trip that are affected, like flights or accommodation.

    Read more

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    If you need to be brought back home during your trip in a medical emergency, this will cover the cost of arranging your repatriation.

    Read more

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    Baggage & belongings

    If your baggage or personal belongings are lost, damaged or stolen during the course of your holiday, you’ll be able to claim up to a certain amount.

    Read more

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    Medical expenses

    Medical treatment can be expensive abroad, especially in places like the USA, but with medical expenses cover you can claim for the cost of care.

    Read more

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    Personal liability

    Should you be at fault in an incident, for example if you injure someone or damage their possessions, you’ll be covered for the cost of legal fees.


Travel insurance tailored to your plans

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Single trip

Single trip travel insurance will cover you for a one-off holiday, lasting up to a year. It’s the ideal choice if you’re going on just the one trip, for any length of time up to a year, anywhere you want to go

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Annual multi trip

If you’re planning more than one holiday, you might save with an annual multi-trip policy. It covers you for multiple holidays over a year, normally with a 30-day cap on trip length – perfect for regular travellers

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Backpacker travel insurance offers cover for continuous travel over a long stretch of time, usually around a year to 18 months – a must for backpackers and anyone taking time off to see the world

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Get cover for pre-existing medical conditions

If you have an illness or medical condition that you’ve had treatment for, you must provide details to your insurer. Heart problems, diabetes, cancer and respiratory illnesses (such as asthma) are among the conditions that must be declared as they could be excluded from your policy, and not mentioning them could invalidate your cover. If you have a condition, you may have to pay more for your insurance.

We can show you prices from a panel of specialist insurers that cover a range of pre-existing medical conditions, just click the button below.

Struggling to get cover?

If you're struggling to find suitable cover, the Money and Pension Service (MaPs) also provide a list of specialist insurers on the MaPs directory website - or you can call the British Insurance Brokers Association on 0370 950 1790.

Find out more about pre-existing medical conditions

Where can I go with travel insurance?

You'll have a choice of three different types of travel insurance policy, which will depend on what location(s) you travel to during your trip.

  • Europe

    European travel policies cover you for travel within Europe, however some insurers may have different definitions as to what countries fall in ‘Europe’ - so be sure to check beforehand

  • Worldwide (with exclusions)

    A worldwide policy that excludes the USA, Canada and the Caribbean is often cheaper than a true worldwide policy, owing to high medical treatment costs in these places

  • Worldwide

    A worldwide policy insures you for travel across the globe – however keep an eye out for any government travel advice or restrictions as you may not be covered to visit these destinations

What other types of travel insurance can I get?

There are several other types of travel insurance you might need, depending on what you'll be planning and how much your policy covers as standard. Keep an eye out for the following:

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    Winter sports

    If you’re planning a snowboarding or skiing trip, a winter sports policy provides cover for medical treatment or high-value equipment related to your activities

    Read more

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    Water sports

    Likewise if your holiday involved scuba diving or other water sports, a specialist travel policy will extend cover to your equipment and medical treatment if needed

    Read more

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    A gadgets policy as part of your travel insurance can ensure you have the right level of cover for your phone and laptop should they be damaged, lost or stolen

    Read more

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    Your passport and other documents are important to keep safe and protected, and if the worst should happen an insurance policy can help you resolve the issue 

    Read more

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    Golfing equipment can be expensive as well as special to you personally – a golf travel policy can protect your gear and also cover non-refundable green fees

    Read more

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    Natural disasters

    There’s nothing you can do when a disaster disrupts your holiday – but having cover in place can make sure you’re recompensed for losses you incur as a result.

    Read more

Anna Sant

Our expert says

"Travel insurance offers protection when taking trips either in the UK or abroad, and is particularly important now more of us are travelling on DIY holidays rather than packaged. MoneySuperMarket works with over 40 insurers who have specific products for anyone with previous or existing medical conditions, as you’ll need to declare these when you take out a policy. The biggest reasons for claims are generally for medical treatment and cancellation of trips, so it’s especially important that you check the cover for these elements."

- Anna Sant, senior partnership manager of travel insurance

Get a good travel insurance deal

You can get a travel insurance policy from as little as £4.602. This is a small price to pay for cover that could potentially save you money, as well as giving you peace of mind that you're covered for those unexpected situations. How to get cheap travel insurance:

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Decline optional extras

It’s worth checking if your gadgets are covered abroad by your home insurance, or if protection is provided through your bank account, credit card or employee benefits package.

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Type of policy

If you’re only planning to travel once or twice annually, single-trip cover might be for you, but if you’re going away any more, you might benefit from an annual multi-trip policy.


2Based on an individual aged 30 taking single trip cover for 3 days to France. Cover starts on 7 October 2021 and ends on 10 October 2021.

A decent travel insurance policy is a sensible thing to buy for any holiday or overseas trip. If you’re injured whilst away, travel insurance can cover your medical expenses and any repatriation if it’s a serious injury. If your trip needs to be cancelled for some unforeseen reason, such as the illness or death of a close family member, then travel insurance may cover any monetary loss. And if your baggage or belongings are damaged or lost, then travel insurance could compensate you up to a set limit.



Travel insurance doesn’t have to cost the earth: policies start from as low as £4.60 for a personal single trip cover, or £11.85 for annual cover.

How much your travel insurance policy costs depends on what sort of cover you opt for and how long the policy covers you for. Travel insurance quotes will also take into account if your policy is personal or if you are travelling with a partner or your family.


†Based on an individual aged 30 taking single trip cover for 3 days to France. Cover starts on 7 October 2021 and ends on 10 October 2021. Annual cover from £11.85 based on an individual aged 30 with no pre-existing conditions taking annual cover for travel in Europe. Cover starts on 7 October 2021 and ends after 12 months. Price correct as of 9 August 2021.


It’s advisable to purchase travel insurance the moment you book your trip, because without it you risk not being covered in the event of something disrupting your holiday. 

For example, if an illness or weather disruption affected your trip, you would not be able to claim for any damages or refunds if you haven’t already bought insurance.

Travel insurance covers you after the event, which means that you will normally need to pay for any costs upfront and then make a claim to the insurance company, much like any other type of insurance. You will need to keep any documentation for this reason, hospital bills for example, as otherwise your claim may be refuted.

You should always read the small print to know exactly what you are getting and what you are covered for. Some policies might not cover everything you need, so double check before you depart.



As with any insurance policy, an excess is the amount you will need to pay when making a claim, and it varies by insurer. This is the part of the claim you must pay to allow for the insurer to pay for the remainder. If you have a policy with a £150 excess, for example, then you claim for a baggage loss of £800, you would pay the £150 and the remaining £650 would be paid out by your insurer.



You still need travel insurance if you’re staying in the UK for your next holiday (staycation). Although the NHS will cover the cost of any medical treatment, travel insurance can pay to transfer you to a hospital closer to home. Travel insurance will also bring you or a family member home if you have missed your flights, trains, coach or your family have to drive home separately.

Travel insurance for the UK also covers you against the risk of holiday cancellation, baggage loss, losing spare cash and anything happening to your mobile phone and other gadgets while you’re away from home.


Travel insurance isn’t a legal requirement, but it can provide peace of mind for your holiday so you can concentrate on enjoying your trip. This is because travel insurance can offer useful coverage for things like cancelled flights and accommodation from before you even leave the country.

Travel insurance also offers medical treatment coverage, which can be helpful in countries like the USA and Canada where treatment costs can reach the thousands. You’ll even have the option to cover your personal possessions and belongings, so if you lose your phone or passport you’ll be able to claim for any resulting costs.

Without a good travel insurance policy, you’d have to pay out of pocket, which could put a damper on your holiday plans.


If you need to make a claim on your travel insurance policy, you should consider the following to make sure you have the best chance of your claim being accepted:

  • Keep your documents to hand: keeping your policy documents, including your policy reference number, can be hugely helpful when you contact your insurer to make a claim. It will help them find your details easier, and it can help keep you fully informed about what you’ll be covered for.
  • Contact the authorities: if you’re claiming as a result of a crime, you have to let the local police know and get an official police report. Some insurers may not pay out for a claim if you don’t alert the authorities within a certain time period, usually within 24 hours of the event.
  • Don’t delay: you should also contact your insurer as soon as possible if you think you’ll have to claim, to ensure that they’ll cover you for what you need. This could be particularly important for medical treatment, as some insurers may require you to confirm what treatment you’re getting and whether it’s covered before paying out. It’s worth checking your policy documents to see if there’s an emergency 24 hour contact number you can call.
  • Gather evidence: police reports, medical notes, or receipts to prove ownership can all improve the chances of your claim being accepted, and for some insurers they could even be necessary in order to validate your claim.



If you’re travelling to Europe a European Health Insurance Card (EHIC) can be useful, as it entitles you to medical treatment in certain countries for free or at a reduced cost – essentially the same that applies to citizens of that country. However it isn’t a replacement for travel insurance as it won’t cover you for private medical costs, nor will it be useful for rescue and repatriation – for example, if you got trapped on a mountain whilst skiing.

It also doesn’t offer additional protection for your belongings and possessions, accommodation, or flights, and if you aren’t travelling in a country included in the EHIC scheme then it won’t help much at all.

Additionally, the EHIC may not work at all after 31 October 2019 as a result of Brexit. This makes having a good travel policy even more important, as it will cover any medical costs outlined in your policy.


It’s recommended that you take out a travel insurance policy as soon as you can after you’ve booked your holiday. This is because it can cover part or all the cost of cancelling your holiday before you leave if you need to, as a result of:

  • An illness or injury
  • A redundancy
  • A bereavement

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