Tell us about yourself
Give a few details about you, your travel plans, and what you need cover for.
A nationwide lockdown is in place in England until 2 December. Holidays and overnight stays in the UK and abroad are not allowed during this time. It’s unlikely that you’ll be covered by your travel insurance if you travel against lockdown restrictions.
Different restrictions are in place in Northern Ireland, Scotland and Wales. We are monitoring changing travel guidance closely and will update you with the latest information.
If you already have travel insurance in place, contact the provider direct for details on what coronavirus-related events your policy covers.
Give a few details about you, your travel plans, and what you need cover for.
We’ll put together a list of travel insurance quotes, so you can pick one that works for you.
Once you’ve chosen, you can purchase your policy and you’ll be covered for your trip.
Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.
We combine independence, so we can negotiate the best prices, with excellent technology, to find the best value products and services for you.
Easy layout to follow.Sharon, Stockton on Tees 24 November 2020
Easy to excessMustjab, Hartlepool 24 November 2020
Found really easy and got a great price covering my camera equipment. I actually cancelled the policy though as my holida...Charlie, Sidmouth 19 November 2020
Thank god - would have had no idea where to start without MSMSamson, Manningtree 17 November 2020
Very easy to use. Lots of choiceSuzi, Eastbourne 03 November 2020
.John, Glesga 03 November 2020
It`s easy to navigate and you get good impartial advice with all the facts you need.Sue, South east coast 28 October 2020
Simple to use and easy to compare productsDeborah, Glasgow 27 October 2020
Product description was good and clearStewart, Kiwlinning 27 October 2020
Quick and easy service. Options clear and set up was simpleGraham, Wirral 20 October 2020
of our customers would buy again based on 14,663 reviewsSee all reviews
Including missed departures and curtailment of your trip. Read more
If you need to be brought back to the UK due to injury, your costs will be met. Read more
Protection if your luggage or possessions are lost, stolen or damaged is provided as standard with most policies. Read more
This will cover any costs incurred if you have to visit a doctor or hospital abroad.
If you cause damage to possessions or injure someone, cover is provided.
Single trip cover is travel insurance you take out for one trip, for a specific destination and a set amount of time.
Annual multi trip cover is better if you travel frequently, as it provides cover for as many trips as you want over a whole year.
Worldwide travel insurance lets you travel to destinations across the globe, and it can either include or exclude the USA, Canada, and the Caribbean.
Winter sports insurance covers you for things that might happen when you’re involved in winter sports, such as if you get injured while skiing.
Backpackers insurance is ideal for when you’re travelling for a long stretch of time to a number of different locations.
Family travel insurance can be a good way to save on policy costs as it often includes cover for your children.
With cover for pre-existing medical conditions you’ll be able to claim for medical treatment if a condition you had before taking insurance out flares up on holiday.
Over 65s travel insurance is designed to provide affordable extra cover for people who might be more at risk of needing medical treatment.
Cruise travel insurance covers you for cruise-related claims, such as missed port, cabin confinement, or cruise activities.
"Travel insurance offers protection when taking trips either in the UK or abroad, and is particularly important now more of us are travelling on DIY holidays rather than packaged. MoneySuperMarket works with over 40 insurers who have specific products for anyone with previous or existing medical conditions, as you’ll need to declare these when you take out a policy. The biggest reasons for claims are generally for medical treatment and cancellation of trips, so it’s especially important that you check the cover for these elements."
- Anna Sant, senior partnership manager of travel insurance
Run a free travel insurance quote where you’ll be able to see how different policies stack up against each other.
If you’re only planning to travel once or twice annually, single-trip cover might be for you, but if you’re going away any more, you might benefit from an annual multi-trip policy.
If you have an illness or medical condition that you’ve had treatment for, you must provide details to your insurer. Heart problems, diabetes, cancer and respiratory illnesses (such as asthma) are among the conditions that must be declared as they could be excluded from your policy, and not mentioning them could invalidate your cover. If you have a condition, you may have to pay more for your insurance.
We can show you prices from a panel of specialist insurers that cover a range of pre-existing medical conditions, just click the button below.
A decent travel insurance policy is a sensible thing to buy for any holiday or overseas trip. If you’re injured whilst away, travel insurance can cover your medical expenses and any repatriation if it’s a serious injury. If your trip needs to be cancelled for some unforeseen reason, such as the illness or death of a close family member, then travel insurance may cover any monetary loss. And if your baggage or belongings are damaged or lost, then travel insurance could compensate you up to a set limit.
Travel insurance doesn’t have to cost the earth: policies start from as low as £5.74† for a personal single trip cover, or £14.07† for annual cover.
How much your travel insurance policy costs depends on what sort of cover you opt for and how long the policy covers you for. Travel insurance quotes will also take into account if your policy is personal or if you are travelling with a partner or your family.
†Based on an individual aged 30 with no pre-existing conditions taking single trip cover for 3 days to France. Cover starts on 9 February 2021 and ends 11 February. Annual cover from £14.07 based on an individual aged 30 with no pre-existing conditions taking annual cover for travel in Europe. Cover starts on 9 February 2021 and ends after 12 months. Prices correct as of 9 Oct 2020. Your policy will not be valid if you travel against FCDO advice.
It’s advisable to purchase travel insurance the moment you book your trip, because without it you risk not being covered in the event of something disrupting your holiday.
For example, if an illness or weather disruption affected your trip, you would not be able to claim for any damages or refunds if you haven’t already bought insurance.
Travel insurance covers you after the event, which means that you will normally need to pay for any costs upfront and then make a claim to the insurance company, much like any other type of insurance. You will need to keep any documentation for this reason, hospital bills for example, as otherwise your claim may be refuted.
You should always read the small print to know exactly what you are getting and what you are covered for. Some policies might not cover everything you need, so double check before you depart.
As with any insurance policy, an excess is the amount you will need to pay when making a claim, and it varies by insurer. This is the part of the claim you must pay to allow for the insurer to pay for the remainder. If you have a policy with a £150 excess, for example, then you claim for a baggage loss of £800, you would pay the £150 and the remaining £650 would be paid out by your insurer.
You still need travel insurance if you’re staying in the UK for your next holiday (staycation). Although the NHS will cover the cost of any medical treatment, travel insurance can pay to transfer you to a hospital closer to home. Travel insurance will also bring you or a family member home if you have missed your flights, trains, coach or your family have to drive home separately.
Travel insurance for the UK also covers you against the risk of holiday cancellation, baggage loss, losing spare cash and anything happening to your mobile phone and other gadgets while you’re away from home.
Travel insurance isn’t a legal requirement, but it can provide peace of mind for your holiday so you can concentrate on enjoying your trip. This is because travel insurance can offer useful coverage for things like cancelled flights and accommodation from before you even leave the country.
Travel insurance also offers medical treatment coverage, which can be helpful in countries like the USA and Canada where treatment costs can reach the thousands. You’ll even have the option to cover your personal possessions and belongings, so if you lose your phone or passport you’ll be able to claim for any resulting costs.
Without a good travel insurance policy, you’d have to pay out of pocket, which could put a damper on your holiday plans.
If you need to make a claim on your travel insurance policy, you should consider the following to make sure you have the best chance of your claim being accepted:
If you’re travelling to Europe a European Health Insurance Card (EHIC) can be useful, as it entitles you to medical treatment in certain countries for free or at a reduced cost – essentially the same that applies to citizens of that country. However it isn’t a replacement for travel insurance as it won’t cover you for private medical costs, nor will it be useful for rescue and repatriation – for example, if you got trapped on a mountain whilst skiing.
It also doesn’t offer additional protection for your belongings and possessions, accommodation, or flights, and if you aren’t travelling in a country included in the EHIC scheme then it won’t help much at all.
Additionally, the EHIC may not work at all after 31 October 2019 as a result of Brexit. This makes having a good travel policy even more important, as it will cover any medical costs outlined in your policy.
It’s recommended that you take out a travel insurance policy as soon as you can after you’ve booked your holiday. This is because it can cover part or all the cost of cancelling your holiday before you leave if you need to, as a result of:
MoneySuperMarket gives you lots of clever ways to save a lot, by doing very little.
So how do we make our money? In a nutshell, when you use us to buy a product, we get a reward from the company you’re buying from.
But you might have other questions. Do we provide access to all the companies operating in a given market? Do we have commercial relationships or ownership ties that might make us feature one company above another?
We commit to providing you with clear and informative answers on all points such as this, so we have gathered the relevant information on this page.
It's fast, free and simple!