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LAND ROVER INSURANCE

Find the right cover for your Land Rover 4x4

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Who is Land Rover?

Land Rover is a prestigious, heritage British car brand, specialising in four-wheel drive vehicles. It is owned by multinational car manufacturer, Jaguar Land Rover (JLR).

JLR vehicles are known for combining off-road ruggedness with luxury features, advanced technologies and stylish design. Due to these attributes and their arguably high price tags, Land Rover models, including the Range Rover and Defender, are often perceived as status symbols.

They are also highly targeted by thieves. If you’re a Land Rover owner, it’s safe to say car insurance is imperative for your ‘whip’. 

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How much does it cost to insure a Land Rover?

How much it costs to insure your Land Rover will vary based on the model, your driving experience, age, and many more factors.

Here are a few of the Land Rovers that people have compared quotes for, listed by most popular:

Land Rover model

Average yearly premium1

Range Rover Evoque SE Tech TD4 180

£ 1,170.12

Range Rover Sport HSE Dynamic SDV6 306

£ 2,823.61

Range Rover Evoque HSE Dynamic TD4 180

£ 1,218.87

Range Rover Sport HSE SDV6 306

£ 2,447.99

Range Rover Evoque Pure Tech SD4

£ 862.79

Discovery Sport HSE TD4 180

£ 1,001.75

Range Rover Evoque Dynamic SD4

£ 1,011.39

Discovery Sport SE Tech TD4 180

£ 975.76

Range Rover Sport HSE TD6

£ 964.95

Range Rover Evoque SE Tech 150

£ 884.32

1Based on the average annual price of comprehensive car insurance policies sold through MoneySuperMarket between July 2024 and September 2024, with one driver who has held their licence for at least one year.

How can I get cheaper car insurance?

Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.

Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[2].

Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.

Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.


Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.

Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.

The more no claims bonus you have, the cheaper your premium will be.

You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.

Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.

What type of insurance do I need?

There are three types of car insurance you need to know about:

  • Fully comprehensive: this is the highest level of cover and will protect you financially if your car, any other car, person, or property is involved in a car insurance claim.

  • Third party, fire and theft: this will protect you financially if you’re involved in an accident where someone else’s car or property is damaged. This cover also includes costs incurred as a result of fire damage, as well as cover if your car is stolen or damaged in an attempted theft. However, this type of cover doesn't protect your car if it's damaged in an accident - only fully comprehensive includes that level of cover.

  • Third party only: this will only protect you financially when you’re involved in an accident where someone else’s car or property is damaged.

Generally, fully comprehensive tends to be the cheapest policy type because over time insurers have deemed these policyholders as lower risk. However, there can be exceptions for different vehicle makes and models.

Fully comprehensive

£1,055.99 [3]

Third-party, fire and theft

£1,355.55 [3]

Third-party only

£901.41 [3]

Average cost of car insurance by policy type for Land Rovers

Where can I get insurance for my Land Rover?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

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What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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There’s a number of reasons Range Rovers can cost so much to insure. They’re expensive cars to start with and feature technology that can drive up the costs of repairs. But they’re also one of the most stolen cars in the UK and so are considered high risk by many insurance companies. 

Yes, like most vehicles, Land Rovers typically lose value over time due to depreciation. Luxury vehicles, like Land Rovers, often lose value at a faster rate than ‘non-luxury vehicles’. This is due to things like a higher initial cost, advanced technology, and a more limited market. 

You can find out which group your car is in with our handy car insurance group checker tool – just input your registration number or look up your car’s make and model. 

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money. 

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So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from. 

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.

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Based on MoneySuperMarket quoted policies for annual car insurance, between July 25th 2024 and October 23rd 2024

Based on the average annual price of car insurance policies sold through MoneySuperMarket between July 2024 and September 2024, with one driver who has held their licence for at least one year.

Accurate as of 16 May 2025.