Life Insurance Guides

Our guides to buying Life Insurance

Here at we have put together a series of guides to help you get the best deal on your life insurance. Read our guides for tips on finding the right policy for your individual needs and learn how to lower your premiums with our money saving ideas.

Our top life insurance guides

Related guides

Family Life Insurance

Life insurance for families

Best family cities

Use our interactive content to find the best place to raise a family in the UK


We'll help you work out how much cover you need

Cost of raising a child

How much does it cost to raise a child?

Critical Illness Cover

Find out what's included in a critical illness insurance policy

Critical illness cover

Is critical illness cover worth it?

Cutting the cost of life insurance

Life insurance – tips to cut the cost

Death in Service

Find out how death-in-service might affect your life insurance premium.

Decreasing Term Life Insurance

What does decreasing term life insurance cover?

Diabetes and Life Insurance

Does having diabetes mean I can’t get life insurance?

Do I need Life Insurance?

Find out if life insurance is the right option for you.


Life insurance FAQ


Everything you need to know about life insurance

High Risk Life Insurance

What is high risk life insurance?


What is joint life insurance?

Level Term Life Insurance

What is level term life insurance?

Life Insurance Cover Levels

How much life insurance cover do I need?

Life Insurance and Funeral Costs

Find out what options are available to help cover the cost of a funeral.

Life Insurance with 'No Medical'

Can you take out life insurance without a medical examination?

Life assurance

What is life assurance?

Life insurance and inheritance tax

Your life insurance tax options

Life insurance and pregnancy

What options are there when taking out life insurance when pregnant?

Life insurance and ‘trusts’

Understanding life insurance and trusts

Life insurance for smokers

How much does smoking affect the cost of life insurance?

Life insurance gift card explanation

Here’s what you have to do to claim your gift card

Life insurance vs mortgage life insurance

What's the difference between life insurance and mortgage life insurance?

Life insurance – what are your options

Find out which type of life insurance policy is best suited to your needs.

Life insurance: the big questions

Find out what topics you are likely to discuss before speaking to a life insurance advisor.


What is mortgage life insurance?

Prepared for Life?

Answer 8 simple questions and find out how financially ready you are for the next stage of your life using our interactive tool

Real Cost of Life Insurance

Small savings to make a big difference

Single vs joint life insurance

Should I get single or joint life insurance?

Terms and conditions

Life Insurance Reward terms and conditions

Types of life insurance

Which sort of life insurance do you need?

Understanding Critical Illness Cover

Do I need critical illness cover?

Whole life

What is whole-of-life assurance?