Home Insurance - Guide Index

If you’re spending time and money on renovating your home, you’ll want to ensure you have the right home insurance cover to keep you protected

They can be some of your most precious and valuable possessions, so vow to make sure your engagement and wedding ring are covered should they be lost, damaged or stolen.

A blocked drain or burst pipe is never welcome and can be costly to put right if you don’t have insurance. But does your buildings insurance cover it or is it worth taking out a specialist policy for added protection? Our guide takes a look

A burst water pipe or leak can leave an expensive mess to clear up – here’s how home insurance can protect you and your wallet

COMPARE HOME INSURANCE QUOTES FOR PROPERTIES AT RISK OF FLOODING

If you’re a student living away from home, it’s worth thinking about students contents insurance to ensure your belongings are properly covered while you’re studying

Losing your house keys is a frustrating and potentially costly experience – find out how your home insurance can be of help

Learn all about home insurance and the protection it can offer before comparing quotes, so you can get the cover you need at the best price possible.

Standard home insurance won’t automatically cover items valued at over a certain amount – find out when you need to declare separate items or look for specialist cover

You might be surprised at just how much your clothes are worth, so don't forget to factor them in on your home insurance.

How to calculate the cover you need from your home insurance policy before comparing quotes with MoneySuperMarket

Buildings insurance and contents insurance offer vital protection if there’s a fire at your home

If you have solar panels installed on your home, it's important to have adequate insurance in place

Keen collector? Make sure you have the correct cover in place with our handy guide.

Burglar alarms offer protection and peace of mind for your household – but do they affect your home insurance premiums?

If you’ve claimed on your home insurance in the past, your new quote will be higher when you come to renew – here’s what you can do about it

Moving home can be stressful. From buying and selling to packing up and transporting your belongings to an unfamiliar property, there is plenty that can go wrong – which is why it’s a good idea to have the right home insurance in place

The type of lock you use to secure your home has a direct effect on your home insurance premiums. Here’s everything you need to know about door locks and security

Even though it’s almost always accidental, your neighbours can sometimes be the cause of serious damage to your property. This is how to make sure you’re insured

Your house is probably your biggest ever purchasing decision, so it’s no surprise there’s insurance involved

This guide explains why it is worth insuring your shed, how to secure your belongings and how to make sure that your contents are adequately covered

Your garden might be a soft target for thieves. These tips will show you how to maximise your garden security

Having home insurance keeps your house and belongings safe – here’s how you can save money on your premiums

Green-fingered gardeners can spend thousands of pounds making their garden a place they enjoy spending time. And so, gardens can be an easy target for thieves. If you have expensive plants, furniture or tools, you may need to pay more to protect them.

You may need to provide proof of purchase for your valuables when you make a home insurance claim. Here’s everything you need to know

Most houses will have cracks in their walls at some point. In some cases, you'll only need to redecorate, but certain situations may need more work and possibly a buildings insurance claim…

If you own a leasehold flat then you may still be required to pay for buildings insurance, often through a service charge. However, this doesn’t mean you should pay over the odds, as our guide explains.

Accidents can happen at any time, but insuring yourself against accident damage can protect you against repair and replacement costs – compare policies today

Contents insurance can be trickier to work out if you live in shared housing – here's what you need to know

You’ll need to know how old your property is when you take out buildings insurance. This is how you can find out when it was built.

Burst pipe, broken boiler, or blocked drains? Home emergency cover can cover the cost of getting the problem fixed

You can find home insurance for people with criminal convictions, but it may cost you more than a standard policy. Here’s everything you need to know

Having your home underpinned because of subsidence may be necessary, but it’s also expensive, so you’ll want to be confident it’s covered on your home insurance. Our guide explains more

With more of us shopping online than ever, lost parcels are unfortunately becoming a common problem. Find out how to get back a missing parcel

Your home’s rebuilt cost is different to its market value – here’s why it’s important to get the right figure for your home insurance quote

If you’re concerned about subsidence in your home, you might benefit from a home policy with subsidence insurance – here’s what you need to know

Did you know if your area has a high crime rate, your home and contents insurance premium could be higher? We explain what areas of the UK are most affected by burglary and how you can make your home more secure to get cheaper home insurance.

It’s horrible to see your property vandalised, but at the very least you’ll want to be covered by your home insurance. This guide explains what is classed as vandalism and the precautions you should take

With more than one in five home insurance claims rejected by insurers every year, it’s important that you get the correct level of cover for your home – and understand how to make a successful claim

Fine art or antiques are likely to be among the most valuable items you own. But is a standard home insurance policy enough to give you the cover you need, or should you take out specialist insurance?

Accidents happen, especially when children are around. But does the accidental damage cover you get with your home contents insurance include damage caused by children?

Home insurance policies offer different levels of cover for your garage structure and its contents, depending on whether your garage is attached or detached to your home

You have the right to cancel your home insurance if you need to, but you may have to pay a fee to do so

An 'Act of God' sounds dramatic, but it's actually not a term the insurance industry uses

Whether buildings insurance or contents insurance or both, most of us pay for some kind of home insurance. But when the annual policy comes to an end, should we let it auto-renew, or is it always better to shop around for a better deal?

There’s no central database you can check to know if your home is insured – and by which company. But with a bit of detective work, you can still find out

Having your house burgled is the last thing you want to think about. But if a criminal break into your home there are some practical steps to take as soon as possible. Our guide takes you through it

If you’re forced to leave home because of flooding or fire damage, will your home insurance pay for somewhere else to live?

Insurance jargon can be confusing, so we’ve created a home insurance glossary for you to get your head around all those tricky terms. Read our guide and feel confident with your home insurance policy

You might not own the council house you live in, but it’s still worth considering taking out home insurance. Our guide explains more

Working from home has become much more common since the onset of the Covid-19 pandemic. What insurance do you need to work from home longer term?

Trace and access cover is included in many home insurance policies and will pay out if you spot a hidden leak at your property

Plants can help a house feel like a home, but they don’t always come cheap. Read on to find out how home insurance could cover your plants.

If you own a house, you will have considered taking out home insurance to cover both the building and your personal belongings. While it isn’t much different when you live in a flat, there are a few extra things to consider

With insurance claims for flood damage on the rise, the insurance industry has developed a scheme to make sure it can stay afloat

Japanese knotweed can cause massive structural damage to your home – and affect your ability to claim on your home insurance

If you want to protect items you take with you when you leave the house, you need personal possessions insurance

We look at the different types of home insurance policies to see if getting combined contents and buildings cover is right for you.

If your home is a listed building or has a thatched roof, you will need to turn to a specialist insurer to get the cover you need

Home security comes in all shapes and sizes for a variety of budgets – we’ve run through the basic options so you can find out which is best for you

All you need to know about any extra payments on monthly home insurance

Whether you’re on holiday or planning to sell, here’s how to cover your home when it’s unoccupied

Home insurance covers your property, your belongings, and… some other things as well. From the rock on your wedding ring to rocks from outer space, there’s a lot you might already be insured for

How does a lodger affect your home insurance, and what insurance do lodgers need?

Even if you're not planning to sell your house, there are many good reasons to know how much it's worth

Excess payments are a standard aspect of all insurance policies – here’s what they are, why insurers have them and how they can affect your premiums

Legal protection cover is one of many add-ons you can buy with your home insurance. But what does it do?

Love nothing more than a summer's barbecue? Make sure you've got the right insurance with our handy guide

There are a number of different types of home insurance so here's how to pick the right one for your needs.

Whether or not you carry a designer handbag, it’s worth checking your handbag and its contents are insured when you’re out and about

Here’s what you need to know about protecting your homeStormy weather can damage buildings such as houses and block of flats. Here’s everything you need to know about protecting your home

Specialist home insurance could be suitable if your house has a thatched roof or is at particular risk of flooding or subsidence

If your home has a thatched roof, you may need to turn to a specialist insurer to get the cover you need

If your property is left unoccupied for more than 30 days, you'll need to take out short-term home insurance cover

What does single item limit insurance mean and what impact does it have on your contents insurance? Understanding this will help you protect your high value items and make sure you’re not left short when it comes to a claim, as our guide explains

With new for old insurance, you can claim enough to replace damaged or stolen possessions with brand new replacements. Here’s everything you need to know

If you own a pet, it pays to check your home insurance policy to see exactly what you're covered for

If you're making a home insurance claim, the last thing you want is to find you're underinsured. Here’s how to beat the average clause

Building up a no-claims discount will save you money on your home insurance

Everything you need to know about what makes home insurance invalid

You’ll need either a non-standard or specialist home insurance policy for your home renovation or rebuild. You might also need a non-standard home insurance policy when your self-build home is finished

Many of us carry around a variety of different gadgets on a daily basis. Here's how to ensure they are adequately protected.

If your home is going to be unoccupied for more than 30 days, you might need short-term home insurance so your home is covered against any damage while it’s empty.