Gadget Insurance

Secure your gadgets with a gadget insurance policy

Gadgets are fast becoming part of our everyday life. It is not unusual to carry with us up to £1000 worth of gadgets on a daily basis, making gadget insurance essential.

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You can get insurance from these companies through MoneySuperMarket, but this doesn’t include every single insurer on the market. 

  

  • Unlimited worldwide cover
  • Cover available for gadgets up to 3 years old
  • Unique VIP service offering replacements & doorstep repairs
  • Accessory cover is limited to £150
  • You must be 18 years old at the policy inception & a UK resident
  • No cover offered for laptops
  • Cover available for gadgets up to 3 years old
  • Accidental damage is covered as standard
  • Receive immediate cover with no exclusion period
  • Loss cover is optional
  • Maximum of 2 theft or loss claims per gadget, per year
  • Gadget eligibility criteria applies
  • Instant cover with no exclusion period
  • Unlimited number of claims per policy period
  • You can apply and pay online
  • Loss cover is optional
  • Cover is only available for gadgets up to 18 months old
  • Accessory cover is limited to £150
  • Receive immediate cover with no exclusion period
  • You can make unlimited claims in each policy period
  • You can apply and pay online
  • Loss cover is optional
  • Theft cover is optional
  • Cover is only available for gadgets up to 18 months old
  • You can apply and pay online
  • Accidental damage is covered as standard
  • Receive immediate cover with no exclusion period
  • Loss cover is optional
  • Cover is only available for gadgets up to 18 months old
  • Theft cover is optional
  • Instant cover (no exclusion period)
  • Unlimited claims in a 12 months period
  • Excess from just £25
  • Cover is only available for phones up to six months old
  • Accessory cover is limited to £150
  • Instant cover with no exclusion period
  • Unlimited claims throughout the duration of the policy
  • Accidental damage covered as standard
  • Loss cover is optional
  • Theft cover is optional
  • No loss cover for laptops
  • You can apply and pay online
  • Unlimited claims per policy period
  • Receive immediate cover with no exclusion period
  • Loss cover is optional
  • Cover is only available for gadgets up to 6 months old
  • No option to back up existing data in case of phone damage or loss
  • Cover available for gadgets up to 3 years old
  • Liquid damage covered as standard
  • Mechanical or electrical breakdown covered as standard
  • 14 day exclusion period on claims for gadgets
  • Maximum two claims per item per policy year (single gadget cover)

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that you application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

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If you see a high score, you can be fairly confident. The scores aren't a guarantee as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional fraud checks by the provider.

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In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer's acceptance criteria or we have not been able to march your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

    

How our site works

We want to show you as many gadget insurance companies as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites.

We think a good gadget insurance policy should cover you if you damage your gadget, no matter how old it is. We also think your gadget should be covered anywhere in the world. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.

Do I need gadget insurance?

When you leave the house in the morning you will usually carry with you a number of expensive gadgets. The cost to replace any one of these can put a severe dent in your finances which is where gadget insurance comes in.

This is why MoneySuperMarket.com has teamed up with the top UK gadget insurance specialists to offer protection for all your gadgets. With a range of different companies to choose from, you can compare gadget insurance quotes to find the right cover for you.

What can gadget insurance cover?

The great thing about gadget insurance is that it can cover almost all gadgets and handheld devices. Here is a list of all the gadgets you could cover today:

  • Mobile Phone
  • Smartphone
  • iPhone
  • Laptop
  • Digital Camera
  • iPad
  • Games Console
  • Macbook
  • iPod
  • Kindle
  • PDA
  • SatNav

For any other gadget that you own and is not listed here, speak with your insurer about getting cover for that item.

Gadget insurance guide

There are a number of low cost gadget insurance policies available, but you may find it difficult to find the right one for you. Take a look at our gadget insurance guide for help finding the right policy and making sure all of your gadgets are covered.