Test driving a car - everything you need to know
Follow our helpful tips and advice when it comes to test driving a car in this useful guide.
Key points
Test driving a car is essential in the buying process, allowing you to assess its performance, comfort, and mechanical condition beyond visual inspection
Insurance coverage for test drives varies; dealerships generally provide it, but private sellers require you to arrange your own, often through temporary policies
When test driving, evaluate various aspects like engine smoothness, ergonomics, handling, and drive on different road types to thoroughly gauge the car's performance and suitability
Test driving a car
A test drive is potentially the most important part in the process of buying a car. It allows you to get a feel for the car and check if it meets your needs. Driving can expose any issues with the vehicle's engine, brakes, or gearbox that aren't visible otherwise.
It's important to set the right expectations for a test drive. Prepare a checklist of aspects to observe, such as the car's ergonomics, noise levels, and handling.
This preparation helps you decide if the car suits your driving style and daily needs. For more detailed preparation, consider these 10 tips for buying a car.
Do I need car insurance to test drive a vehicle?
It's important to understand whether you need insurance or not to test drive a car. Here are the main test driving scenarios and insurance requirements:
Insurance for dealership test drives
Car insurance dealerships usually have car insurance policies that cover test drives. This means their insurance should protect you during the drive. However, always confirm this with the dealer before driving.
Insurance for private seller test drives
When test driving a car from a private seller differs, you must have insurance to drive on public roads. Depending on your existing cover, your insurance might protect you when driving other cars. If not, you'll need to arrange your own insurance.
Options for additional insurance
For short-term needs, explore temporary or day insurance policies for test driving purposes. These policies are flexible and quickly arranged, ensuring legal coverage without long-term commitments.
Do I need insurance if test driving a vehicle from a private seller?
Yes, when buying a car from a private seller, the responsibility lies with you as the buyer. Private sellers typically do not provide insurance for test drives.
To protect yourself, consider arranging temporary insurance. Remember, driving without insurance is illegal and risky. Always ensure you have the necessary coverage before driving.
What should I check when test driving a car?
When test driving a car, it's essential to examine all aspects to ensure the vehicle meets your needs and performs adequately. Below are the key areas to focus on:
Mechanical condition checks: Begin by assessing the engine's smoothness and the brakes' responsiveness. Listen for any unusual sounds that might suggest problems. Check the oil level and its colour, as these provide insights into the engine's condition. For a comprehensive checklist, refer to this MOT checklist.
Comfort and ergonomics evaluation: Adjust the seat, steering wheel, and mirrors to find a comfortable driving position. Assess the ease of reaching and operating the controls. Consider the dashboard layout and the visibility from the driver's seat.
Performance and handling assessment: Focus on the car's acceleration and how it manages curves. Ensure the steering is responsive. Test the suspension by driving over bumps or uneven surfaces. It's advisable to drive at various speeds to evaluate stability and noise levels.
What roads should I drive on when testing a car?
Testing on various road types offers numerous benefits when test driving a car. It helps gauge the car's handling on highways, city streets, and rural roads. This variety reveals a lot about the vehicle's suspension, braking, and overall comfort.
Different road conditions also significantly affect the car's performance. For instance, driving on wet or uneven roads can demonstrate the car's grip and response to adverse conditions.
Safety is paramount, especially on unfamiliar roads. Always ensure the car has necessary safety features and remain vigilant to avoid potential hazards.
Tips for test driving a car
When you're ready to test drive a car here are some practical tips to help you make the most of your drive:
Scheduling your test drive: Aim to book your test drive early in the day when you're fresh and alert. Avoid busy times such as weekends or late afternoons to ensure you have ample time and less traffic to deal with.
What to bring and prepare for: Always carry your driving licence, a form of ID, and proof of insurance if required. It's wise to bring a notepad and pen to jot down your observations or any questions that might arise during the drive.
Evaluating the car during and after the drive: Pay attention to how the car handles in different driving conditions. Check the brakes, steering, and acceleration. After the drive, don't rush your decision. Reflect on how the car felt and whether it meets your needs and expectations.
