Buying your first home, moving up the property ladder, buying property as an investment, releasing some of the cash value in your bricks and mortar… There are many occasions when a mortgage is a central part of financial planning, so here’s our suite of guides on how these loans work
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First-time buyer schemes in Scotland, Wales & Northern Ireland
If you opt for a fixed-rate mortgage, you lock in the interest rate for a specified term
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A halal home purchase plan is a financial product designed to help Muslims purchase property without the need to borrow money
Help to Buy is a government scheme designed to help struggling first-time buyers
Help to Buy scheme explained
What is a moving home mortgage?
Also known as a ‘reverse mortgage’, a home reversion plan involves selling your home to a private company in return for a lump sum or a regular income
When choosing a mortgage, the interest rate you’ll be charged is one of the most important factors.
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A lifetime mortgage is a mortgage taken out on a property that does not have to be repaid until the borrower dies or has to go into long-term care
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Mortgages often come loaded with a range of costs – here’s what you’ll have to pay
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Mortgages in principle explained
Understanding negative equity – and how to get out of it
Offset mortgages can work very effectively for those with savings – here’s how
Carry your mortgage from one home to another
Your guide to remortgaging
We run through some of the most frequently asked questions about remortgaging.
When is the best time to remortgage your home?
Why it pays to remortgage
Should you remortgage with the same lender?
When and how to take out a second charge mortgage
Can I get a mortgage if I’m self-employed?
Shared equity explained
Shared ownership mortgages
What is stamp duty and how much do I pay?
What is a standard variable rate mortgage?
‘Subprime mortgage’ is a term that is used to describe a mortgage offered to a borrower with a poor credit history.
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All you need to know about tenants in common
Huge deposit requirements mean buying a house locally might be an impossible dream in certain parts of the UK.
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Read our guide to find out whether a tracker mortgage is the right option for you and your home
A guarantor mortgage can help you get on the property ladder if you are struggling to find a deposit.
Mortgage affordability is a tricky subject, especially after the 2014 Mortgage Market Review (MMR).
A guide to mortgage offers