Buying your first home, moving up the property ladder, buying property as an investment, releasing some of the cash value in your bricks and mortar… There are many occasions when a mortgage is a central part of financial planning, so here’s our suite of guides on how these loans work
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APRC shows you exactly how much you’ll pay over the full term of the mortgage.
Are you a first-time buyer? There are mortgages designed specifically for you
First-time buyer schemes in Scotland, Wales & Northern Ireland
If you opt for a fixed-rate mortgage, you lock in the interest rate for a specified term
A halal home purchase plan is a financial product designed to help Muslims purchase property without the need to borrow money
Help to Buy is a government scheme designed to help struggling first-time buyers
Help to Buy scheme explained
Getting a mortgage for a new home
A home reversion plan involves selling your home to a private company in return for a lump sum, a regular income or a combination of both.
When choosing a mortgage, the interest rate you’ll be charged is one of the most important factors.
How to raise a deposit
Insuring your first home
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A lifetime mortgage is a mortgage taken out on a property that does not have to be repaid until the borrower dies or has to go into long-term care.
Looking for your first home
Low fee mortgages can be attractive, but they’re not always the best option
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Mortgage Eligibility Guide
A mortgage broker is a specialist advisor whose job is to search the mortgage market and find you the best deal.
Mortgages often come loaded with a range of costs – here’s what you’ll have to pay
Explaining the jargon and technical terms that often surround mortgages
Mortgage overpayments explained
Offset mortgages can work very effectively for those with savings – here’s how
Your guide to remortgaging
Can I get a mortgage if I’m self-employed?
Shared equity explained
Shared ownership mortgages
What is a standard variable rate mortgage?
‘Subprime mortgage’ is a term that is used to describe a mortgage offered to a borrower with a poor credit history.
All you need to know about tenants in common
Huge deposit requirements mean buying a house locally might be an impossible dream in certain parts of the UK.
Top 10 tips for getting a mortgage
Read our guide to find out whether a tracker mortgage is the right option for you and your home
A look at the reasons why you might consider remortgaging onto a new loan
A guarantor mortgage can help you get on the property ladder if you are struggling to find a deposit.
Mortgage affordability is a tricky subject, especially after the 2014 Mortgage Market Review (MMR).
Your first-time buyer Q&A