Buying your first home, moving up the property ladder, buying property as an investment, releasing some of the cash value in your bricks and mortar… There are many occasions when a mortgage is a central part of financial planning, so here’s our suite of guides on how these loans work
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APRC shows you exactly how much you’ll pay over the full term of the mortgage.
Are you a first-time buyer? There are mortgages designed specifically for you
First-time buyer schemes in Scotland, Wales & Northern Ireland
If you opt for a fixed-rate mortgage, you lock in the interest rate for a specified term
Getting your first mortgage with a gifted deposit
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Help to Buy is a government scheme designed to help struggling first-time buyers
Help to Buy scheme explained
What is a moving home mortgage?
Also known as a ‘reverse mortgage’, a home reversion plan involves selling your home to a private company in return for a lump sum or a regular income
When choosing a mortgage, the interest rate you’ll be charged is one of the most important factors.
Everything you need to know about property chains
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Insuring your first home
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A lifetime mortgage is a mortgage taken out on a property that does not have to be repaid until the borrower dies or has to go into long-term care
Looking for your first home
Low fee mortgages can be attractive, but they’re not always the best option
Check the affordability of a mortgage
Mortgage Eligibility Guide
Mortgages often come loaded with a range of costs – here’s what you’ll have to pay
Mortgage overpayments explained
Coronavirus: what does it mean for your mortgage?
Can I remortgage my home in later life?
Mortgages in principle explained
Understanding negative equity – and how to get out of it
Offset mortgages can work very effectively for those with savings – here’s how
Carry your mortgage from one home to another
Your guide to remortgaging
We run through some of the most frequently asked questions about remortgaging.
When is the best time to remortgage your home?
Why it pays to remortgage
Should you remortgage with the same lender?
When and how to take out a second charge mortgage
What to look for when trying to find the right self build mortgage
Can I get a mortgage if I’m self-employed?
Shared equity explained
Shared ownership mortgages
What is stamp duty and how much do I pay?
What is a standard variable rate mortgage?
‘Subprime mortgage’ is a term that is used to describe a mortgage offered to a borrower with a poor credit history.
How to switch your mortgage provider
All you need to know about tenants in common
Huge deposit requirements mean buying a house locally might be an impossible dream in certain parts of the UK.
Top 10 tips for getting a mortgage
Read our guide to find out whether a tracker mortgage is the right option for you and your home
A guarantor mortgage can help you get on the property ladder if you are struggling to find a deposit.
Mortgage affordability is a tricky subject, especially after the 2014 Mortgage Market Review (MMR).
A guide to mortgage offers