Expert Mortgage Guides

It doesn't matter if you're buying your first property or figuring out the best method for releasing equity—our homebuying and mortgage guides will take the guesswork out of the home ownership lifecycle.

News & Guides

Buy-to-let costs and taxes explained Buy-to-let property has delivered strong returns over the past few decades. But changing tax rules and increased regulation mean it has got more difficult to make a profit from property.
Should I extend my mortgage to lower my monthly costs?
What is stamp duty and how much do I pay?
Mortgage early repayment charges explained
Explaining Annual Percentage Rate Charge (APRC)
Mortgage fees explained
Should I use a mortgage broker or go direct to a lender?
What are the pros and cons of having a mortgage?
Should I fix my mortgage?
What happens when a lease expires and how do you extend it?
Understanding mortgage interest and how it’s calculated
What are leasehold management fees and service charges?
Should I overpay on my mortgage?
How much does it cost to remortgage in the UK?
Can I sell my home without an estate agent?
When should I get buildings insurance?
Mortgage eligibility - what do lenders look for?
Can I sell my home to a family member?
What is loan-to-value ratio (LTV)?
What is a declaration of trust and do I need one?
What are TA forms?
Can I get a mortgage with a fair credit score?
Joint tenancy explained
How does buying a house at auction work?
Are mortgage rates likely to go up or down in 2026?
How much stamp duty is payable on second homes?
How to deal with estate agents when buying a house
Should I buy a house with Japanese knotweed?
What are swap rates and why do they matter?
All you need to know about tenants in common
What's the difference between joint tenants and tenants in common?
When is the best time to remortgage your home?
How a property chain works when buying and selling
How much deposit do you need for a house?
What’s the difference between exchange and completion when buying a home?
Your guide to additional borrowing on your mortgage
A guide to mortgage offers
Do I need a solicitor to sell my house?
How much do house removals cost?
How to gift and accept money for a house deposit
How do mortgages work when you move house?
Can I change my mortgage to interest-only?
Can I get a mortgage after having a default?
Can I get a mortgage during my probation period?
Can I get a mortgage with a CCJ?
Shoud I remortgage with the same lender?
What is mortgage fraud?
Top reasons for being declined for a mortgage and what to do next
Can I get a mortgage after an IVA?
Porting a mortgage from one home to another explained
Joint mortgage after separation: what are my rights?
Getting a mortgage on maternity leave
Mortgages for contractors
Buying a new build home: A complete guide Want to buy a new build home in the UK but unsure where to start? Our guide outlines buying process, including the benefits of a new build and any pitfalls.
Buy-to-let mistakes and first-time landlord advice Becoming a landlord can be rewarding, but it also comes with financial, legal, and operational responsibilities that many first-timers underestimate. It is not just an easy ‘passive income’ stream.
Getting a mortgage as a non-UK citizen Are you a non-UK citizen looking to get a mortgage in the UK? This guide will help you understand how lenders view non-UK citizens, what they ask for, and how to boost your chances of mortgage approval.
Getting a shared ownership mortgage Learn how shared ownership mortgages work, including deposit requirements, staircasing, eligibility rules, costs, pros and cons, and which lenders offer them.
How much deposit do I need for a buy-to-let property? Buying a rental property works differently to buying your own home, and one of the biggest differences is the size of the deposit you’ll need to get a buy-to-let mortgage.
Can you get a mortgage on benefits?
Do student loans affect mortgage eligibility? Are student loans treated differently when it comes to buying your first home – or are they assessed the same as other borrowing? Our guide investigates
How long does the house buying process take? There’s a lot of steps involved in buying a house, and the process can take a while. If you’re a first-time buyer in England, Wales, or Northern Ireland, this guide will take you through the timeline you can expect at each stage.
Negative Equity Mortgage Most homeowners know that they want to avoid being in negative equity. But what does it really mean, exactly? If you find yourself in a tricky situation, what steps can you take to get out of it? Read our guide on negative equity mortgages to learn more.
What is a tenants' association?
What is a reserve fund?
What is a home reversion plan? Also known as a ‘reverse mortgage’, a home reversion plan involves selling your home to a private company in return for a lump sum or a regular income.
What’s the difference between freehold and leasehold properties?
How to find out a property's value If you want to buy or sell a home, you’ll want to get the most accurate assessment of how much that property is worth. Here, we look at some of the ways you can estimate the value of a property and get free house valuations.
What does sold subject to contract actually mean? There can be a lot of confusing jargon when you are buying and selling property, particularly if you are a first-time buyer. Our guide explains what one of the most important terms means and the rights it gives you.
How to remortgage You can often save money by remortgaging to a new mortgage deal. Find out more about the process with MoneySuperMarket’s remortgage guide.
How to choose the right type of mortgage Confused by all the available mortgage types? This short guide explains the ins and outs of different kinds of mortgage rates. This way, you’ll be ready to make the right choice for your needs and pockets.
Everything you need to know about the 'Help to Buy' scheme Help to Buy (England) was a government scheme designed to give first-timer buyers a helping hand. Here’s all the information you need
What mortgage can I afford? Mortgage affordability is a tricky subject, especially after the 2014 Mortgage Market Review (MMR). If you’re asking yourself ‘what mortgage can I afford’, MoneySuperMarket is here to help you find an answer to your question.

Expert Mortgage Guides

Our top 4 guides and articles

What happens at the end of my interest-only mortgage?

Should I buy a house with subsidence?

Getting independent mortgage advice

What happens when my fixed-rate mortgage ends?

View all