Car Insurance Group 7
Cars in insurance group 7 will have some of the lowest car insurance costs.
Key Takeaways
Car insurance group 7 generally includes vehicles like the Citroen C1 Edition, Ford Fiesta and Hyundai i10
These cars are often small and easy to handle with light engines, making them some of the cheapest cars to insure
They can be particularly good options for young drivers that want to get lower car insurance premiums
What is car insurance group 7?
Car insurance group 7 is one of the lowest car insurance groups, so you’ll likely find that cars in this group are cheaper to insure, as well as more affordable to buy and maintain. Cars in group 7 are generally smaller, lighter and easier to drive, with low repair and maintenance costs - they’re good for drivers that often face high car insurance premiums that want to lower costs.
What is car insurance group 7e?
Car insurance group 7e is a category within group 7 that indicates cars that have exceeded the requirements of their standard group. As such these cars are placed in a lower insurance group with an ‘e’ added to show this.
Why are cars in group 7 the cheapest to insure?
Cars in insurance group 7 are generally speaking some of the cheapest cars to insure because cars in this group are seen by insurers to be a relatively low claim risk. These cars are often smaller and easier to drive as well as cheaper and quicker to repair, so claims related to accidents are less likely - therefore insurers charge lower premiums for cars in these groups.
What cars are in insurance group 7?
Car insurance group 7 includes many of the UK’s most popular car makes and models, such as:
Citroen C3
Dacia Duster Estate
Fiat Punto
Ford Fiesta Active
Honda Civic Hatchback
Peugeot 207 Hatchback
Renault Megane Hatchback
Are cars in insurance group 7 good for young drivers?
Cars in group 7 are often cheap to run and insure while also being relatively safe to drive due to their smaller engine size, making them an ideal pick for young and inexperienced motorists. You’re likely to pay less for cover, though young drivers do still pay higher than average for car insurance so it’s always good to compare your options.
What group will my electric/hybrid car be in?
Electric and hybrid vehicles are usually categorised in higher insurance groups, mostly due to their higher upfront and repair costs. However the landscape is changing as these cars become more common and widely available, with insurance premiums for electric cars on the decrease.
What group will my classic car be in?
Classic cars don’t have special categories, and their group ranking will depend on the usual factors like its size and performance rather than its age. Bigger and more powerful cars will be found in higher groups, so will be more expensive to insure.
What group will my modified car be in?
Modified cars are often ranked in higher insurance groups as these modifications can increase the risk of theft or make repair costs more expensive. However, some changes can actually improve a car’s security or safety, thereby lowering your insurance costs.
If you’re planning modifications to your car, it’s good to talk to your insurer first to understand how it’ll affect your premiums.
Understanding car insurance groups
Car insurance groups number from one to 50, with one being the lowest - cars in this group are often the cheapest to insure. Group 7 is among the lowest groups too, with cars sorted into these groups owing to their low repair costs and modest performance specs.
How important are insurance groups to overall car insurance costs?
Insurers consider a number of factors about you and your car when setting car insurance premiums. This includes your car’s insurance group as well as your age, location and driving and claims history, helping them understand your total risk profile before deciding what your insurance costs will be.
What insurance group is my car in?
If you're curious about where your car falls on this scale, you can quickly find out what insurance group a car is in with our free car insurance group checker.
