Skip to content

Travel insurance for Turkey (Türkiye) from £10.34[1]

Article author's profile picture
Written by  Esther Shaw
Article reviewer's profile picture
Reviewed by  Beth Leslie
5 min read
Updated: 08 Sep 2026

🚩If your travel plans have been affected by the conflict involving Iran in the Middle East, see our guide for updates and check if FCDO travel advice affects your travel insurance

Key takeaways

  • The average cost of travel insurance for Turkey is £10.34[1]

  • Travel insurance can protect you if you have medical emergencies, accidents, cancellations, lost luggage, and more

  • Some activities in Turkey, such as hot air ballooning and hiking may require extra adventure sports cover

  • Petty theft can occur in some tourist areas, so make sure your policy provides adequate cover for your belongings

 panoramic views of the Bosphorus and the historic center of Istanbul

Do I need travel insurance for Turkey?

Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.

Travel insurance can financially protect you if your holiday to Turkey is unexpectedly cancelled, you need medical treatment while travelling, if you have an accident, or if your valuables are lost or stolen.

According to 2025 data from the Association of British Insurers

  • British residents had to make 500,000+[2] claims on their travel insurance in 2024

  • The most common reason for claiming was to cover unexpected medical expenses, with an average insurance payout of £1,528[2]

  • By contrast, you can find travel insurance to Turkey from just £21.26[3]

Turkey travel advice

Still current at: 11 Sept 2026

FCDO advises against all travel to parts of Turkey

For British citizens planning a trip to Turkey, it's important to be aware of FCDO travel advice, particularly regarding the border within 10km of Syria, where travel is advised against due to ongoing fighting and terrorism risks. While Turkey generally allows visa-free entry for up to 90 days for tourism and business, ensure your passport is valid for at least 150 days beyond your arrival date. The FCDO advises vigilance against terrorism, with most incidents occurring in the southeast, Ankara, and Istanbul, and recommends staying informed through local media and following official guidance.

For British citizens planning a trip to Turkey, it's important to be aware of FCDO travel advice, particularly regarding the border within 10km of Syria, where travel is advised against due to ongoing fighting and terrorism risks. While Turkey generally allows visa-free entry for up to 90 days for tourism and business, ensure your passport is valid for at least 150 days beyond your arrival date. The FCDO advises vigilance against terrorism, with most incidents occurring in the southeast, Ankara, and Istanbul, and recommends staying informed through local media and following official guidance.

This is an AI-generated summary of UK government travel advice. Check the FCDO website for complete information.

What type of travel insurance do I need for Turkey?

Some travel insurance providers cover Turkey under their European travel insurance, but others may list it under worldwide cover. It's important to check your policy details to confirm coverage for Turkey.

The specific type of policy you need depends on your travel plans:

One trip to Turkey only

If you are only visiting Turkey, choose single-trip travel insurance and select Turkey as your destination.

One trip to Turkey and other countries

Combining a holiday in Turkey with visits to other countries, perhaps on an interrailing trip?

Single-trip travel insurance can cover multiple countries as long as:

Several holidays throughout the year

You might be able to save money by selecting an annual multi-trip travel insurance policy.

Travelling with a medical condition

You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.

How much is travel insurance for Turkey?

The average cost of travel insurance for a single trip to Turkey is £20.02[4]. However, the price you pay will vary depending on factors like your party size and how long you are visiting for.

Traveller(s)

7 day trip

14 day trip

Individual

£12.87[5]

£21.61[6]

Couple

£25.36[7]

£38.14[8]

Family

£31.79[9]

£49.32[10]

Group

£39.52[11]

£65.02[12]

The figures in this table are the averages of the costs paid by MoneySuperMarket customers over the last three months.

Can I get last minute travel insurance for Turkey?

Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.

You can buy last minute travel insurance through MoneySuperMarket.

Is it cheaper to buy travel insurance closer to my departure date?

There’s no guarantee you’ll get a cheaper deal by waiting until the last minute. More importantly, delaying could leave you without cancellation cover if something goes wrong before your holiday.

It’s generally best to buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Turkey.

What should my travel insurance policy for Turkey include?

Standard travel insurance will usually cover:

  • Illness and accidents

  • Trip and activity cancellations

  • Lost luggage (including your passport)

  • Theft

  • Repatriation (bringing you home if you are seriously injured, ill, or dead)

  • Personal liability (you are responsible for accidentally harming someone or their property)

🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.

What isn’t covered by travel insurance to Turkey?

Typical exclusions include:

  • Undeclared pre-existing medical conditions

  • 'Unforeseeable' disasters including terrorism, war, strikes, and natural disasters

  • Alcohol and drug-related incidents

  • Travel to areas advised against by the government (found on the FCDO website)

  • Adventure or winter sports

💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.

Medical care in Turkey

Cover for medical treatment and accidents is a vital part of travel insurance. Healthcare in Turkey can vary, with private healthcare being expensive but of high quality. This makes having insurance all the more important to avoid hefty medical bills.

The legal status of certain medications can differ in Turkey. Verify your prescriptions before travelling and carry a copy for reference.

Turkey is on the FCDO's list of countries where there is a risk of methanol poisoning from drinking low-quality alcohol. ➡️ Learn how to protect yourself.

Can I get travel insurance for Turkey if I have a pre-existing medical condition?

Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.

A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.

You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.

You can buy medical travel insurance through MoneySuperMarket.

Do I need vaccinations to visit Turkey?

The Travel HealthPro website recommends you check that your regular vaccinations are up to date before you travel to Turkey.

According to the website, most travellers should consider Hepatitis A and Tetanus vaccinations, while some travellers may need to consider Hepatitis B, Measles, Rabies and Typhoid vaccinations.

🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.

Do I need a visa to visit Turkey?

You can visit Turkey for business or tourism without a visa for up to 90 days in any 180-day period.

It’s worth noting that to enter Turkey, your passport must have an expiry date at least 150 days after the date you arrive, and at least one blank page.

🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.

What travel insurance do I need for adventure sports in Turkey?

If you’re considering hot air ballooning over Cappadocia or hiking the Lycian Way, you may need adventure sports cover.

Activities like hot air ballooning, rafting, and mountaineering are popular amongst adventurous travellers to Turkey, but are usually not covered by standard insurance.

You may be able to add adventure sports cover to your existing travel insurance for a fee. Travel insurers will also often bundle together adventure sports cover and winter sports cover.

What travel insurance do I need to protect my belongings in Turkey?

Most types of travel insurance will include some level of protection for your belongings and baggage. However, it is important to check what is and what isn’t covered.

The UK government warns that street robbery and pickpocketing is high in some of Turkey’s major tourist destinations. You should therefore make sure that your insurance has adequate coverage for your personal belongings. You can also consider add-ons such as gadget insurance and passport cover, which are not always included as standard.

How do I claim on my travel insurance?

  • Report the incident you want to claim for to your insurer as soon as possible

  • If something is stolen, report it to the local police within 24 hours and get a report

  • Keep records of what has happened, including photos or videos and the contact details of anyone involved

➡️ Learn more: How to make a claim on your travel insurance.

Where can I get cheap travel insurance for Turkey?

With MoneySuperMarket you can compare quotes from up to 59 different travel insurers, helping you find the best price for the level of cover you want.

Plus, we offer our travel insurance customers rewards! Get a voucher of up to £5, a Free Days Out pass worth £180[13], and much more.

Just sign up to our free SuperSaveClub[14]before you buy your travel policy.

💡 Top tip: Looking for travel insurance for another destination? Check out our travel insurance destination guide hub.

Author

Article author's profile picture

Esther Shaw

Money expert

Esther Shaw is an award-winning consumer, financial and property journalist with more than two decades of experience. As a freelance writer, she regularly contributes to a range of national titles...

Author's Linkedin page
More about Esther

Reviewer

Article reviewer's profile picture

Beth Leslie

Senior Insurance Content Editor

Beth is an experienced writer and editor who specialises in financial and economic content. She is currently the Senior Insurance Content Editor for MoneySuperMarket. Beth is passionate about making...

Reviewer's LinkedIn page
More about Beth
Looking for travel insurance?
Get a quote

Sources and supporting information

  1. [1]

    Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket to Turkey in September 2026. Where the policy type was for single-trip.

  2. [2]

    Source: Association of British Insurers (ABI), 2025. '‘Eight to Embark’ – the ABI shares top travel insurance tips as claims data highlights importance of cover' https://www.abi.org.uk/news/news-articles/2025/8/eight-to-embark-travel-insurance-tips/

  3. [3]

    Using the 10th percentile of premiums, for a family taking single trip cover to Turkey. Using Moneysupermarket policies sold between June 2026 and August 2026

  4. [4]

    Data based on the median price of travel insurance sold through MoneySuperMarket to Turkey in September 2026. Where the policy type was for single-trip.

  5. [5]

    The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was One person. Using Moneysupermarket policies sold between June 2026 and August 2026

  6. [6]

    The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was One person. Using Moneysupermarket policies sold between June 2026 and August 2026

  7. [7]

    The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A couple. Using Moneysupermarket policies sold between June 2026 and August 2026

  8. [8]

    The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A couple. Using Moneysupermarket policies sold between June 2026 and August 2026

  9. [9]

    The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A family. Using Moneysupermarket policies sold between June 2026 and August 2026

  10. [10]

    The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A family. Using Moneysupermarket policies sold between June 2026 and August 2026

  11. [11]

    The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A group. Using Moneysupermarket policies sold between June 2026 and August 2026

  12. [12]

    The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Turkey and the party type was A group. Using Moneysupermarket policies sold between June 2026 and August 2026

  13. [13]

    Based on 1 visit per month – average ticket value £15.30 (Oct 24)

  14. [14]

    Restrictions and T&Cs apply, click here for details