*51% of customers could save up to £283.52 Consumer Intelligence, July 2017
COMPARE CAR INSURANCE
Finding you and your car the right quote
When applying for car insurance quotes, you’ll need to have the following details to hand:
Information about your car
This includes the make and model, plus the age and value of your car (every make and model of car is allocated to an insurance group, which helps determine your premium. You can find out which group your car belongs to using this tool). You’re also required to declare any modifications you’ve made.
Information about you
Your job, age, and where you live will need to be provided, along with details of your driving history (including any convictions and claims).
Named drivers
The names and licence details of anyone who will be driving your car need to be provided.
No Claims Discount (NCD) history
Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.
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How to reduce the cost of car insurance
Car insurance can be one of the most expensive aspects of owning a car. MoneySuperMarket data shows the average cost of annual car insurance this winter (January – April 2017) was £525. Here are our top tips on how to reduce your premiums:
With premiums rising, here’s how to save:
Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.
Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £278 on their annual premium*.
Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.
Build a no claims discount: Most insurers reward drivers for claims-free driving.
*Consumer Intelligence data – Apr 2017
What types of car insurance policy are available?
When running a quote, there are three main types of car insurance - third party, third party fire and theft and fully comprehensive.
Third party
Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.
Third Party Fire and Theft
With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.
Comprehensive Cover
Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire & theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.
In addition to standard car insurance, there are also specialist types of cover including black box/telematics, multi-car, short term, learner and classic car.
Our dedicated guides will help you work out which type of cover is right for you and your motor.
How can we help you save on your car insurance?
It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 140 car insurers so they can compete for your business.
We rank the quotes they offer in price order so you can make your selection.
- Joanna, Cardiff
13 Jun 2017
- Kely, Benfleet, Essex
10 Jun 2017
- Steven, Lincoln
31 May 2017
- Gary, Conwy
24 May 2017
CAR INSURANCE GUIDES
MOTORING NEWS
YOU & YOUR CAR
We’re 100% independent: working only for our customers
Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.
We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us - in our customers’ opinions - the best price comparison website.
Level of service
We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.
MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.