
Young riders insurance
Find cheap motorbike insurance for young riders
Super save on your motorbike insurance
Compare cheap quotes with Vast Visibility
We do the hard work for you, comparing deals from the biggest providers in the UK so you can get the right cover
Every motorcyclist needs insurance; it’s illegal to ride on the roads without it. But there’s no good reason to pay over the odds for your motorbike insurance. Letting your policy auto-renew is often the easiest route to over-paying. Loyalty often isn’t rewarded when it comes to insurance.
Have a look around and compare policy prices from a few different providers to avoid paying more than you need for the same level of cover.
A quick and simple price comparison makes it easy to find cheap motorcycle insurance quotes. Simply fill in a few details about you and your motorbike, scooter or moped and MoneySuperMarket will give you instant access to 20 of the UK’s leading motorcycle insurance companies.
We understand that everyone is different; you may be an experienced rider with several years no claims or you might be looking for motorbike insurance for young riders. Whatever your requirements, our bike insurance comparison tool can help you find a deal that suits you.
By spending just a couple of minutes using our service, you could significantly reduce the price of your annual bike insurance premium. Comparing prices and levels of cover from different providers gives you that all-important perspective you need to know you’re getting a good deal.
All you have to do is provide us with answers to some simple questions and we will provide you with a range of prices from some of the UK’s leading motorcycle insurance providers.
Remember it’s not just price that you’re comparing. Our service also allows you to compare policy details and options, such as level of cover, excess levels and No Claims Bonus (NCB) protection to ensure that you get the right policy for your powered two wheeler.
So, to use our free service to beat that expensive renewal quote, or find a new deal that meets your own personal requirements simply click on the link below to get started.
We want to show you quotes from as many insurance companies as possible, so that you can choose what suits you and your motorcycle best. There are some insurers that don't want to be included on comparison websites, so we can’t promise to show you quotes from every single company.
If you need motorbike insurance, comparing quotes with MoneySuperMarket is the easiest way to find the best available deal. Tell us a little about yourself, the motorbike you want to insure, and your driving and claims history – including any claims you might have made if you have car insurance.
Then we’ll show you a list of quotes tailored to your requirements. You’ll be able to compare deals by the overall monthly or annual cost, the level of cover you’ll get and any extras included in the insurance policy. Once you’ve found the right deal, just click through to the provider to finalise your purchase.
As with all insurance products you should remember that the cheapest option isn’t always the best. The level of cover you get is as important as the price – you don’t want to end up over-insured and paying for insurance you don’t need, or under-insured and left without cover you do need just to save a few quid.
Motorcycle insurance, like car insurance, comes in three tiers:
You’ll be covered for riding your two-wheeler abroad if your motorcycle insurance policy specifically includes it. You should check beforehand so you know what countries you’re allowed to travel to and for how long.
If you are riding your motorbike abroad you might also want to consider European motorcycle breakdown cover – you can either buy a separate policy or combine it with your motorbike insurance.
Likewise you can often add more than one bike to a multi-bike policy, but the number of bikes you have is likely to affect how much you pay for cover. This may, however, be cheaper than having several policies as you can only ever ride one at a time.
Different insurers are likely to have different standards when it comes to the types of bike they’ll cover for you, however you’ll normally be able to find a policy that covers:
For some bikes, particularly classic and quad bikes, you might need to take out specialist insurance to cover you at an affordable price.
How much you pay for motorbike insurance can be affected by a number of factors, including:
Some providers may include cover for some modifications and not all, while others may only offer cover as an additional option. However you can also look for specialist insurers to cover your powered two-wheeler if you need to.
Adding ‘bling’ to your bike can usually be covered. But any modifications that increase the power or speed or your motorbike will be considered a higher risk factor and will probably bump up your premium.
Depending on the provider you choose and the policy you take out, you may or may not be covered for things such as punctures and tyre/wheel damage. You should always read the provider’s policy documents before taking out a deal so you know what their insurance deal covers.
Some insurers offer ride-any-bike policies as part of their motorcycle insurance – which will cover you for when you want to borrow a friend’s two-wheeler. But you are likely to be covered for third-party only damage. If you crash your mate’s motorbike, you will have to pay for its repairs.
Many insurers will let you add additional drivers to your policy, though it can often lead to an increase in premium costs.
Whether you’ll be covered if you have passengers – known as pillion cover – will depend on your insurer and the policies you’ve taken out. However it also depends on if your motorcycle licence allows you to carry passengers.
If you commit not to carrying pillion passengers you might get a discount.
When you take out motorbike insurance, many insurers will offer the option of adding cover for:
Insurers are likely to have certain requirements when it comes to using your bike for commuting or business. In any case if you plan to use your motorcycle for either, you’ll have to tell your insurer.
Failure to do may not only mean you’re unable to claim if something happened on your journey to or from work, it also means you are riding uninsured, which is against the law.
Insurers generally have the following classes of use for motorcycles:
Some insurers offer the option for a brand new replacement if your motorbike, scooter or moped is written off, though this is likely to increase your premium costs. It will onnly apply if you have a new, or recently purchased, bike.
You’ll often have to take out an additional agreed value policy for your insurer to pay out for this amount, otherwise there is generally a set limit on how much they will cover you for.
This generally depends on both the insurer and the extent of the write off. For write off categories A (scrap) and B (break) the motorcycle is not allowed to be put into circulation again.
The rules are less strict for categories S (structurally damaged repairable) and N (non-structurally damaged repairable). Some insurers may allow you to buy back the bike, or parts of it, under certain conditions, while others may not.
In most cases you won’t be able to transfer a no-claims bonus from your car to your bike, however some insurers may allow this – it’s best to check first before assuming either way.
If you only ride your bike for part of the year, such as only in the summer, you may only need to insure it for the time you’re riding it.
However, when not using your motorbike, you’ll need to take out a SORN (statutory off road notification) from the DVLA, which allows you to keep the bike off road without insurance.
Find cheap motorbike insurance for young riders
Discover great classic bike insurance policies
Find cheap moped insurance
Ensure that you are covered in the event of costly repairs
Ensure peace of mind in the event of a mechanical problem
Find out more about quad insurance
Find out how to save money on your scooter insurance
Find out about multi-bike insurance
Ready to save on your motorbike insurance? Or need to know more before you get a quote? We’re here to help.
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