Protect yourself from cancellations, lost luggage and medical emergencies
Find holiday cover from just 76p* a day
Earn up to £5* with SuperSaveClub*
Destination | Average price | Price from |
|---|---|---|
Spain | £16.27* | £1.49* |
France | £14.02* | £0.86* |
Italy | £13.28* | £0.77* |
Portugal | £10.82* | £1.24* |
Germany | £9.64* | £1.16* |
Turkey | £27.07* | £2.49* |
USA | £59.90* | £2.85* |
Canada | £67.12* | £9.54* |
Australia | £64.49* | £6.04* |
If you're just going to Europe you can get European travel insurance. Otherwise, you'll need worldwide cover.
Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.
If you go away often then this type policy could be better value. It covers multiple trips for one year.
If you're away for over 30 days, this offers extended cover for longer trips and for multiple countries.
As soon as you've booked your trip.
It will probably be cheaper, and you'll be protected if your holiday is cancelled, say because you are made redundant or someone close to you passes away.
Forgotten about travel insurance? You can still get last-minute travel insurance up to the day of your departure.
No, it's often more expensive to wait to buy travel insurance.
Buying travel insurance immediately after booking your trip will also protect you from cancellations outside of your control, such as supplier failure, bereavement, redundancy, illness, or injury.
The excess is the amount you need to pay towards any insurance claim you make. If you had a policy with a £150 excess and you claimed for lost luggage worth £800, you would pay the £150 and the remaining £650 would be paid by your insurer.
Excess amounts vary by insurer. You can often choose to increase your excess to reduce your policy cost.
Germany offers the most affordable travel insurance, according to our data. The average policy price is just £9.64*.
In contrast, Canada is the most expensive place to visit, from a travel insurance perspective. Average policy prices are £67.12*.
No - most travel insurance policies will have exclusions; you should always check your documents before you go.
If you take out European travel insurance, it won't cover countries outside of Europe. Perhaps more surprisingly, not all policies cover all European countries. Turkey is one that is often excluded.
A lot of worldwide travel policies will exclude the USA, Canada and the Caribbean unless you specify that you want those countries included. (Adding them will probably make the policy price go up, due to the expensive healthcare costs in those locations.)
Almost all travel insurance policies will not cover you for travel to areas the UK government has advised against going to. (You can see a list of these countries on the Foreign Travel Advice website.) You may be able to get specialist high-risk insurance for such places, but it will likely be expensive.
💡 Top tip: Travel insurance policy inclusions and exclusions can vary. Always read your own policy documents thoroughly.
Usually covered |
|---|
Up to £4,000 in case your baggage or personal belongings are lost, damaged, or stolen. |
Up to £7,000 in case you need to cancel your holiday for reasons such as illness or bereavement. |
In case you get ill or injured and need medical treatments. |
In case you are delayed by bad weather, strikes, or something breaking down. |
Covers the cost to bring you home if you become seriously injured or ill. |
✔ Personal liability In case you are involved in an incident that results in legal costs or damages. |
✔ Covid-19 cover Most companies usually include Covid cover as standard. |
Usually not covered |
|---|
✖ Choosing not to travel You can’t claim simply because you no longer want to go on holiday. |
If the reason is because you were late or didn't get through security on time. |
'Acts of god', terrorism and civil unrest aren't covered as standard. |
✖ Alcohol and drug related incidents If you have an accident or an incident while you are under the influence. |
If you need treatment for medical conditions you didn't declare. |
✖ Travelling against government advice If the FCDO advised against travel to that country. |
Activities such as skiing, hiking and diving often require specialist insurance. |
Yes. You can get travel insurance even with severe medical conditions such as diabetes or cancer. However, it is likely to be more expensive than a standard policy.
MoneySuperMarket can show you prices from multiple insurers that offer medical travel insurance, helping you find the best deal for you.
If you can't find suitable cover through us, the MoneyHelper website provides a list of specialist insurers to help you get adequate cover, or you can call the British Insurance Brokers Association on 0370 950 1790.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy.
This includes disabilities and mental health conditions.
No. If your insurer does not consider your medical condition to be particularly severe, or if it was something that was successfully treated a long time ago, they may cover it for free.
No, insurers don’t usually categorise pregnancy as a pre-existing condition. Your standard travel insurance policy should cover you for medical emergencies related to your pregnancy so long as you haven’t had any prior complications.
However, you may not be covered to travel if you’re more than 37 weeks pregnant - or less if you’re having twins or triplets.
You should tell your insurer all pre-existing medical conditions when you take out travel insurance. Otherwise your insurer can refuse to pay out for claims related to that condition.
If you have already taken out insurance without declaring a condition, you can contact your insurer and ask if your medical condition can be added to your policy. Depending on the specifics of your condition, they may be able to cover it for free or for a small upgrade fee.
If you're in a country with expensive healthcare, getting sick or injured can quickly become a stressful ordeal. Emergency medical treatment claims cost on average £1,750, according to the Association of British Insurers, yet the cost of an average single trip policy costs just £21.36* to cover yourself for any medical emergencies and personal belongings.
Single trip cover is ideal for those who only take one holiday per year, allowing you to fully enjoy your holiday, with the peace of mind of knowing you're protected from unexpected financial burdens.
Jake Edmonds Senior Commercial Manager
Find tailored travel cover at the right price by comparing deals from the UK’s leading travel insurers.
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Based on a daily rate for an individual aged 30 with no pre-existing medical conditions, taking single trip cover for 3 days to France. Cover starts on 11th January and ends on 14th January 2025. Moneysupermarket data correct as of 08 January 2025.
SuperSaveClub restrictions and T&Cs apply. Click here for details.
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Data based on the average price of travel insurance sold through MoneySuperMarket to Spain in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Spain in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to France in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to France in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Italy in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Italy in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Portugal in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Portugal in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Germany in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Germany in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Turkey in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Turkey in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to USA in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to USA in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Canada in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Canada in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket to Australia in June 2025.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Australia in June 2025. Prices vary based on your personal details & circumstances.
Data based on the average price of travel insurance sold through MoneySuperMarket for single trip cover in June 2025.
The number of providers for travel insurance in June 2025
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Here's what our travel insurance customers say:
See all reviewsfound it easy to do after I've always bought travel l insurance by telephone before!
Anonymous
Looking for travel insurance can be a bit of a minefield. However put my details in and within a few minutes the quotes came up very clear, going from cheapest to dearest. Decided which one was for me and the chosen quote explained and purchase completed quickly. Have used money supermarket in the past and will continue to do so.
Mary Carroll
Easy to search & easy to buy - good price too!
Steven Overton
Best deal I could find . Gives.the right amount of cover for the right price , especially as I am 77 years old !
Richard Cerny