Car Insurance - Guide Index
Our guides to buying car insurance
Shopping for car insurance can be confusing and, at times, daunting. To help you get the best deal on your motor insurance, read our car insurance guides - covering everything from finding the right policy to suit you, to lowering your premiums with our top tips.
Our top 4 guides and articles
What are the benefits of an electric car?
Electric vehicles (EVs) have boosted in popularity in more recent years. What started off to help the environment has bought financial and social benefits too. With the government’s impending ban on new petrol and diesel cars by 2030, you may soon find yourself charging your car instead of fuelling it.
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- What are the different types of car insurance?
- What is impounded car insurance?
- What is car insurance group 16? This guide explains which cars fall into insurance group 16 and which drivers these makes and models may suit.
- What is car insurance group 20? This guide explains what types of cars are usually in group 20, the factors that influence their insurance ratings, and tips for managing premiums if you’re considering one of these vehicles.
- What is car insurance group 19? This guide looks at what type of cars fall into insurance group 19 and which drivers these makes and models may suit.
- What is car insurance group 18? This guide looks at what type of cars fall into insurance group 18 and which drivers these makes and models may suit.
- Should I get a petrol, diesel or electric car?
- What is car insurance fraud?
- What is car insurance group 14?
- What is car insurance group 17?
- What is car insurance group 15?
- What is car insurance group 12? We help you understand what vehicles are in insurance group category 12 and who these cars might appeal to in this guide.
- What is Car Insurance Group 13?
- Does where I park affect my car insurance? Your car insurance premiums are affected by factors including where you park your car – see where the best and worst spots are
- Should I auto-renew my car insurance? Auto-renewing your car insurance might seem convenient, but you could miss out on big savings on your premium.
- When is the best time to renew my car insurance?
- What happens if my car is written off?
- Family car insurance plans We look at why it might be useful to add additional drivers or cars to your insurance policy, and how it could save you money.
- Car insurance speeding tickets If you’ve received a speeding ticket you need to inform your current insurance company and take steps to mitigate any potential impact on future premiums
- How does your job title affect your car insurance? What you do for a living can have a massive effect on your annual car insurance premiums – but if you give a careful answer, you might see a saving
- Does car insurance cover pets in the car?
- Self-driving car insurance In this guide, we discuss everything you need to know about self-driving cars and car insurance, including the cost, types of cover, and more.
- Can I teach someone to drive? Are you unsure whether or not you can teach someone else to drive in the UK? This guide helps answer all of your questions.
- How to check if a car is stolen In this guide, we discuss everything you need to know about how to check if a car is stolen before purchasing a vehicle and what to do if you've purchased a stolen car.
- Test Driving a Car Follow our helpful tips and advice when it comes to test driving a car in this useful guide.
- Checklist and tips for buying a used car Check out our guidance and checklist to ensure you're getting the right second-hand car deal
- Number plates explained Thinking about a personalised registration plate for your car? It might make your car stand out, but could it impact the cost of your car insurance premiums? Read our short guide to find out how car insurance providers view private number plates.
- Performance car insurance
- Car insurance and potholes
- How do I get a refund on my car tax?
- Where should I park my vehicle at night?
- Transferring your car insurance when you change cars
- Car insurance for international drivers in the UK
- Speeding fine calculator Millions of motorists are caught speeding every year. Wondering how big a fine you might have to pay? The MoneySuperMarket speeding fine calculator can work it out for you.
- Annual mileage calculator Overestimating your annual mileage when getting an insurance quote is easy to do, but it could mean you're paying too much for your car insurance. Use our calculator to work out your annual mileage and make sure you're paying the right amount.
- Car Insurance Group 11
- Can I get car insurance with a criminal record?
- Does car insurance cover child car seat replacements?
- car insurance expiry date
- Classes of use
- Classic cars
- Misfuelling cover
- Provisional licences
- No-deposit car insurance There’s no such thing as no-deposit car insurance, but there are other ways to keep your up-front costs low.
- Speed Awareness Courses Explained If you’re caught speeding, you may face a fine, points on your licence, or even a prison sentence. However, in more minor cases, you may be asked to attend a speed awareness course instead. Here’s what you need to know.
- What are Q plates? Q plates are issued for specific type of cars in the UK, including kit cars and radically modified vehicles. In this guide, we discuss everything you need to know about owning a Q plate vehicle.
- Does car insurance cover storm damage?
- How do I check if my car is insured? Car insurance is a legal requirement – even if your car just sits in the garage – unless your vehicle has been declared off the road
- Can my parents teach me to drive?
- Car security: Alarms, immobilisers and the impact on car insurance When it comes to car security, there are a number of ways you can protect your vehicle from thieves and even lower your insurance premiums.
- Courtesy car insurance A courtesy car ensures you can still make essential journeys while your car is being repaired. Here we look at how you find out if your insurance or breakdown cover includes a courtesy car, what type of car you might get and what exclusions apply.
- Does car insurance cover vandalism? Cars and other vehicles got vandalised more than 155,000 times last year, according to the ONS. But when yours is one of them, can you claim on your insurance to cover the repairs?
- Taking a driving test in your own car If you’re learning to drive in your own car, you may decide to take your practical test in it. This can make the experience easier, as it’s a car your familiar with, but you’ll need to check your car’s allowed before you arrive at the test centre.
- Car insurance and credit checks Your credit score can affect your car insurance quotes – and your car insurance payments can affect your credit score. Here’s how.
- Car insurance for teenagers Teenagers often pay more than most for car insurance, but there are ways to cut the cost of cover. Find out more before you compare quotes.
- When did I pass my driving test?
- How much do driving lessons cost? Driving lessons are one of the biggest expenses to get on the road. In this guide, we'll look at how much they cost and explain some of the other big costs you may need to budget for.
- Cosmetic car insurance Cosmetic car insurance covers minor damage to your car, such as dents and scratches – saving you from claiming on your regular insurance policy.
- Countries that drive on the left Planning on driving during your next trip? Discover which countries drive on the left-hand side of the road like we do in the UK.
- Car excess insurance Find out what excess insurance is and why it may be useful if you make a claim on your car insurance policy.
- How do I tax my car?
- Annual vs monthly car insurance Paying annually for car insurance might mean a bigger all-in-one payment, but it does work out cheaper in the end.
- Agreed value car insurance If you have a classic or modified car an agreed value car insurance policy could be a useful option. Here’s how this cover works, when you might need it, and what to do next.
- The Claims and Underwriting Exchange By helping catch fake claims, CUE keeps the cost of insurance down for everybody
- NEW DRIVERS
- What is car insurance fronting? Car insurance fronting is where someone declares themselves as the main driver of a car, when someone else will actually be driving it more. Fronting is illegal.
- How do I get insured to drive my parent's car? You can be added as a named driver to their policy whether you’re a learner or a new driver.
- How to negotiate car insurance
- What are the rules for supervising a learner driver?
- How do I make a car insurance claim?
- Car Insurance Group 3 Choosing a car in a lower insurance group will cut your costs.
- Pass Plus Car Insurance Pass Plus is a government-backed driving course that gives inexperienced motorists extra practical experience on the road. It should make you a better driver – but does it get you money off your car insurance?
- Statutory Off Road Notifications You can use a Statutory Off Road Notification (SORN) to declare your car ‘off road’ if you don’t use it and don’t want to insure it. Here’s how
- Do you have to pay private parking tickets? Getting back to your car to find a parking ticket on your windscreen can feel frustrating. Our guide covers when you can challenge a ticket, and how parking fines work
- MOT Checklist: What do I need to take? If your car is due its MOT and you're not sure how much it will cost or what's covered in the test, here's all you need to know…
- How to get cheap car insurance Use our money-saving tips to find the right car insurance policy at the right price and cut the cost of your premium.
- Car insurance for drivers with medical conditions Everything you need to know about car insurance and medical disclosure
- International Car Insurance
- Car insurance group 10 Car insurance premium prices are affected by the car insurance group your car falls under. Cars in group 10 will have some of the lowest car insurance costs. Read on to find out why.
- When is my MOT due? Do you know when your MOT is due? Find out how long your MOT certificate is valid for, how to check it's due date, and whether you can drive without a valid MOT.
- Second car insurance If you have more than one car, you might be able to cut the cost of car insurance by covering them with the same policy. Here’s our guide to finding the cheapest way to insure a second car.
- Do postcodes affect car insurance? Insurers take a number of factors into account when they set your car insurance premiums – and your postcode is one of them. Find out why this matters to insurers, and where cover is the cheapest in the UK
- Driving in Ireland with UK insurance If you’re a UK driving licence holder, driving in Ireland shouldn’t hold any fears. But there are a few differences you need to know about, including whether you’re covered by your car insurance
- Uninsured driver promise Find out what happens if you’re hit by an uninsured driver, and how the uninsured driver promise can help.
- NO CLAIMS DISCOUNT
- Car Insurance Group 8 All cars in the UK are categorised into groups from 1 to 50 – the lower the insurance group your car is in, the cheaper your car insurance is likely to be
- Car Insurance Group 6 Cars in group 6 will be reliable, affordable and cheap to repair which means they have some of the lowest car insurance costs.
- Car Insurance Group 5 If you’re looking for an affordable set of wheels with relatively low insurance costs, cars in group 5 are a good place to start.
- Cheapest cars to insure in 2025 Ever wonder which cars were cheapest to insure? Here’s what the MoneySuperMarket data tells us…
- How penalty points and driving offences affect car insurance Penalty points, also known as driving endorsements, can cause your premiums to go up – find out how they work and how long they stay on your record
- Car Insurance Group 4 Cars in group 4 are usually small, cheap to run and have some of the lowest car insurance costs.
- Car Insurance Group 7 Cars in insurance group 7 will have some of the lowest car insurance costs.
- Manual vs Automatic cars Vehicles usually either have manual or automatic transmission – find out what this means and how it can affect your car insurance premiums
- The cheapest cars to insure for new drivers Finding affordable car insurance for your first car isn’t always easy, especially for young and inexperienced drivers who face typically higher-than-average premiums. Here are the cars that, according to MoneySuperMarket data, were the cheapest to insure for drivers aged under 21.
- Cancelling your car insurance You can cancel your car insurance at any time but you may have to pay a cancellation fee. Find out here how to cancel your car insurance and how much it will cost you.
- Should I take out car insurance via a broker?
- Non-fault claims If you’re in a car accident that wasn’t your fault, it’s natural to assume you won’t be left out of pocket - unfortunately non-fault claims are not always so straightforward. Here’s how they work and what you can expect if you need to make a claim.
- Named driver car insurance Adding an experienced driver to your car insurance policy can help you get cheaper cover, but it might not be useful for everyone
- Whiplash insurance claims Whiplash damage can be painful and long lasting, but as it can also be easily faked, whiplash claims often come under scrutiny - it’s thought many claims are exaggerated or invented for financial gain.
- Joint car insurance Joint car insurance generally refers to either multi-car or named driver insurance, where you either have multiple cars or multiple drivers - or indeed both - on a single policy. Here’s how these policies work.
- Why is car insurance so expensive? With premiums soaring to record highs, it’s little wonder so many of us feel our car insurance is too expensive. This article will help you discover how premiums are calculated and how you can get a cheaper deal
- Car Insurance Calculator
- Can you have two car insurance policies for one car? You have to take out car insurance to drive your car in the UK, but there’s little point getting double insurance by buying more than one policy. Here’s why
- Advanced driver courses Advanced driving courses can help you become a better, safer and more confident driver - and in some cases, they can help reduce your car insurance premiums
- Can you insure a car you don’t own? You don’t have to own a car to get yourself insured on it – but you do need the owner’s permission. Here’s how you can insure a car you don’t own.
- No claims bonus explained Going for at least a year without claiming on your car insurance policy can earn you a discount - here’s how they work and how you can build your no-claims bonus.
- Personal accident cover Personal accident cover can be a useful addition to your car insurance policy if you’re involved in a serious car accident - here’s how it works.
- Car insurance and driving licences There are many different types of driving licence that let you drive on UK roads - here’s what they are and how they can affect your car insurance premiums.
- Car key insurance Car key insurance can be a lifesaver if yours get lost, damaged or stolen - here’s how it works and how it can help you.
- Car hire excess insurance explained Car hire excess insurance can be a particularly useful policy to take out if you hire a car and need to claim on car insurance for it. Here’s how it works.
- Windscreen cover insurance Not all car insurance cover windscreen repairs or replacements as standard - some will require you to buy it as an add on. Here’s how windscreen cover works and how you can claim for damage.
- What is car insurance voluntary and compulsory excess? Car insurance excess payments are part of making a claim - it’s the amount you’ll pay towards the total cost before your insurer covers the rest. Here’s how voluntary and compulsory excess work, and how they can affect your premiums.
- How does black box car insurance work? Telematics or black box car insurance allows insurers to monitor your driving habits, so by driving safely and sensibly you can earn cheaper car insurance premiums - here’s how it works.
- Motor Legal Protection Motor legal protection can offer useful cover that isn’t included in standard car insurance - see if it’s worth the cost with our comprehensive guide to legal expenses cover.
- Car insurance group 2 Cars in insurance group 2 are likely to be the cheapest makes and models to insure, so it’s a good place to start if you’re looking for affordable cover. But insurance providers consider other factors too - learn more about car insurance group 2 and what it could mean for your premiums.
- Car Insurance Group 9 Cars in insurance group 9 are likely to be the cheapest makes and models to insure, so it’s a good place to start if you’re looking for affordable cover. But insurance providers consider other factors too - learn more about car insurance group 9 and what it could mean for your premiums.
- Car insurance group 1 Cars in insurance group 1 are likely to be the cheapest makes and models to insure, so it’s a good place to start if you’re looking for affordable cover. But insurance providers consider other factors too - learn more about car insurance group 1 and what it could mean for your premiums.
- Car insurance groups explained Understanding car insurance groups and how they affect your premium can help you save money on your car insurance.
- Importing Cars to the UK: A Comprehensive Guide
- New for Old Car Insurance
- Kit car insurance If you’re building your own car you’ll need kit car insurance. Here’s everything you need to know
- How to get your car started when there's a fault Trapped in your driveway because your car's let you down? Or perhaps you're stranded miles from civilisation with the same problem? Here's how to tackle the most common problems and get back on the road
- Tips for driving on ice Driving on ice can be very dangerous, so it’s crucial that you are prepared and know what to do in advance when driving in icy conditions. Read our guide to find out how to drive safely on ice.