Travel Insurance for Greece from £6.74[1]
Key takeaways
The average cost of travel insurance for Greece is £14.23[2]
Travel insurance can cover you for unexpected medical costs, cancellations, lost luggage and more
A GHIC or EHIC can give you access to some state healthcare in Greece, but you must not view this as a replacement for travel insurance
If you’re planning on activities such as scuba diving when you’re in Greece, check your policy provides the right level of cover
Do I need travel insurance for Greece?
Travel insurance is not a legal requirement for visiting Greece. But without it you will be personally responsible for paying the costs if something goes wrong with your trip.
A travel insurance policy can financially protect you if your holiday to Greece is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost or stolen.
According to 2025 data from the Association of British Insurers:
British residents had to make 500,000+[3] claims on their travel insurance in 2024
The most common reason for claiming was to cover unexpected medical expenses, with an average insurance payout of £1,528[3]
By contrast, you can find travel insurance to Greece from just £6.74[1] a day
Greece travel advice
Still current at: 17 Sept 2026
There is a high risk of wildfires during the summer season from April to October. You can visit the Schengen area, which includes Greece, for up to 90 days in any 180-day period without a visa, though new EU Entry/Exit System requirements are being implemented. Additionally, the FCDO advises travellers to remain aware of their surroundings due to a heightened risk of political protests in central Athens and a general threat of terrorism.
There is a high risk of wildfires during the summer season from April to October. You can visit the Schengen area, which includes Greece, for up to 90 days in any 180-day period without a visa, though new EU Entry/Exit System requirements are being implemented. Additionally, the FCDO advises travellers to remain aware of their surroundings due to a heightened risk of political protests in central Athens and a general threat of terrorism.
This is an AI-generated summary of UK government travel advice. Check the FCDO website for complete information.
What type of travel insurance do I need for Greece?
Greece is typically covered under European travel insurance policies.
The specific type of policy you need depends on your travel plans:
One trip to Greece only
If you are only visiting Greece, choose single-trip travel insurance and select Greece as your destination.
One trip to Greece and other countries
Combining a holiday in Greece with visits to other countries, perhaps on an interrailing trip?
Single-trip travel insurance can cover multiple countries as long as:
You don’t head home in-between countries. For that you need multi-trip insurance.
You are not away for a long time (policy-dependent, but usually a month). For that, you need backpackers’ insurance.
Several holidays throughout the year
You might save money by selecting an annual multi-trip travel insurance policy.
Travelling with a medical condition
You can get travel insurance with a pre-existing medical condition, but note that it may be more expensive than a standard policy.
How much is travel insurance for Greece?
The average cost of travel insurance for a single trip to Greece is £14.23[2]. However, the price you pay will vary depending on factors like your party size and how long you are visiting for.
The figures in this table are the averages of the costs paid by MoneySuperMarket customers over the last three months.
Can I get last minute travel insurance for Greece?
Yes, it is possible to get last-minute travel insurance, although not all insurance providers will offer this.
You can buy last minute travel insurance through MoneySuperMarket.
Is it cheaper to buy travel insurance closer to my departure date?
There is nothing to be gained in financial terms from leaving it until the last minute to buy your travel insurance.
If possible, you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your Greece holiday.
What should my travel insurance policy for Greece include?
Standard travel insurance will usually cover:
Illness and accidents
Trip and activity cancellations
Lost luggage (including your passport)
Theft
Repatriation (bringing you home if you are seriously ill or injured)
Personal liability (if you are responsible for accidentally harming someone or damaging their property)
🚩Different travel insurance policies have different levels of cover and exclusions. You should always read your documents and check what you're covered for.
What isn’t covered by travel insurance to Greece?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes, and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Medical care in Greece
The UK government advises that, while medical treatment and facilities are generally good in mainland Greece, they may be limited on Greek’s many islands.
The standards of nursing and aftercare, particularly at state hospitals and clinics, is lower than in the UK, and the public ambulance service is basic.
You should therefore make sure that you have adequate travel insurance, including medical cover so you can access private facilities, if needed.
British citizens can get some medically necessary state healthcare in Greece for free, or at much cheaper rates than private rates, with a Global Health Insurance Card (GHIC).
However, the UK government and the NHS advise that Britons with GHICs still take out comprehensive travel insurance when they visit Greece as the health insurance cards do not cover all medical situations and costs.
Did you know? According to ABTA, young travellers aged 25–34 are the most likely to travel abroad without travel insurance. While Greece offers good basic care to UK citizens, it's important for young travellers to consider insurance, especially if you're travelling to remote islands or popular 18-25 destinations.
Will my EHIC/GHIC cover me in Greece?
Yes, you can still use Global Health Insurance Cards (GHIC) or unexpired European Health Insurance Cards (EHIC) to get some free healthcare in Greece.
GHICs are replacing EHICs, which will be phased out as they expire. UK residents can get a GHIC for free from the NHS website. The cards are valid for up to five years.
Can I get travel insurance for Greece if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
You can buy medical travel insurance through MoneySuperMarket.
Do I need vaccinations to visit Greece?
The TravelHealthPro website recommends that your regular vaccinations are up to date before you travel to Greece.
According to the website, most travellers will need a tetanus vaccination, while some may need rabies.
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
Do I need a visa to visit Greece?
No, if you are a UK passport holder you do not need a visa to enter Greece for a short visit as long as:
Your visit will not mean you have spent more than 90 days in the Schengen area within a 180-day period
The purpose of your visit is a holiday or to visit friends and family
The purpose of your visit is for certain types of work or study, such as to attend a business meeting
Rules for visiting Europe have changed post-Brexit. If you overstay your 90-day visa-free limit you can face restrictions on entering any Schengen country for three years.
Your passport must have a date of issue less than 10 years before the date you arrive in Greece, and an expiry date at least three months after the date you plan to leave the Schengen area.
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
What insurance do I need to go diving in Greece?
Greece’s many islands make it a popular destination for diving enthusiasts, but if you’re planning to take the plunge you will need to add scuba diving cover to your travel insurance
With more than 240 inhabited islands and a sprawling coastline, diving fans will find plenty to keep them occupied, with reefs, wrecks and caverns providing a diverse underwater landscape.
Scuba-diving cover will allow you to truly make the most of this activity, but bear in mind that the level of cover you’ll get may depend on your level of experience and qualifications.
It is unlikely that insurers will cover the costs of any unexpected mishaps if you dive beyond the depth limits or level of difficulty permitted by your policy or qualifications.
Is backpacker’s insurance suitable for my trip to Greece?
Greece is a haven for backpackers, and if this is how you’re planning travel you can find great deals on backpackers’ insurance. This cover is tailored for longer stays or if your journey includes several countries.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
➡️ Learn more: How to make a claim on your travel insurance.
Find cheap Greece travel insurance with MoneySuperMarket
With MoneySuperMarket you can compare quotes from up to 59 different travel insurers, helping you find the best price for the level of cover you want.
Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5[12], a Free Days Out pass worth £180, and much more.
Just sign up to our free SuperSaveClub[12] before you buy your travel policy.
💡 Top tip: Looking for travel insurance for another destination? Check out our travel insurance destination guide hub.
Author
Esther Shaw
Money expert
Esther Shaw is an award-winning consumer, financial and property journalist with more than two decades of experience. As a freelance writer, she regularly contributes to a range of national titles...
Reviewer
Beth Leslie
Senior Insurance Content Editor
Beth is an experienced writer and editor who specialises in financial and economic content. She is currently the Senior Insurance Content Editor for MoneySuperMarket. Beth is passionate about making...
