Travel insurance for Poland from £2.94[1]
Key takeaways
The average cost of travel insurance for Poland is £2.94[1]
Travel insurance can cover you for medical treatment and emergency assistance, as well as things such as trip cancellation, lost luggage and delays
If you're planning an extended stay, a multi-trip travel insurance policy, or backpackers’ insurance might be a more cost-effective option
Do I need travel insurance for Poland?
Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Poland is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.
According to 2025 data from the Association of British Insurers:
British residents had to make 500,000+[2] claims on their travel insurance in 2024
The most common reason for claiming was to cover unexpected medical expenses, with an average insurance payout of £1,528[2]
By contrast, you can find travel insurance to Poland from just £0.84[3]
Major events in Poland, such as Juwenalia in May, Wianki in June and large summer music festivals, can lead to large crowds, increased risk of lost belongings or minor injuries, which may affect travel insurance claims depending on policy terms and circumstances.
Poland travel advice
Still current at: 21 Sept 2026
FCDO advises that Russian military strikes have occurred within 20km of the Polish border and land border access with Ukraine and Belarus is restricted. British citizens can visit Poland visa-free for up to 90 days in any 180-day period, but should note that the EU's new Entry/Exit System may require biometric registration and extra waiting times at borders. Additionally, be aware of local laws such as the ban on public drinking and strict penalties for carrying illegal drugs.
FCDO advises that Russian military strikes have occurred within 20km of the Polish border and land border access with Ukraine and Belarus is restricted. British citizens can visit Poland visa-free for up to 90 days in any 180-day period, but should note that the EU's new Entry/Exit System may require biometric registration and extra waiting times at borders. Additionally, be aware of local laws such as the ban on public drinking and strict penalties for carrying illegal drugs.
This is an AI-generated summary of UK government travel advice. Check the FCDO website for complete information.
What type of travel insurance do I need for Poland?
Poland is covered under European travel insurance policies. The specific type of policy you need depends on your travel plans:
One trip to Poland only
If you are only visiting Poland, choose single-trip travel insurance and select Poland as your destination.
One trip to Poland and other countries
Combining a holiday in Poland with visits to other countries, perhaps a backpacking trip around Eastern Europe?
Single-trip travel insurance can cover multiple countries as long as:
You don't head home in-between countries. For that you need multi-trip insurance
You are not away for a long time (policy dependent, but usually a month).
For that you need backpackers’ insurance
You will need to choose European cover for Poland but if you're travelling to countries outside of Europe, you'll need worldwide cover.
Several holidays throughout the year
You might save money by selecting an annual multi-trip travel insurance policy. This will also cover you for staycations in the UK.
Travelling with a medical condition
You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
How much is travel insurance for Poland?
The average cost of travel insurance for a single trip to Poland is £7.50[4]. However, the price you pay will vary depending on factors like your party size and how long you are visiting for.
The figures in this table are the averages of the costs paid by MoneySuperMarket customers over the last three months.
Can I get last minute travel insurance for Poland?
Yes, it is possible to get last-minute travel insurance, although not all insurance providers will offer this.
You can buy last minute travel insurance through MoneySuperMarket.
Is it cheaper to buy travel insurance closer to my departure date?
There’s no guarantee you’ll get a cheaper deal by waiting until the last minute. More importantly, delaying could leave you without cancellation cover if something goes wrong before your holiday.
It’s generally best to buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Poland.
What should my travel insurance policy for Poland include?
Standard travel insurance will usually cover:
Emergency medical treatment and expenses
Trip and activity cancellations
Lost luggage (including your passport)
Theft including pickpocketing
Repatriation (bringing you home if you are seriously injured)
Personal liability (you are responsible for accidentally harming someone or damaging their property
🚩 Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.
What isn't covered by travel insurance for Poland?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Medical care in Poland
British citizens can get some necessary state healthcare in Poland for free with a Global Health Insurance Card (GHIC).
However, the UK government and the NHS advise that Britons with GHICs still take out comprehensive travel insurance when they visit Poland, as the health insurance cards do not cover all medical situations and costs.
Will my EHIC/GHIC cover me in Poland?
Yes, you can still use Global Health Insurance Cards (GHIC) or unexpired European Health Insurance Cards (EHIC) to get some free healthcare in Poland.
GHICs are replacing EHICs, which will be phased out as they expire. UK residents can get a GHIC for free from the NHS website. The cards are valid for up to 5 years.
Can I get travel insurance for Poland if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
You can buy medical travel insurance through MoneySuperMarket.
Do I need a visa to visit Poland?
You will not need a visa for visiting Poland if you have a full UK passport. You are allowed into Poland, or any country within the Schengen area, for up to 90 days in any 180-day period.
During this time, you can visit as a tourist, see family and friends, attend business meetings, cultural or sports events or take part in short-term studies or training.
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
Do I need vaccinations to visit Poland?
The Travel HealthPro website recommends you check that your regular vaccinations are up to date.
The site also advises that most travellers should get Tetanus, and that some travellers should get Hepatitis A, Rabies and Tick-borne Encephalitis vaccinations.
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
What travel insurance do I need for skiing in Poland?
Your standard travel insurance policy will not usually cover you winter sports such as skiing. You will need to buy an add-on to make sure you’re covered for skiing, or any other winter sports activity.
This add-on will also cover you for things like your equipment and any days when you’re not able to get out on the slopes.
The average price our customers currently pay for insurance with winter sports is £43.01[12]. Data based on the average price of travel insurance sold through MoneySuperMarket with winter sports cover in 2025.
What travel insurance do I need for hiking in Poland?
You may need to buy adventure sports cover for hiking in Poland. Standard travel insurance policies often will not cover more extreme activities like rock climbing, mountaineering or hiking above a certain height or in riskier locations.
You can add adventure sports cover to your existing travel insurance for a fee.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
➡️ Learn more: How to make a claim on your travel insurance.
Where can I get cheap travel insurance for Poland?
With MoneySuperMarket you can compare quotes from up to 59 different travel insurers, helping you find the best price for the level of cover you want.
Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5. SuperSaveClub restrictions and T&Cs apply. Click here for details, a Free Days Out pass worth £180, and much more.
Just sign up to our free SuperSaveClub. SuperSaveClub restrictions and T&Cs apply. Click here for details. before you buy your travel policy.
💡 Top tip: Looking for travel insurance for another destination? Check out our travel insurance destination guide hub.
Author
Esther Shaw
Money expert
Esther Shaw is an award-winning consumer, financial and property journalist with more than two decades of experience. As a freelance writer, she regularly contributes to a range of national titles...
Reviewer
Beth Leslie
Senior Insurance Content Editor
Beth is an experienced writer and editor who specialises in financial and economic content. She is currently the Senior Insurance Content Editor for MoneySuperMarket. Beth is passionate about making...
