Compare travel insurance for Malaysia £5.03[1]
Key takeaways:
The average cost for travel insurance for Malaysia is £48.65[2]
Travel insurance can protect you against cancellations, medical emergencies, and your belongings being stolen, lost or damaged
You may need to buy extra cover if your trip includes adventurous sports or activities
Do I need travel insurance for Malaysia?
Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Malaysia is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.
According to the latest data from the Association of British Insurers:
British residents had to make 574,000[3] claims on their travel insurance in 2023
The average claim amount was £972[4] and the average medical claim £1,750[4]
In contrast, you can find travel insurance to Malaysia from just £5.03[1]
What type of travel insurance do I need for Malaysia?
Malaysia is covered under worldwide travel insurance policies.
The specific type of policy you need depends on your travel plans:
If you are only visiting Malaysia, choose single-trip travel insurance and select Malaysia as your destination.
Combining a holiday in Malaysia with visits to other countries, (perhaps a backpacking trip around South-East Asia?)
Single-trip travel insurance can cover multiple countries as long as:
You don't head home in-between countries. For that you need multi-trip insurance.
You are not away for a long time (policy dependent, but usually a month). For that you need backpackers’ insurance.
You will need to choose worldwide cover for Malaysia
You might save money by selecting an annual multi-trip travel insurance policy.
This will also cover you for staycations in the UK.
You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
One trip to Malaysia only
One trip to Malaysia and other countries
Several holidays throughout the year
Travelling with a medical condition
How much is travel insurance for Malaysia?
The table shows the average prices paid by our customers for holidays to Malaysia this year. Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.
Cheapest Price | Average Price |
|---|---|
£5.03[1] | £48.65[2] |
Can I get last minute travel insurance for Malaysia?
Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.
Is it cheaper to buy travel insurance closer to my departure date?
No, it is usually more expensive to buy travel insurance last-minute.
If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Malaysia.
What should my travel insurance policy for Malaysia include?
🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.
Standard travel insurance will usually cover:
Illness and accidents
Trip and activity cancellations
Lost luggage (including your passport)
Theft including pickpocketing
Repatriation (bringing you home if you are seriously injured, ill or dead)
Personal liability (you are responsible for accidentally harming someone or their property)
What isn't covered by travel insurance for Malaysia?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Remember your excess!
Your excess is the amount of money you must pay towards any insurance claim you make. It is a fixed amount regardless of the claim size and it is set in advance when you take out your policy.
Increasing your excess can lower the cost of your policy, but make any claims less affordable.
Medical care in Malaysia
If you need medical treatment while you’re in Malaysia, you will be required to pay for this.
That’s why it’s even more important to have a travel insurance policy in place which can cover these costs.
You can’t use a Global Health Insurance Card (GHIC) in Malaysia as it is not a member of the scheme.
Can I get travel insurance for Malaysia if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
Compare medical conditions travel insurance quotes | Cover from just £5.11[5]
Do I need a visa to visit Malaysia?
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
You won’t need a visa for visiting Malaysia if you have a full UK passport.
You will usually be able to stay for 90 days, if you plan to stay longer you will need to apply for a visa. You will be required to submit an arrival card, which you can fill in online in advance of arriving in the country.
If you’re travelling between Peninsular Malaysia and East Malaysia, you must have your passport with you at all times.
Do I need vaccinations to visit Malaysia?
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Malaysia, including your flu and Covid-19 vaccines if you are eligible for these.
Some tourists also have the following vaccinations before arriving in Malaysia: Diphtheria, Hepatitis B, Rabies, Tetanus, and Typhoid.
What travel insurance do I need for diving in Malaysia?
Your standard travel insurance policy will not usually cover you high-risk or adventurous water sports, which may include diving, jet skiing or snorkelling.
However, every policy is different so you will need to check what is, and what isn’t, covered with yours. If you’re not covered for water sports, you will have to buy an adventurous sports add on.
What travel insurance do I need for hiking in Malaysia?
You may need to buy adventure sports cover for hiking in Malaysia. Standard travel insurance policies often will not cover more extreme activities like rock climbing, mountaineering or hiking above a certain height or in riskier locations.
You can add adventure sports cover to your existing travel insurance for a fee.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
Read our guide to making a claim on your travel insurance.
Find cheap travel insurance for Malaysia with MoneySuperMarket
Compare quotes from different insurers to find the best price for the level of cover you want. Don't want this task on your to-do list? We can do the work for you, saving you time and money.
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Just sign up to our free SuperSaveClub[7] before you buy your travel policy.
Compare travel insurance quotes | Malysia cover from just £5.03[1]
