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Travel Insurance to Brazil

Compare travel insurance to Brazil

Jake Edmonds
Written by  Jake Edmonds
6 min read
Updated: 29 Jan 2024

Read our tips for an unforgettable adventure in the Amazon. Just make sure you’re protected before you head off!

Brazil is a land of incredible diversity and beauty, a vast country that stretches across a continent, encompassing the world-famous Amazon Rainforest and vibrant cities like Rio de Janeiro and São Paulo.

But before you pack your bags and set off to explore the natural wonders of Brazil, there's one essential step you shouldn't overlook—securing your travel insurance.

Do I need travel insurance to Brazil?

If you’re planning a holiday in Brazil, you should always make sure you have travel insurance before you set off. That way, you’ll be protected against many common travel problems while on your trip. For instance, travel insurance can cover you against illness, accidents, lost baggage, and theft while you’re on your Brazilian getaway.

Travel insurance also means you’ll be able to reclaim your costs if you have to cancel or cut short your trip in an emergency. This way, you can relax and enjoy your holiday with well-deserved peace of mind.

Image of the Brazil Skyline from above including Christ the Redeemer

What type of travel insurance do I need for Brazil?

Your trip to Brazil will usually be covered by any worldwide travel insurance policy. However, there are many different types of insurance that might suit your holiday. When you find the best travel insurance deals through MoneySuperMarket, you’ll be able to tailor your insurance to your needs. Some categories to look out for:

  • Single-trip insurance: If you only want to cover to last your trip then consider single-trip cover as a cheaper option.

  • Annual travel insurance: This type of policy is designed for travellers taking two or more holidays a year with a policy that lasts the entire year. It helps reduce the hassle of booking a new policy each time and might also save you money in the long run.

  • Backpackers’ insurance: If you’re visiting Brazil as part of a backpacking holiday, you can find great deals on backpackers’ insurance which provides cover for long-term travel. This can cover you for longer trips or if you’ll be visiting several different countries.

What should my Brazil travel insurance include?

When choosing a travel insurance policy for your Brazilian adventure, there are several key features you should ensure are included:

  • Medical cover, which will cover the cost of emergency medical treatments.

  • Cancellation cover, which pays out up to a certain amount if you need to cancel your holiday or cut it short due to an emergency.

  • Repatriation, which covers the cost of bringing you back to the UK.

  • Baggage cover, which ensures you in case your luggage is lost during your trip or any of your possessions are stolen. If you’re taking any particularly expensive items (e.g. jewellery) on your holiday, make sure they are included in your insurance.

  • Gadget cover, which will help in case an expensive possession, such as a mobile phone or a GoPro, is lost or stolen.

  • Passport cover, which protects you against extra expenses if your passport is lost or stolen while you’re abroad.

Be mindful of the policy's excess, the amount you'll need to pay towards any claim. This can influence the premium cost, so ensure it is an amount that's affordable for you. Always read the policy document thoroughly to understand the details of your insurance before finalizing your deal.

What won’t be covered in my Brazil travel insurance?

It's crucial to be aware of common exclusions in travel insurance policies. For example, accidents resulting from certain risky activities, such as scuba diving, jet-skiing, and even hiking or kicking around a football on the beach, may not be covered. MoneySuperMarket’s insurance comparison tool allows you to quickly find out what activities will and won’t be covered in any travel insurance policy. If you plan on enjoying any physical activities while on your Brazilian getaway, check that they’re included first.

If you suffer from a medical condition, or you’ve had one in the past for which you’ve received advice or treatment, you may be charged a higher premium. If this is the case, it may help to take out a special travel policy for pre-existing conditions.

When should my Brazil travel insurance policy start from?

Ideally, your travel insurance policy should start from the moment you book your trip, not the date you plan to travel. This ensures that you're covered for any cancellations or unforeseen events leading up to your departure.

Health and vaccinations

Brazil's healthcare system has its challenges, with public facilities often crowded and under-resourced. It's recommended to seek private care where possible, and having proof of insurance is essential. Diseases such as malaria, dengue fever, chikungunya virus, and zika virus are present in Brazil, so protecting against mosquito bites is crucial.

Make sure you're up-to-date with routine vaccinations like tetanus, typhoid, and hepatitis A. If you're on any medications, carry your prescriptions with you.

Get the best price on travel insurance to Brazil

Finding affordable and comprehensive travel insurance is the final step before embarking on your Brazilian journey. By comparing travel insurance prices using MoneySuperMarket's tool, you can find the most suitable and cost-effective policy for your trip to Brazil.

Embarking on a Brazilian adventure is thrilling, and with the right travel insurance, you can ensure that your experiences are not just memorable but also secure. Be sure to compare and choose the best policy that fits your travel plans, and then all that's left is to immerse yourself in the vibrant culture and stunning landscapes of Brazil.

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