Travel insurance: Cuba
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Everything you need to know for a great Cuban getaway – and travel insurance to keep you protected from the unexpected
Everything you need to know for a great Cuban getaway – and travel insurance to keep you protected from the unexpected
With vibrant streets full of classic 50s cars, neon-lit signs, and antique radios and appliances, travelling to Cuba is like a romantic voyage into the past. But Cuba is changing: new rules have opened the country up to tourism like never before, and you’ll be able to experience all kinds of innovations – from new luxury beach resorts to fantastic new restaurants and bars.
Whether you’re scuba diving off the coast, trekking along the revolutionary trails in the mountains or just relaxing by the pool with a mojito, Cuba is the destination of a lifetime. Use our travel tips to help you make the most of your holiday – just make sure you have travel insurance before you set off, so you can enjoy your trip with peace of mind.
If you’re planning a holiday in Cuba, it’s absolutely essential to have travel insurance before you set off – if you can’t prove that you’re insured, you’ll be refused entry into the county.
It’s not just a legal requirement, though – being insured means that you’re protected against many common travel problems while on your trip. For instance, travel insurance can cover you against illness, accidents, lost baggage and theft while you’re on your Cuban getaway.
Travel insurance also means you’ll be able to reclaim your costs if you have to cancel or cut short your trip in an emergency – so you can relax and enjoy your holiday.
Because Cuba is in the Caribbean, it’s not covered by an ordinary worldwide travel insurance policy. You will have to buy travel insurance that specifically covers the USA, Canada, Mexico, and the Caribbean. These tend to be a little more expensive.
However, there are many different types of insurance that might suit your holiday. When you find the best travel insurance deals through MoneySuperMarket, you’ll be able to tailor your insurance to your needs. Some categories to look out for:
When you’re choosing a travel insurance deal for your Cuban holiday, watch out for these important features your cover should include:
You should also keep an eye on your policy’s excess – that’s the amount you’ll have to pay yourself towards any claim. A higher excess usually means your premium is cheaper – but make sure it’s an amount you’ll be able to pay.
The full details of your insurance will be in your policy document, so make sure you read it in full before you choose a travel insurance deal.
There are some features that may not be included in your insurance for your trip to Cuba. These are known as exclusions. Make sure know what you can and can’t claim for before you make your holiday plans.
When you choose an insurance policy, make sure you’re covered from the day you book your trip, not the day you actually leave. That way, you’ll be covered in case you need to cancel your holiday before you set off.
The quality of healthcare facilities in Cuba is very good, especially when compared with other developing countries. However, this does not always apply in more rural areas, and psychiatric care facilities are limited and difficult for foreigners to access. If you need specialist care, you may require a medical evacuation.
Dengue fever, chikungunya virus and the zika virus are present in Cuba. These are spread by mosquitoes, so it’s important to bring insect repellent and take sensible steps to avoid being bitten. There have also been confirmed cases of cholera.
Before you travel to Cuba, you should make sure you’re up to date with all your shots. The NHS advises travellers to Cuba to take a rabies and tetanus vaccine if you’re not already immunised, and shots for hepatitis A and B for those travellers at the most risk.
Not all prescription medicines are available in Cuba, so you should make sure you take enough of any medications you require with you. The legal status of some medicines might be different in Cuba, so make sure you also take a prescription and a note from your doctor explaining your condition.
Travelling to Cuba: Key Information |
|
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Language |
Spanish |
Currency |
Peso (though there’s a special currency tourists are asked to use) |
Dialling code |
+53 |
Plug sockets |
Plug socket types A, B, C and L – adapter needed |
Emergency services phone number |
104 (ambulance), 106 (police) or 105 (fire) |
Vaccinations: |
See the National Travel Health Network for latest information |
Embassy address and contact details |
Telephone: +53 7214 2200 |
FCDO travel advice |
See UK gov website for latest information |
Cuba is full of beautiful sights and exciting things to do. Use our Cuban travel tips to help you make the most out of your holiday: Travel insurance for Cuba is essential, but not all policies are the same. To find the cheapest Cuban travel insurance that meets all your needs, it’s important to compare before you buy. MoneySuperMarket’s comparison tool asks you a few simple questions about you and your holiday: where you are going, how long for and what you want your policy to cover, and in just a couple of minutes you can compare prices from a range of leading travel insurers.Top travel tips for Cuba
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