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Travel Insurance for Cyprus

Compare travel insurance for Cyprus from £2.77[1]

Jake Edmonds
Written by  Jake Edmonds
Collette Shackleton
Reviewed by  Collette Shackleton
5 min read
Updated: 05 Mar 2025

Enjoy the sun and take in all the wonderful sights in Cyprus. But don’t forget to arrange travel insurance as soon as you book so you can relax and enjoy your break!

Key takeaways

  • The average cost of travel insurance for Cyprus is £25.38[2]

  • Buying travel insurance when you book your holiday protects you against cancellations before you even leave

  • The EHIC and GHIC provide healthcare coverage in the Republic of Cyprus but not in Northern Cyprus

Mountain-top ruins, Cyprus.

Do I need travel insurance for Cyprus?

Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.

Travel insurance can financially protect you if your holiday to the Cyprus is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.

According to the latest data from the Association of British Insurers:

  • British residents had to make 574,000[3] claims on their travel insurance in 2023

  • The average claim amount was £972[4] and the average medical claim £1,750[4]

  • In contrast, you can find travel insurance to Cyprus from just £2.77[1]

What type of travel insurance do I need for the Cyprus?

Cyprus is covered under European travel insurance policies. The specific type of policy you need depends on your travel plans:

If you are only visiting Cyprus, choose single-trip travel insurance and select Cyprus as your destination.

Combining a holiday in Cyprus with visits to other countries, perhaps a cruise around the Mediterranean?

Single-trip travel insurance can cover multiple countries as long as:

If you're heading outside Europe you will need to select worldwide cover.

You might save money by selecting an annual multi-trip travel insurance policy.

This will also cover you for staycations in the UK.

You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.

How much is travel insurance for Cyprus?

The table shows the average prices paid by our customers for holidays to Cyprus this year. Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.

Cheapest Price

Average Price

£2.77[1]

£25.38[2]

Can I get last minute travel insurance for Cyprus?

Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.

Compare last-minute travel insurance quotes | Cover from just £3.80[5]

Is it cheaper to buy travel insurance closer to my departure date?

No, it is usually more expensive to buy travel insurance last-minute.

If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Cyprus.

What should my travel insurance policy for Cyprus include?

🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.

Standard travel insurance will usually cover:

  • Illness and accidents

  • Trip and activity cancellations

  • Lost luggage (including your passport)

  • Theft including pickpocketing

  • Repatriation (bringing you home if you are seriously injured, ill or dead)

  • Personal liability (you are responsible for accidentally harming someone or their property)

What isn't covered by travel insurance for Cyprus?

Typical exclusions include:

  • Undeclared pre-existing medical conditions

  • 'Unforeseeable' disasters including terrorism, war, strikes and natural disasters

  • Alcohol and drug-related incidents

  • Travel to areas advised against by the government (found on the FCDO website)

  • Adventure or winter sports

💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.

Remember your excess!

Your excess is the amount of money you must pay towards any insurance claim you make. It is a fixed amount regardless of the claim size and it is set in advance when you take out your policy.

Increasing your excess can lower the cost of your policy, but make any claims less affordable.

Medical care in Cyprus

British citizens can get some necessary state healthcare in Southern Cyprus for free or at a low cost with a Global Health Insurance Card (GHIC).

However, the UK government and the NHS advise that Britons with GHICs still take out comprehensive travel insurance when they visit Italy, as the health insurance cards do not cover all medical situations and costs.

The scheme does not run in the Turkish Republic of Northern Cyprus, making it important to take out travel insurance so you are covered for the cost of medical treatment.

Will my EHIC/GHIC cover me in Cyprus?

Yes, you can still use Global Health Insurance Cards (GHIC) or unexpired European Health Insurance Cards (EHIC) to get some free healthcare in Southern Cyprus.

GHICs are replacing EHICs, which will be phased out as they expire. UK residents can get a GHIC for free from the NHS website. The cards are valid for up to 5 years.

Can I get travel insurance for Cyprus if I have a pre-existing medical condition?

Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.

A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.

You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.

Compare medical conditions travel insurance quotes | Cover from just £5.04[6]

Do I need a visa to visit Cyprus?

🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.

You can visit Cyprus for up to 90 days without a visa if you have a full UK passport and you’re a tourist, visiting friends or family, attending a business meeting, cultural or sports even or if you’re taking part in training or short-term studies.

At the border when you arrive, you may be asked to show a return or onward ticket and to prove you have enough money for your trip.

Do I need vaccinations to visit Cyprus?

🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.

The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Cyprus, including your flu and Covid-19 vaccines if you are eligible for these.

Some tourists also have the Tetanus vaccination before arriving in Cyprus.

What travel insurance do I need for diving in Cyprus?

Your standard travel insurance policy will not usually cover you high-risk or adventurous water sports, which may include diving.

However, every policy is different so you will need to check what is, and what isn’t, covered with yours. If you’re not covered for water sports, you will have to buy an adventurous sports add on.

What travel insurance do I need for a cruise in Cyprus?

You may need to buy cruise insurance, or a cruise add-on to your standard policy for a fee. This provides cover for your cruise holiday, which is usually not included in a travel insurance policy.

This includes cover for all of the countries you’re visiting, days when the cruise isn’t able to set sail, missed departures, and repatriation off the boat if needed.

How do I claim on my travel insurance?

  • Report the incident you want to claim for to your insurer as soon as possible

  • If something is stolen, report it to the local police within 24 hours and get a report

  • Keep records of what has happened, including photos or videos and the contact details of anyone involved

Read our guide to making a claim on your travel insurance.

Find cheap travel insurance for Cyprus with MoneySuperMarket

Compare quotes from different insurers to find the best price for the level of cover you want. Don't want this task on your to-do list? We can do the work for you, saving you time and money.

Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5[7], a Free Days Out pass worth £180, and much more.

Just sign up to our free SuperSaveClub[8] before you buy your travel policy.

Compare travel insurance quotes | Cyprus cover from just £2.77[1]

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