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Travel insurance for Cyprus from £7.56^

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Written by  Jake Edmonds
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Reviewed by  Collette Shackleton
5 min read
Updated: 19 Jun 2026

🚩If your travel plans have been affected by the conflict involving Iran in the Middle East, see our guide for updates and check if FCDO travel advice affects your travel insurance

Key takeaways

  • The average cost of travel insurance for Cyprus is £25.92^

  • Buying travel insurance when you book your holiday protects you against cancellations before you even leave

  • The EHIC and GHIC provide healthcare coverage in the Republic of Cyprus but not in Northern Cyprus

Cyprus harbour

Do I need travel insurance for Cyprus?

Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.

Travel insurance can financially protect you if your holiday to the Cyprus is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.

According to 2025 data from the Association of British Insurers:

  • British residents had to make 500,000+^ claims on their travel insurance in 2025

  • The most common reason for claiming was to cover unexpected medical expenses, with an average insurance payout of £1,528^

  • In contrast, you can find travel insurance to Cyprus from just £7.56^ a day

Cyprus travel advice

Still current at: 26 Jun 2026

While Cyprus is generally a safe destination, be aware of regional tensions and sign up for FCDO email alerts for any updates. Ensure your passport is valid for at least 3 months beyond your departure date and has at least one blank page. British citizens can travel visa-free for up to 90 days for tourism or short stays, but you may need to show a return ticket and proof of sufficient funds.

While Cyprus is generally a safe destination, be aware of regional tensions and sign up for FCDO email alerts for any updates. Ensure your passport is valid for at least 3 months beyond your departure date and has at least one blank page. British citizens can travel visa-free for up to 90 days for tourism or short stays, but you may need to show a return ticket and proof of sufficient funds.

This is an AI-generated summary of UK government travel advice. Check the FCDO website for complete information.

What type of travel insurance do I need for the Cyprus?

Cyprus is covered under European travel insurance policies. The specific type of policy you need depends on your travel plans:

One trip to Cyprus only

If you are only visiting Cyprus, choose single-trip travel insurance and select Cyprus as your destination.

One trip to Cyprus and other countries

Combining a holiday in Cyprus with visits to other countries, perhaps a cruise around the Mediterranean?

Single-trip travel insurance can cover multiple countries as long as:

If you're heading outside Europe you will need to select worldwide cover.

Several holidays throughout the year

You might save money by selecting an annual multi-trip travel insurance policy.

Travelling with a medical condition

You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.

How much is travel insurance for Cyprus?

The average cost of travel insurance for a single trip to Cyprus is £15.87^ . However, the price you pay will vary depending on factors like your party size and how long you are visiting for.

Traveller(s)

7 day trip

14 day trip

Individual

£11.03^

£21.49^

Couple

£22.87^

£48.66^

Family

£24.60^

£48.51^

Group

£28.23^

£69.93^

The figures in this table are averages of the costs paid by MoneySuperMarket customers over the last three months.

Can I get last minute travel insurance for Cyprus?

Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.

You can buy last minute travel insurance through MoneySuperMarket.

Is it cheaper to buy travel insurance closer to my departure date?

No, it is usually more expensive to buy travel insurance last-minute.

If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Cyprus.

What should my travel insurance policy for Cyprus include?

Standard travel insurance will usually cover:

  • Illness and accidents

  • Trip and activity cancellations

  • Lost luggage (including your passport)

  • Theft including pickpocketing

  • Repatriation (bringing you home if you are seriously injured, ill or dead)

  • Personal liability (you are responsible for accidentally harming someone or their property)

🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.

What isn't covered by travel insurance for Cyprus?

Typical exclusions include:

  • Undeclared pre-existing medical conditions

  • 'Unforeseeable' disasters including terrorism, war, strikes and natural disasters

  • Alcohol and drug-related incidents

  • Travel to areas advised against by the government (found on the FCDO website)

  • Adventure or winter sports

💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.

Medical care in Cyprus

British citizens can get some necessary state healthcare in Southern Cyprus for free or at a low cost with a Global Health Insurance Card (GHIC).

However, the UK government and the NHS advise that Britons with GHICs still take out comprehensive travel insurance when they visit Italy, as the health insurance cards do not cover all medical situations and costs.

The scheme does not run in the Turkish Republic of Northern Cyprus, making it important to take out travel insurance so you are covered for the cost of medical treatment.

📣 Did you know? According to ABTA, one in four UK holidaymakers travels abroad without travel insurance. That can put you at risk in Cyprus, where medical treatment may involve costs not fully covered by a GHIC, and expenses like private care or repatriation can quickly add up without insurance.

Will my EHIC/GHIC cover me in Cyprus?

Yes, you can still use Global Health Insurance Cards (GHIC) or unexpired European Health Insurance Cards (EHIC) to get some free healthcare in Southern Cyprus.

GHICs are replacing EHICs, which will be phased out as they expire. UK residents can get a GHIC for free from the NHS website. The cards are valid for up to 5 years.

Can I get travel insurance for Cyprus if I have a pre-existing medical condition?

Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.

A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.

You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.

You can buy medical travel insurance through MoneySuperMarket.

Do I need a visa to visit Cyprus?

You can visit Cyprus for up to 90 days without a visa if you have a full UK passport and you’re a tourist, visiting friends or family, attending a business meeting, cultural or sports even or if you’re taking part in training or short-term studies.

At the border when you arrive, you may be asked to show a return or onward ticket and to prove you have enough money for your trip.

🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.

Do I need vaccinations to visit Cyprus?

The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Cyprus, including your flu and Covid-19 vaccines if you are eligible for these.

Some tourists also have the Tetanus vaccination before arriving in Cyprus.

🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.

What travel insurance do I need for diving in Cyprus?

Your standard travel insurance policy will not usually cover you high-risk or adventurous water sports, which may include diving.

However, every policy is different so you will need to check what is, and what isn’t, covered with yours. If you’re not covered for water sports, you will have to buy an adventurous sports add on.

What travel insurance do I need for a cruise in Cyprus?

You may need to buy cruise insurance, or a cruise add-on to your standard policy for a fee. This provides cover for your cruise holiday, which is usually not included in a travel insurance policy.

This includes cover for all of the countries you’re visiting, days when the cruise isn’t able to set sail, missed departures, and repatriation off the boat if needed.

How do I claim on my travel insurance?

  • Report the incident you want to claim for to your insurer as soon as possible

  • If something is stolen, report it to the local police within 24 hours and get a report

  • Keep records of what has happened, including photos or videos and the contact details of anyone involved

➡️ Learn more: How to make a claim on your travel insurance.

Where can I get cheap travel insurance for Cyprus?

With MoneySuperMarket you can compare quotes from up to 42 different travel insurers, helping you find the best price for the level of cover you want.

Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5^ , a Free Days Out pass worth £180, and much more.

Just sign up to our free SuperSaveClub^ before you buy your travel policy.

💡 Top tip: Looking for travel insurance for another destination? Check out our travel insurance destination guide hub.

Author

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Jake Edmonds

Former Senior Commercial Manager

Jake was a Senior Commercial Manager at MoneySuperMarket, overseeing the Travel, Business, and Landlord Insurance channels. Jake joined MoneySuperMarket over six years ago, he began his career here...

Travel & Commercial Insurance Expert
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Reviewer

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Collette Shackleton

Content Writer

Collette is an experienced Content Writer at MoneySuperMarket, helping people make sense of money and insurance topics without the jargon. She shares her experience as a first-time Mum and top...

Personal Finance & Insurance Expert
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Data based on the average price of travel insurance sold through MoneySuperMarket to Cyprus in 2026. Where the policy type was for single-trip.

Source: Association of British Insurers (ABI), 2025. '‘Eight to Embark’ – the ABI shares top travel insurance tips as claims data highlights importance of cover' https://www.abi.org.uk/news/news-articles/2025/8/eight-to-embark-travel-insurance-tips/

Source: Association of British Insurers (ABI), 2025. '‘Eight to Embark’ – the ABI shares top travel insurance tips as claims data highlights importance of cover' https://www.abi.org.uk/news/news-articles/2025/8/eight-to-embark-travel-insurance-tips/

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket to Cyprus in June 2026. Where the policy type was for single-trip.

Data based on the median price of travel insurance sold through MoneySuperMarket to Cyprus in June 2026. Where the policy type was for single-trip.

The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was One person. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was One person. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A couple. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A couple. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A family. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A family. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A group. Using Moneysupermarket policies sold between March 2026 and May 2026

The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Cyprus and the party type was A group. Using Moneysupermarket policies sold between March 2026 and May 2026

SuperSaveClub restrictions and T&Cs apply. Click here for details.

SuperSaveClub restrictions and T&Cs apply. Click here for details.