Compare travel insurance for Vietnam from £12.25[1]Data based on the minimum price of travel insurance sold through MoneySuperMarket to Vietnam in December 2024. Prices vary based on your personal details & circumstances.
Your next trip to Vietnam should be remembered for the right reasons, so it’s important you get travel insurance to protect you. This guide explains everything you need to know about your travel insurance for Vietnam.
Key takeaways
Travel insurance for Vietnam is vital as medical expenses can be costly in private hospitals.
Vietnam is in Asia, so travellers will need a worldwide travel insurance policy or a backpackers policy covering multiple countries.
Travellers with pre-existing medical conditions can still get insurance to visit Vietnam, but they will need to declare the condition to their insurer.
What type of travel insurance do I need for Vietnam?
As Vietnam is in Asia, you will need to take out a policy for worldwide cover. Vietnam is also a hotspot for backpackers. If you're embarking on an extended trip passing through multiple countries, consider specialist backpackers travel insurance.
Vietnam is covered under worldwide travel insurance policies. The specific type of policy you need will depend on your travel plans.
If you only want cover for your entire trip to Vietnam, select single-trip travel insurance and select Vietnam as your destination.
If you plan on visiting more than just Vietnam or you are travelling multiple times during the year, an annual multi-trip policy may suit you better and is also more affordable than taking out separate travel insurance policies each time you travel.
If you’re planning a backpacking trip then you may want to consider backpackers travel insurance to ensure you have the right cover in place for your trip.
Cover for one round trip
Multiple trips throughout the year
Backpacking trip
Compare quotes from different insurers to find the best price for the cover you want. Don't want more tasks on your to-do list? MoneySuperMarket can do the work for you, saving you time and money.
Why do I need travel insurance in Vietnam?
Vietnam is a popular destination for British backpackers drawn by the vibrant culture, food and historical monuments the country offers. While travel insurance is not mandatory for a trip to Vietnam. But it is still a very good idea to have a policy.
Travel insurance is designed to prevent you from losing out financially should you encounter any problems. Lost passports, emergency medical care, or trip cancellation are all events that should be covered by travel insurance. Here's why it's particularly recommended for Vietnam:
Healthcare: The standard of medical facilities in Vietnam can differ greatly. In case of illness or injury, you may require treatment at a private hospital, which can be costly.
Common hazards: Motorbike accidents and thefts are not uncommon in Vietnam. Having insurance can alleviate the financial burden.
Repatriation costs: If you need to be repatriated to the UK due to a medical emergency, the costs can be astronomical without insurance.
Natural disasters: Vietnam's susceptibility to typhoons means travel plans can be disrupted, potentially leading to unexpected expenses.
What should my travel insurance policy for Vietnam include?
A well-rounded travel insurance policy for Vietnam should include:
Medical cover: you should typically be covered for up to £5m for medical treatment, with the option to increase the limit for an additional premium.
Repatriation: covers the costs of being brought back to the UK in a medical emergency.
Cancellation: financial protection if you need to cancel your trip due to an emergency.
Travel delays and missed departures: reimburses you if you miss your flight due to unforeseen circumstances.
Baggage: compensation for lost or stolen belongings. There are usually limits and conditions for high-value items.
Gadgets: protection for mobile phones or laptops against theft or damage. This is usually sold as an optional add on.
Passport: expenses related to lost or stolen passports. This is sometimes sold as an optional add on.
Vietnam travel insurance: exclusions to watch out for
Like all insurance, your travel insurance will have some exclusions. These are some common situations that are excluded:
Medical costs related to pre-existing medical conditions which you failed to declare to the insurer.
Accidents during high-risk activities may not be covered unless you have additional insurance.
Incidents involving alcohol or drugs are typically not covered.
Claims related to war, terrorism, and civil unrest are often excluded, except for medical costs.
Traveling against government advice.
Can I get travel insurance with a pre-existing medical condition?
Yes, if you have a pre-existing medical condition you can still get travel insurance. However, it is vital to declare your condition to the insurer. Failing to do so could invalidate your policy and mean you are not covered.
For some conditions, a standard travel insurance policy may not cover you. However, there will be a specialist policy available that will include your condition.
How much will my travel insurance for Vietnam cost?
You can get travel insurance to Vietnam from £12.25[1]Data based on the minimum price of travel insurance sold through MoneySuperMarket to Vietnam in December 2024. Prices vary based on your personal details & circumstances.. The table shows the average prices paid by MoneySuperMarket customers for travel insurance.
Policy Type | Median Cost |
|---|---|
Worldwide | £79.54[2]Data based on the median price of travel insurance sold through MoneySuperMarket for Worldwide cover in February 2025. |
Backpackers | £195.97[3]Data based on the median price of travel insurance sold through MoneySuperMarket for backpacker cover in February 2025. |
How much should my travel insurance excess be?
Where you set your excess - the amount you pay towards a claim - depends on your personal preferences and finances.
A higher excess can lower your premium. Raising it is one way to find cheaper travel insurance, but you should always choose an excess that is affordable. You can also choose no-excess travel insurance.
What factors affect the cost of travel insurance?
The price tag of your travel insurance for Vietnam will depend on several variables:
Your age
Whether you're traveling solo or with companions
The policy excess you're willing to pay
Levels of medical expenses cover
Limits on cancellation and lost baggage
Any pre-existing medical conditions
The nature of activities planned for the trip
Add-ons for gadgets or adventure sports
Opting for a higher excess is the easiest way to reduce the cost of your policy. But be careful not to increase it to a level where it would be unaffordable if you needed to make a claim.
Healthcare in Vietnam: What to expect
The quality of medical facilities in Vietnam can differ. Private hospitals are generally better equipped and have English-speaking staff. If you need medical treatment in Vietnam then it could be expensive, particularly if you need to return home early. Travel insurance is a good idea to protect you financially. Make sure to take care when using motorbikes or scooters.
Finding the best travel insurance for Vietnam
To find the best value insurance for your trip, it's essential to compare different travel insurance deals. By providing details about your journey and insurance needs, you can compare travel insurance deals tailored to your specific requirements.
As you prepare for your Vietnamese adventure, remember that travel insurance is more than just a checkbox on your to-do list—it's a vital component of your travel preparations. With the right policy in place, you can explore the wonders of Vietnam with confidence, knowing you're protected against the unforeseen. MoneySupermarket works with 51[4]The number of providers for travel insurance in March 2025 travel insurance providers.
