Home Insurance - Guide Index
Our guides to buying home insurance
Shopping for home insurance can be confusing and, at times, daunting. To help you get the best deal on your home insurance, read our home insurance guides - covering everything from finding the right policy to suit you, to lowering your premiums with our top tips.
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News & Guides
- Does home insurance cover burst pipes and water damage?
- What is home renovation insurance?
- What is shed insurance?
- How much does student accommodation cost?
- Do burglar alarms reduce home insurance costs?
- Can you insure your home against accidental damage caused by pets? If you own a pet, it pays to check your home insurance policy to see exactly what you're covered for
- Will home insurance cover damp and mould treatment? Home insurance doesn’t normally cover damp or mould. But home insurance can help if you suffer water damage due to an insured event. Find out more about damp and how insurance can help in this guide.
- What is high-value home contents insurance?
- What does home insurance cover?
- How much does home insurance cost?
- What is plumbing and drainage insurance?
- How do I make a home insurance claim?
- What is the rebuild cost of my home?
- Are cracks in the walls covered by my home insurance?
- How to keep your home safe while you're on holiday
- What is chancel repair liability?
- How can I check if my builder has insurance?
- How do I estimate the value of my home contents?
- What is tenants’ liability insurance?
- Why was my home insurance claim rejected?
- What is specialist home insurance?
- When was my house built?
- What is storage unit insurance?
- How do I change my home insurance provider?
- How do I get a no claims discount on my home insurance?
- Alternative accommodation insurance If you’re forced to leave home because of flooding or fire damage, will your home insurance pay for somewhere else to live?
- Will home insurance cover carpet damage?
- Should I pay home insurance annually or monthly?
- Do I need home insurance if I live in a council house?
- What is home insurance excess?
- What is new-for-old home insurance cover?
- What is trace and access insurance?
- What is a loss adjuster? If you need to make a home insurance claim, you might get a visit from a loss adjuster. Find out exactly what a loss adjuster does and how they can affect the outcome of your claim in this guide.
- Does home insurance cover subsidence?
- What can invalidate my home insurance?
- COLLECTOR'S INSURANCE
- Does a key safe invalidate home insurance? A key safe is a type of outdoor safe to store spare access keys to your home. While these safes have their benefits, they may also come with some risks to your home security, including the risk of invalidating your home insurance.
- House locks and home insurance
- GAS LEAKS
- single item limits
- Home buyers insurance
- Should I let my home insurance auto-renew?
- Garden insurance Home contents and buildings insurance can also extend cover to your garden, but this isn’t always included as standard. Here’s everything you need to know about garden insurance.
- Japanese knotweed insurance Japanese knotweed can cause massive structural damage to your home – and affect your ability to claim on your home insurance.
- Storm damage insurance Your home insurance policy is likely to include cover for damage caused by storms and bad weather as standard, but not everything on your property may be protected.
- Accidental damage home insurance Accidental damage is part of home insurance which covers you for incidents that cause unexpected damage to your property or possessions.
- What home insurance do I need for a flat?
- Solar panels and home insurance Fitting solar panels to your home can be a great investment, helping you save on your energy costs - but they’re not cheap to buy or install, and they can be at risk of damage. Here’s how solar panels will affect your home insurance.
- Is working from home covered by my home insurance?
- Burglary and theft home insurance Your home insurance policy will generally cover you for damage or losses resulting from burglaries and theft, depending on the circumstances. However, living in an area with high crime rates is likely to increase your premiums - here’s what you need to know about burglaries and home insurance.
- Insurance for art If you have a collection of art in your home, it’s understandable to want to protect it. Standard home insurance might not cover you for pieces of art, especially those with high value - here’s how a specialist art insurance policy can help.
- Thatched roof home insurance If your home has a thatched roof, you might need to take out specialist home insurance to get the cover you need.
- Shared home contents insurance If you rent a room, share a HMO or other property, or live in student accommodation, you’ll need contents insurance for your individual belongings.
- How much is my house worth? Even if you're not planning to sell your house, there are several reasons why you should know how much it's worth. Your home’s value will affect how much your home insurance and council tax will cost, and will also influence your remortgage options.
- Neighbour damage insurance Even though it’s almost always accidental, your neighbours can sometimes be the cause of serious damage to your property. This is how to make sure you’re insured
- Lodgers insurance Taking in lodger can affect your home insurance and will also have other legal and financial implications.
- Home insurance with previous claims If you’ve claimed on your home insurance in the past, your new home insurance quote will probably be higher when you come to renew – here’s what you can do about it.
- Cancelling home insurance If you’ve claimed on your home insurance in the past, your home insurance could cost more at renewal time – here’s what you can do about it.
- Fire and home insurance Buildings insurance and contents insurance offer vital protection if there’s a fire at your home
- What is personal possessions insurance?
- Is my home insured?
- Engagement and wedding ring insurance Your engagement and wedding rings can be some of your most precious and valuable possessions, so vow to make sure they’re protected when you take out home insurance.
- Proof of purchase
- Can I get home insurance with a criminal record?
- Non-standard home insurance If your home has unique features like a thatched roof or timber frames, it’s considered a non-standard property and it won’t be covered by a standard insurance policy. Read our guide to find out what else makes a home a non-standard property, and why you should consider specialist cover.
- UK Student University Living Costs The cost of university isn’t always just tuitions fees, but also accommodation, bills and more. Learn what these are and how to save money.