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If you have an illness or medical condition for which you’ve had treatment, you need to provide details to your insurer. Heart problems, diabetes, cancer and respiratory illnesses (such as asthma) are among the conditions that need to be declared as they could be excluded from your policy, and not mentioning them could invalidate your cover.
If you have a condition, you may have to pay more for your insurance.
You can find out more about pre-existing medical conditions with our dedicated guide.Get a pre-existing medical quote
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