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Travel insurance statistics, facts and trends- 2026

Updated: 15 Jul 2026

Find the latest travel insurance statistics and trends in 2026, including the average cost of single trip, multi trip, destination, and ages, and how different factors impact your quoted price.

Key statistics

  • Travel insurance prices vary widely, long-stay and backpacker policies can cost over 9x more than a single-trip cover jump to data

  • In September, France offered the most affortable travel insurance, with prices as low as £-7.18^jump to data

  • As you get older, travel insurance premiums rise, with those aged 85+ paying an average of £112.44^ while the youngest group (18-49) pay an average of £20.87^jump to data

  • As the number of travelers increases, the cost per person for travel insurance decreases, with a single traveler paying on average £16.76^, while a group of six or more could pay an average close to £10 per person jump to data

  • Business cover can be the most expensive extra cover option, averaging £42.86^, while gadget is one of the cheapest extras at £27.90^jump to data

Travel insurance pricing statistics

Price by policy type

Cover type

Average price

Single Trip

£19.58^

Annual multi-trip

£44.27^

Backpackers

£154.90^

Long-Stay

£154.90^

Last-minute

£19.63^

Single trip is often the cheapest policy, but you can save time and money with annual mutli trip.

Price by destination

Destination

Average price

Price from

Spain

£15.27^

£0^

France

£13.04^

£-7.18^

Italy

£12.53^

£0^

Portugal

£10.37^

£0^

Germany

£9.54^

£0^

Turkey

£29.62^

£0^

USA

£58.54^

£0^

Canada

£57.27^

£0^

Australia

£59.08^

£0^

Our travel destination pages cover pricing for other destinations, and specific types of travel insurance to consider when buying.

Price by age

Age

Average Price

Price from

Age 18-49

£20.87^

£4.58^

Age 50-54

£33.78^

£5.95^

Age 55-59

£34.07^

£6.73^

Age 60-64

£38.72^

£7.69^

Age 65-69

£44.86^

£8.27^

Age 70-74

£55.99^

£11.69^

Age 75-79

£77.82^

£18.82^

Age 80-84

£84.39^

£22.06^

Age 85+

£112.44^

£23.21^

Cost of travel insurance does increase with age, sometimes travellers can face challenges when taking out insurance, such as upper age limits. While standard travel insurance is available, factors like a higher likelihood of pre-existing conditions and increased risk of trip cancellations due to medical reasons can influence policy costs.

Price by traveller count

Traveller count

Average price

Price from

One person

£16.76^

£4.20^

A couple

£32.58^

£7.57^

3 travellers

£38.78^

£11.59^

4 travellers

£49.04^

£15.29^

5 travellers

£57.35^

£19.30^

6+ travellers

£69.18^

£21.86^

As the number of travelers increases, the cost per person for travel insurance tends to decreases. However, it still important to take some time to work out the best deal for your circumstances before purchasing.

Extra cover

Extra cover option

Average price

Gadget cover

£27.90^

Winter cover

£65.01^

Golf cover

£18.05^

Cruise cover

£56.71^

Wedding cover

£29.16^

Business cover

£42.86^

Gadget cover tends to be the cheapest optional extra

Travel trends and insights

  • 2025 is set to be the year for long haul- according to ABTA, while Europe remains the top choice to visit in the year ahead, the number of people looking to go to North America – which is home to many of the UK’s most popular long-haul destinations – is up 1.6 percentage points.

  • Europe remains a favourite- according to travelinsurance.com, Italy is topping the list due to Jubilee 2025 celebration.

  • Passport applications slightly down- in 2024, passport application intake volume was at 7,800,233, this is -1.5% year on year.

Sources and methodology

Travel Insurance Guides

Data based on the minimum price of travel insurance sold through MoneySuperMarket to France in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 85+ in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 18-49 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for one person in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with business cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with gadget cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for single trip cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for annual multi trip cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for backpacker cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for long-stay cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with last minute cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket to Spain in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Spain in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to France in June 2026. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Italy in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Italy in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Portugal in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Portugal in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Germany in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Germany in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Turkey in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Turkey in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to USA in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to USA in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Canada in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Canada in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the average price of travel insurance sold through MoneySuperMarket to Australia in June 2026. Where the policy type was for single-trip.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to Australia in June 2026. Prices vary based on your personal details & circumstances. Where the policy type was for single-trip.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 18-49 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 50-54 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 50-54 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 55-59 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 55-59 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 60-64 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 60-64 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 65-69 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 65-69 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 70-74 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 70-74 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 75-79 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 75-79 in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for age 80-84 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 80-84 in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for age 85+ in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for one person in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for a couple in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for a couple in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for 3 travellers in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for 3 travellers in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for 4 travellers in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for 4 travellers in April 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for 5 travellers in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for 5 travellers in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket for 6+ travellers in June 2026.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket for 6+ travellers in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with winter cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with golf cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with cruise cover in June 2026.

Data based on the average price of travel insurance sold through MoneySuperMarket with wedding cover in April 2026.

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