Single Trip
Often the cheapest policy option providing cover for one trip up to 31 days.
Travel insurance
Compare cheap travel insurance.
Quotes from £1.25[1] per day
Complete a purchase and earn a reward up to £5 with super save club logo
What is travel insurance?
Travel insurance helps protect you financially if something unexpected happens during your holiday or before you travel. Depending on the policy you choose it can cover:
Medical expenses: If you get sick or injured while traveling, travel insurance can help cover the cost of medical treatment, including hospitalisation and emergency evacuation.
Trip cancellation or trip disruption: If you have to cancel your trip unexpectedly, travel insurance could reimburse you for your non-refundable travel costs. This could be due to illness, injury, work reasons, or even bad weather.
Lost, stolen, or damaged baggage: If your luggage is lost, stolen, or damaged, travel insurance can help you recoup the cost of your belongings.
Do I need travel insurance?
It is not a legal requirement to take out travel insurance. However, it could protect you from significant unexpected costs if something goes wrong during your holiday.
In particular, travel insurance offers valuable protection should you or someone you're travelling with become seriously ill or injured abroad.
Medical bills can quickly reach thousands of pounds and may be difficult to afford without insurance. For example, an air ambulance from the EU to the UK costs€25,000 -€30,000.
Find travel advice, entry requirements & visa information for a destination
Planning a trip? Select a country from the drop down to view AI-generated summaries based on official FCDO travel advice.
⚠️ Current travel disruptions: Middle East conflict & jet fuel pressures
Ongoing tensions involving Iran alongside global jet fuel supply pressures are causing disruption to travel plans across multiple regions. Travellers should:
Follow travel advice from the Foreign, Commonwealth & Development Office (FCDO): Travelling against this guidance may invalidate your travel insurance
Check policy exclusions: Most standard policies don’t cover claims linked to war, conflict, or political unrest
Expect disruptions: Flight cancellations and delays are possible, so monitor airline updates and government guidance before travelling
Plan ahead: Airlines may adjust schedules at short notice - stay updated before you travel
You may be able to get a refund if you've booked an ABTA protected package holiday.
Read our guide to find out more about travel disruptions in Iran and your travel insurance cover.
⚠️ Current travel disruptions: Italy transport strikes and demonstrations
A national strike planned for 30 October 2026 is expected to disrupt transport in Italy, with further strikes planned over the coming weeks. Flights, trains and local public transport could be affected. Check with your airline or travel provider for updates and read the latest FCDO advice for Italy.
Further demonstrations are possible in major cities following recent unrest in northern Italy. Avoid protests and follow instructions from local authorities.
Travel insurance may cover some strike-related disruption, but cover varies. Strikes already announced when you booked your trip or bought insurance may be excluded. Read our travel disruption insurance guide to find out what to check.
⚠️ Current travel disruptions: France protests and riots
Demonstrations in France may happen at short notice and disrupt local transport. Avoid large gatherings, follow instructions from local authorities and check the latest FCDO advice for France.
If your plans are affected, contact your transport or holiday provider first. Travel insurance cover varies, and claims linked to civil unrest or events already known when you booked or bought insurance may be excluded. Read our travel disruption insurance guide for more about what your policy could cover.
What travel insurance do I need?
You should choose a travel insurance policy that fully covers your trip, the activities you plan to do and any medical conditions you have.
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Annual Multi-trip
Save time and money with coverage for multiple holidays annually, typically up to 30 days per trip.
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Backpacker Insurance
Tailored for extended travels across multiple countries during one journey.
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Pre-Existing Medical Conditions
Customised insurance for people with pre-existing health conditions that need extra cover.
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Winter Sports Cover
Protection for winter sports enthusiasts, including equipment like skis and snowboards.
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Cruise Travel Insurance
Get covered for missed port stops due to bad weather or illness onboard during your cruise.
What does travel insurance cover?
💡 Top tip:Travel insurance policy inclusions and exclusions can vary. Always read your own policy documents thoroughly.
Usually covered |
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Up to £4,000 in case your baggage or personal belongings are lost, damaged, or stolen. |
Up to £7,000 in case you need to cancel your holiday for reasons such as illness or bereavement. |
In case you get ill or injured and need medical treatments. |
In case you are delayed by bad weather, strikes, or something breaking down. |
Covers the cost to bring you home if you become seriously injured or ill. |
✔ Personal liability In case you are involved in an incident that results in legal costs or damages. |
✔ Covid-19 cover Most companies usually include Covid cover as standard. |
Usually not covered |
|---|
✖ Choosing not to travel You can’t claim simply because you no longer want to go on holiday. |
If the reason is because you were late or didn't get through security on time. |
✖ Force majeures 'Acts of god', terrorism and civil unrest aren't covered as standard. |
✖ Alcohol and drug related incidents If you have an accident or an incident while you are under the influence. |
If you need treatment for medical conditions you didn't declare. |
✖ Travelling against government advice If the FCDO advised against travel to that country. |
Activities such as skiing, hiking and diving often require specialist insurance. |
How much is travel insurance?
The average price of travel insurance is £13.63[5], according to our latest data, but prices can vary significantly depending factors like the destination and duration of your trip. Use our travel insurance tool to get an estimate of the typical cost for your holiday.
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Add a few details about your trip to see an estimated price.
What will impact the cost of my travel insurance?
Travel insurance prices are based on risk. Generally, the more likely an insurer thinks you are to claim, or the more expensive a claim could be, the more you'll pay.
Insurers consider several factors when calculating your premium, including:
When should I buy travel insurance?
Travel experts and the UK government say that the best time to buy travel insurance is as soon as you book your trip.
Since the cancellation cover part of your policy starts immediately, buying travel insurance as early as possible means you have some protection in place if something goes wrong before departure.
For example, many policies will allow you to claim back some prepaid costs if you need to cancel due to unexpected events such as illness, injury, bereavement, or redundancy.
Is it cheaper to buy travel insurance closer to my holiday?
No, you're unlikely to save money by waiting to buy travel insurance.
How far in advance you buy your policy generally has much less influence on the price than factors like your age or medical history. But you can end up paying more for last-minute cover, partly because fewer insurers offer it.
There’s also a risk that something could happen at or near your destination before you travel, such as a war or natural disaster. If this happens, insurers may raise prices, restrict cover or stop offering policies altogether.
How to find cheaper travel insurance
It's important to choose a travel insurance policy that covers your needs. Cheapest isn't always best but there are steps you can take to find the right cover at the right price:
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Compare quotes
Comparing travel insurance quotes from multiple providers makes it easier to find a policy that balances price, cover level, and customer ratings. Using our comparison site lets you view several options side by side so you can choose the one that suits your trip.
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Consider optional extras
Add-ons such as gadget cover, winter sports cover, or cruise cover can increase the price of your policy. Removing extras you don’t need may reduce the premium, but only if those activities or items aren’t already included or something you plan to use.
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Check out annual cover
If you travel more than once or twice a year, annual multi-trip insurance can often be cheaper than buying several single trip policies. Just check the maximum trip length allowed under the policy to make sure each holiday is fully covered.
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Increase your excess
Choosing a higher voluntary excess can reduce the cost of your premium. However, this means you’ll pay more out of pocket if you need to make a claim, so it’s important to choose an amount you’re comfortable with.
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Group travel cover
If you’re travelling with family or friends, group or family travel insurance may work out cheaper than buying individual policies for each traveller.
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Be mindful of trip length
With single-trip policies, longer holidays usually cost more to insure. Make sure your policy covers the full length of your trip, but avoid adding unnecessary days as this can increase the price.
Choosing the right policy is about balancing cost with the level of cover you need, so it’s worth comparing options carefully before you buy.
Ready to compare travel insurance?
Select your cover
Can I get travel insurance if I have pre-existing medical conditions?
Yes, you can still get travel insurance if you have a pre-existing medical condition, but you must declare it when applying for cover. Insurers will usually ask a short medical questionnaire about your condition, treatment, and medication.
Conditions such as diabetes, asthma, or cancer can often be covered by specialist insurers. However, declaring a condition may increase your premium, as insurers factor in the higher likelihood of medical treatment abroad. Failing to declare a condition could invalidate your policy.
We can show quotes from specialist insurers that offer medical travel insurance for a wide range of conditions. If you’re struggling to find cover, MoneyHelper lists specialist providers, and the British Insurance Brokers’ Association (BIBA) can help on 0370 950 1790.
Our expert says…
Getting ill abroad can be stressful enough, especially if you don't speak the language or have friends and family nearby. The last thing you want is to be worrying about how you're going to pay your medical bills too.
Even relatively minor medical problems can be expensive. According to the Association of British Insurers, the average travel insurance medical claim payout is £1,528. But some medical emergencies can run into tens or even hundreds of thousands of pounds, which most of us would struggle to afford.
When you compare that with the average cost of just £13.63[5] for a single-trip travel insurance policy, it's easy to see why getting covered can be a sensible financial decision.
Ryan Nizzar Travel, Business & Landlord Insurance Expert
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A year's worth of free experiences across the UK. From London Zoo and Go Ape, and English Heritage, there’s an adventure for everybody. Worth £180[19].
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Refer a friend
You and your friends each get up to £20 when they join the Club and make a qualifying purchase. Win-Win!
Specialist travel insurance policies for individuals and groups
MoneySuperMarket simplifies comparing specialised travel insurance options tailored to your requirements.
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Single person
Travel insurance that will cover only you. If you select a single-trip policy, you will only be covered for the duration of that trip.
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Over 70s travel insurance
Tailor your policy to suit your personal health and medical needs. If you are over 70, get travel insurance that reflects risks likely to affect you.
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Couples travel insurance
Travel insurance that will cover both you and your partner under one policy, so you won’t have to take out two separate policies.
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Family cover
Taking out travel insurance for the whole family can be a simple process. Get cover for everyone under one roof, under one policy at our best rates.
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Group cover
You can choose who you want to include in group cover including family, friends, or anyone else you're travelling with. Cover a group up to 10 people.
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Over 80s travel insurance
Helps older travellers enjoy their trips with peace of mind, providing cover for medical emergencies, cancellations and travel disruption.
Upgrade your holiday insurance with add-ons
Tailor your cover for your specific needs with a wide selection of policy extras available:
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Gadget travel cover
Can be useful if your family is travelling with multiple or high-value devices, such as phones, tablets, laptops, and gaming devices.
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Passport cover
Helps cover the cost and support involved in replacing a lost or stolen passport or obtaining an Emergency Travel Document (ETD).
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Golf equipment cover
Protects your golfing gear and covers non-refundable green fees.
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Car hire excess cover
Reimburses the excess you may need to pay if a rental car is damaged or stolen.
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Enhanced baggage cover
Increases the payout limit for luggage and personal belongings.
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Pet care cover
Helps with additional kennel or cattery fees if your return home is delayed.
Why compare travel insurance with MoneySuperMarket?
Whether you need worldwide cover, a single trip, or a multi-trip policy, at MoneySuperMarket, we’re here to make sure your holiday planning is a breeze. Here’s what you’ll get:
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Save money
Compare quotes from the UK's leading travel insurers and filter through a range of policies that suit your budget
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Earn rewards
Buy through us and get up to £5[20], plus other SuperSaveClub rewards
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We're trusted
MoneySuperMarket is the UK's most recommended price comparison website[3].
What do I need for a quote?
Ready to compare quotes? Here's what to do next:
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Tell us about yourself
Enter your destination, travel dates, trip cost, and traveller details, plus any medical conditions to declare
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We’ll do the legwork
We compare travel insurance quotes from trusted providers to find options that match your trip
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You’re on your way
Choose the cover that suits you best, buy your policy, and you’re ready to travel
Do I need travel insurance if I have a Global Health Insurance Card?
A Global Health Insurance Card (GHIC) is not a replacement for travel insurance.
Although it entitles you to medical treatment in certain countries for free or at a reduced cost, it doesn't cover costs such as medical repatriation, lost belongings or trip cancellations.
(The GHIC replaces the European Health Insurance Card (EHIC) that was phased out for most UK residents after Brexit. You can apply for one for free through the NHS website.)
What does excess mean in travel insurance?
Your insurance excess is the amount you will need to pay when making a claim. If you have a policy with a £150 excess, for example, then you claim for a baggage loss of £800, you would pay the £150 and the remaining £650 would be paid out by your insurer.
How do I make a claim on my travel insurance?
If you need to make a claim on your travel insurance policy:
Keep your documents to hand: keeping your policy documents, including your policy reference number, can be hugely helpful when you contact your insurer to make a claim.
Contact the authorities: if you’re claiming as a result of a crime, you have to let the local police know and get an official police report. Some insurers may not pay out for a claim if you don’t alert the authorities within a certain time period, usually within 24 hours of the event.
Don’t delay: you should also contact your insurer as soon as possible if you think you’ll have to claim, to ensure that they’ll cover you for what you need. This could be particularly important for medical treatment, as some insurers may require you to confirm what treatment you’re getting and whether it’s covered before paying out. It’s worth checking your policy documents to see if there’s an emergency 24-hour contact number you can call.
Gather evidence: police reports, medical notes, or receipts to prove ownership can all improve the chances of your claim being accepted, and for some insurers they could even be necessary in order to validate your claim.
Can I get travel insurance for the UK?
Yes, UK residents can get travel insurance for UK staycations. The average cost for single-trip travel insurance for the UK is £15[21].
Although the NHS will cover the cost of any medical treatment, travel insurance could pay to transfer you to a hospital closer to home.
Travel insurance for the UK also covers you against the risk of holiday cancellation, baggage loss, losing spare cash and anything happening to your mobile phone and other gadgets while you’re away from home. It could also cover costs if you missed your flight, train, coach or were otherwise unable to get home as planned because of a reason covered by your policy.
Are Jersey and Guernsey considered part of the UK for travel insurance?
Yes, many travel insurers include Jersey, Guernsey and the other Channel Islands within their UK travel insurance cover, even though they aren't officially part of the UK. However, it's always worth double-checking your policy wording before you travel to make sure your destination is included.
The Channel Islands have separate healthcare systems from the NHS, so taking out travel insurance before you visit them will give you protection for unexpected medical costs.
Although Jersey and Guernsey have reciprocal healthcare agreements with the UK, which give eligible UK visitors access to some emergency medical treatment during stays of up to six months, these agreements don't cover costs such as medical repatriation. That means travel insurance may still be worth having.
When is it too late to buy travel insurance?
You can generally buy travel insurance right up until your departure date. Some insurers even let you buy last-minute travel insurance at the airport, although not all providers offer this.
There are insurers who offer travel insurance after departure, but your options are likely to be limited and prices higher.
However, if you just need extra cover for a specific activity while abroad, it is often possible to either upgrade your existing policy or buy a specialist activity policy. For example, you can generally take out diving insurance at your holiday destination.
Does travel insurance cover pregnancy?
Yes, most travel insurance policies cover pregnancy as standard, but there are some conditions to be aware of:
You should declare any pregnancy-related medical complications, and your insurer could decline to cover you for these
You are unlikely to be covered if you travel against medical advice
You must be within your insurer's pregnancy cover limits (often 28 to 36 weeks, but check your policy terms)
Travel insurance can cover emergency medical treatment related to your pregnancy, including unexpected complications or premature labour while abroad. However, it generally won't cover routine maternity care, such as scans and check-ups, or the costs of a planned birth.
Do I need different travel insurance for Europe following Brexit?
No, Brexit has not significantly changed the travel insurance policies available to UK residents visiting Europe.
Can I extend my travel insurance?
Some insurers may allow you to extend your policy while you're away, provided your trip is within the 'length of trip' limit on your policy, while others may require you to take out a new policy.
If you plan to take a long trip or visit several destinations in one holiday, you may need long-stay travel insurance. This type of policy will cover long trips and backpacking holidays.
Does travel insurance cover wildfires?
Not every travel insurance policy will cover wildfires. When it comes to extreme weather and natural disasters, your insurance may not offer any cover or may require you to pay extra for cover. Even so, cover for these kinds of events can be complicated and there are certain hidden terms to travel insurance policies that may prevent you from being able to claim.
For example, when cancelling in the event of a wildfire or other type of national emergency, most travel insurance providers won't cover cancellations unless the FCDO has given a travel warning for your destination. If they haven't, or if that warning doesn't advise against anything except necessary travel, then your travel insurance won't cover cancellation costs. Similarly, your travel insurance may not cover any issues related to wildfires or extreme weather if they were forecast before you travelled.
You can read more about what travel insurance will cover in our guide 'Will travel insurance cover natural disasters?'
Does travel insurance cover conflicts and war zones?
No, most standard travel insurance policies exclude claims arising from war, armed conflict or political unrest.
If you travel to a destination where the Foreign, Commonwealth & Development Office (FCDO) advises against all travel or all but essential travel, your insurance may also be invalidated or significantly restricted.
Specialist high-risk travel insurance may provide cover for travel to conflict zones, although it is generally much more expensive than standard insurance. Check the policy carefully, as even specialist cover may exclude certain war-related risks.
How does MoneySuperMarket create and review the content on its website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is travel insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy travel insurance through MoneySuperMarket.
This includes:
Up to £5[2], which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions (you must download our app to get this)
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is travel insurance eligible for Price Promise?
Yes, travel insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £5
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 28 Oct 2026 by
Sources and supporting information
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[1]
Using the 10th percentile of premiums, based on a daily rate for an individual aged 30 with no pre-existing medical conditions, taking single trip cover for 3 days to France. Using Moneysupermarket policies sold between July 2026 and September 2026. Moneysupermarket data correct as of 2026-10-27.
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[2]
SuperSaveClub restrictions and T&Cs apply. Click here for details.
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[3]
YouGov Survey 1st July 2025 to 30th June 2026. Net Recommend score derived from "Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?" Base: Current Customers of (MoneySuperMarket n=17,883, Compare the Market n=16,193, Go.Compare n=8,523, Confused.com n=7,918, Uswitch n=514)
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[4]
The number of providers for travel insurance in October 2026
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[5]
Data based on the median price of travel insurance sold through MoneySuperMarket in September 2026.
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[6]
Data based on the median price of travel insurance sold through MoneySuperMarket to France in October 2026. Where the policy type was for single-trip.
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[7]
Data based on the median price of travel insurance sold through MoneySuperMarket to Canada in October 2026. Where the policy type was for single-trip.
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[8]
The median premiums, for a single trip cover for 7 days where no travellers have pre-existing medical conditions and where the destination was Spain. Using Moneysupermarket policies sold between July 2026 and September 2026
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[9]
The median premiums, for a single trip cover for 14 days where no travellers have pre-existing medical conditions and where the destination was Spain. Using Moneysupermarket policies sold between July 2026 and September 2026
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[10]
Data based on the median price of travel insurance sold through MoneySuperMarket for age 18-49 in October 2026.
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[11]
Data based on the average price of travel insurance sold through MoneySuperMarket for age 70-74 in October 2026.
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[12]
Data based on the median price of travel insurance sold through MoneySuperMarket with medical cover in October 2026.
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[13]
Data based on the median price of travel insurance sold through MoneySuperMarket for single trip cover in October 2026.
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[14]
Data based on the median price of travel insurance sold through MoneySuperMarket for annual multi trip cover in October 2026.
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[15]
Data based on the median price of travel insurance sold through MoneySuperMarket with winter cover in October 2026.
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[16]
Data based on the median price of travel insurance sold through MoneySuperMarket with cruise cover in October 2026.
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[17]
T&Cs and restrictions apply, see here for more information
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[18]
T&Cs apply, click here for more information
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[19]
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
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[20]
Selected providers. SuperSaveClub restrictions and T&Cs apply. Click here for details.
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[21]
Data based on the median price of travel insurance sold through MoneySuperMarket to United Kingdom in October 2026. Where the policy type was for single-trip.
