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Money writer
Emma believes that getting a grip on your finances means you have more time (and cash) for the fun things in life - travelling, mostly, in her case. Her pet hate is seeing ordinary people messed around by big companies that should know better.
Emma says:
"I think people should talk about money more - everything from what they earn to what they spend it on. Peer pressure can lead to young people overspending, while couples need to have honest money discussions too."