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Travel insurance and Defaqto ratings

What do Defaqto ratings mean for travel insurance?

published: 05 February 2020
Read time: 5 minutes

Defaqto ratings indicate the quality of the travel insurance policy you take out when you compare with MoneySuperMarket

Who is Defaqto?

Defaqto is an independent business that offers unbiased product ratings to help consumers, financial institutions and financial advisers make better-informed decisions about financial products.

It gives Star Ratings of 1 to 5 based on the overall quality of the product in question. MoneySuperMarket uses Defaqto Star Ratings on all of its travel insurance policies, as a measure of how comprehensive they are.

For over 25 years, Defaqto’s experts have been collecting up-to-date information on thousands of financial products. By researching and analysing every product on the market, they’ve created an easy and reliable way to compare them.

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What are Defaqto Star Ratings?

Defaqto Star Ratings go from 1 Star to 5 Star, providing an expert assessment of the quality of the product on offer.

Defaqto Star Rating

Indication of quality

1 Star

A basic product, with a low level of features and benefits

2 Star

A product that offers a below-average range of features and benefits

3 Star

A standard product with an average level of features and benefits

4 Star

A product with a good level of features and benefits

5 Star

An excellent product with a comprehensive range of features and benefits

It’s important to note that these ratings apply to the product – so in this case, they apply to the actual travel insurance policies themselves. They don’t apply to the provider, the price of the policy or the level of customer service you’ll get.

How can I use Defaqto Star Ratings?

Once you’ve filled out your details for your travel insurance quote, we’ll show you a list of policies to choose from. You’ll be able to compare policies by the Defaqto Star Rating to understand the quality of the insurance you’ll be buying, as well as by the overall premiums you’ll pay for cover.

Compare travel insurance policies with MoneySuperMarket

Comparing travel insurance policies, whether it’s by the price, customer reviews or the Defaqto Star Rating that indicate the overall quality of the policy, is a quick and easy way to find the right cover. Just tell us about yourself, where you’re going and for how long, and we’ll show you a list of deals to suit your requirements.

You’ll be able to compare policies from a range of providers, so you can find the best one that matches your needs. Once you’ve found the best deal, just click through to the provider to finalise your purchase.

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