Personal finance expert
Emma Lunn
Emma has written about personal finance for almost 20 years, with a career spanning several recessions and their inevitable consequences.
Emma’s main focus is helping people learn to manage their money well, in both the short and long term.
She believes that getting a grip on your finances means you have more time (and cash) for the fun things in life - travelling, mostly, in her case. Her pet hate is the phrase “hard working families” - single people and those without kids work hard too!
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News & Guides
- How much are puppy vaccinations in 2026?
- How much does a funeral cost?
- 10 tips for finding a letting agent
- What to look for in a buy-to-let property
- A landlord's guide to houses in multiple occupation (HMO)
- Why it pays to know the value of your house
- Accidental damage home insurance
- What happens to life insurance during probate?
- Does life insurance cover suicide?
- Is pet insurance worth it?
- How much deposit do I need for a buy-to-let property? Buying a rental property works differently to buying your own home, and one of the biggest differences is the size of the deposit you’ll need to get a buy-to-let mortgage.
- Buy-to-let mistakes and first-time landlord advice Becoming a landlord can be rewarding, but it also comes with financial, legal, and operational responsibilities that many first-timers underestimate. It is not just an easy ‘passive income’ stream.
- Buy-to-let costs and taxes explained Buy-to-let property has delivered strong returns over the past few decades. But changing tax rules and increased regulation mean it has got more difficult to make a profit from property.
- What is legal expenses cover on home insurance?
- Will home insurance cover damp and mould treatment? Home insurance doesn’t normally cover damp or mould. But home insurance can help if you suffer water damage due to an insured event. Find out more about damp and how insurance can help in this guide.
- What is high-value home contents insurance?
- Self-select ISAs MoneySuperMarket doesn’t offer a comparison service for self-select ISAs but we have a broad range of guides and information to help you with your ISA decisions. You can also compare stocks and shares ISAs within our investments hub.
- How much pet insurance cover do I need?
- Does pet insurance cover neutering?
- What does home insurance cover?
- How much does it cost to buy a house? It’s not just mortgage costs you need to budget for when you buy your first home – but survey, conveyancing and moving costs too.
- How is life assurance different to life insurance?
- What are P plates?
- Should I get a petrol, diesel or electric car?
- Are cracks in the walls covered by my home insurance?
- Can you get life insurance when you're pregnant? Having the right insurance policies can ensure your growing family is financially protected.
- What the EU's new entry-exit system means for you
- What are the advantages and disadvantages of being a landlord?
- Food poisoning on holiday
- Family car insurance plans We look at why it might be useful to add additional drivers or cars to your insurance policy, and how it could save you money.
- Ethical stocks and shares ISAs Ethical investing is a priority for many investors - an ethical stocks and shares ISA allows you to invest both in a tax-efficient way and in companies that don’t harm people or the environment.
- Can you get a guaranteed loan? Is there a way of guaranteeing a successful loan application? If not, how do you maximise your chances of being approved to borrow money? Our guide explains
- What is an emergency vet appointment?
- What are swap rates and why do they matter? Swap rates reflect expectations for future interest rates and directly affect the interest rates available on fixed rate mortgages
- What is the single traveller tax?
- What is 90-day travel insurance?
- Flood Re
- Car accidents
- What is car tax and how is it calculated?
- Can you get buildings insurance on underpinned houses? If you’ve had your home underpinned due to subsidence you may be wondering whether this will affect your buildings insurance policy and premiums. Read on for everything you need to know.
- Which side of the fence is mine? Disputes over fence damage are common. Read on and we’ll explain how to check who’s responsible and who’ll foot the bill.
- Does a key safe invalidate home insurance? A key safe is a type of outdoor safe to store spare access keys to your home. While these safes have their benefits, they may also come with some risks to your home security, including the risk of invalidating your home insurance.
- Does home insurance cover roof repairs? If your roof has been damaged, you may be able to claim on your home insurance policy - but it will depend on the cover you have and the type of damage that occurred. Here’s what you need to know.
- Should I buy a house with Japanese knotweed? Japanese knotweed can cause structural damage to a property – so should you buy a house with knotweed?
- Car accident claims Some car accident insurance claims can’t be easily settled. Here we look at what happens when a car accident claim goes to court
- First-time buyer schemes in Scotland, Wales, and Northern Ireland Help for first-time buyers varies depending on which UK country you buy in. This guide will briefly look at current schemes in Scotland, Wales, and Northern Ireland.
- Buy-to-let stamp duty
- Landlord guide
- Travel insurance and Defaqto ratings
- Landlord and tenant responsibilities This guide discusses everything you need to know about landlord and tenant relationships. These include financial responsibilities and the legal rights of both parties.
- What is car insurance fronting? Car insurance fronting is where someone declares themselves as the main driver of a car, when someone else will actually be driving it more. Fronting is illegal.
- Van insurance for carrying your own goods When you apply for van insurance, the insurer will ask what you will use the van for. ‘Carriage of own goods’ is one of the options you will be able to choose from.
- Convicted drivers’ van insurance If you’ve been convicted of a criminal offence, related to driving or not, it can be more difficult to find cheap van insurance. But by shopping around, you should still be able to find cover.
- Landlord emergency cover
- Japanese knotweed insurance Japanese knotweed can cause massive structural damage to your home – and affect your ability to claim on your home insurance.
- Is working from home covered by my home insurance?
- Shared home contents insurance If you rent a room, share a HMO or other property, or live in student accommodation, you’ll need contents insurance for your individual belongings.
- Lodgers insurance Taking in lodger can affect your home insurance and will also have other legal and financial implications.
- How to get cheap car insurance Use our money-saving tips to find the right car insurance policy at the right price and cut the cost of your premium.
- Home insurance with previous claims If you’ve claimed on your home insurance in the past, your new home insurance quote will probably be higher when you come to renew – here’s what you can do about it.
- Car insurance for drivers with medical conditions Everything you need to know about car insurance and medical disclosure
- Cancelling home insurance If you’ve claimed on your home insurance in the past, your home insurance could cost more at renewal time – here’s what you can do about it.
- Car Insurance Group 8 All cars in the UK are categorised into groups from 1 to 50 – the lower the insurance group your car is in, the cheaper your car insurance is likely to be
- Car Insurance Group 6 Cars in group 6 will be reliable, affordable and cheap to repair which means they have some of the lowest car insurance costs.
- Manual vs Automatic cars Vehicles usually either have manual or automatic transmission – find out what this means and how it can affect your car insurance premiums
- Health care cash plan Healthcare cash plans are designed to help with the cost of routine, everyday medical procedures. But do you need one, and are they worth it?
- The Dangerous Dogs Act The Dangerous Dogs Act first came into force in the UK in 1991 to protect members of the public from dog attacks. Find out what it means to have your dog added to the list and how it may affect you.
- Does pet insurance cover vet visits? Pet insurance is designed to cover vet bills due to accidents and illness – but it won’t usually cover routine treatment or check-ups.
- How much does a horse cost? Owning a horse might be the ultimate dream for equine lovers – but horse ownership can be expensive. Once you’ve paid the initial purchase price, you’ll need to budget for food, equipment, a place to keep it, livery charges, and horse insurance. So it’s not long before your bill can start to run into thousands of pounds a year.
- How can I reduce the cost of my life insurance?
- What is an unclaimed life insurance policy?
- What happens to life insurance after a divorce?
- Self-employed life insurance Employers often offer life insurance or death-in-service benefit as an employee perk. But self-employed workers will need to buy their own cover.
- What to do if you’re struggling to pay your mortgage If you’re finding it hard to keep up with your mortgage payments, there’s no need to panic.
- Cancelling pet insurance
- How to raise a deposit for a home Rising house prices mean first-time buyers often need to put down tens of thousands of pounds as a deposit – this can present a massive hurdle to getting on the housing ladder. Unless you have a very high salary or are lucky enough to have family prepared to stump up the cash on your behalf, that means saving hard.
- Short term van insurance You can arrange insurance cover for a van for as long as you need, whether that's as little as an hour, day, a week, or a month. This guide explains how temporary van insurance works.
- Gap year travel insurance Discover essential gap year travel insurance tips for students, including coverage for medical emergencies, adventure activities, and tips for choosing the right policy.
- Sports travel insurance
- Do I always need travel insurance?
- Relevant life insurance guide Relevant life insurance is a type of life insurance offered by employers to employees as part of a workplace benefits package.
- Tips to get cheaper breakdown cover No one wants to pay more than necessary for breakdown cover but you do want a policy that covers you should the worst happen. Read our guide for expert tips to finding the best deal for you. Remember to always shop around, compare premiums, and policy details to make sure you get the best cover for your needs.
- Modified bike insurance Modified bike insurance covers motorcycles altered from default factory specifications. You need to tell your insurer about any modifications for your policy to be valid.
- Do I need onward travel breakdown cover? Onward travel cover gives you more ways to finish your journey if your car breakdown provider has determined that your vehicle cannot be driven any further until repaired.
- Temporary motorhome insurance Temporary motorhome insurance is short-term cover for a motorhome you own or borrow. Policies can provide cover for theft, damage, contents and roadside assistance
- How to protect yourself against identity theft Find out what identity theft is and how you can protect yourself
