Motor legal protection
Protection for a car accident that was not your fault
Why get car insurance from Zenith?
With a 3-star Defaqto rating for its car insurance policies, Zenith isn’t the highest-rated insurer on the market, but its range of benefits still make it a popular choice for consumers.
Gibraltar-based Zenith has been providing insurance services to UK customers for over 80 years. It is part of the Markerstudy Group and offers car insurance for drivers of all ages and abilities, including learners.
There are two types of policies available, and Zenith lets you fully manage your account online.
Contact Zenith
You can contact the customer services team at Zenith by phone on 0344 326 7573.
You can also contact their claims helpline by phoning 0344 326 7574.
Finally, you can write to Zenith insurance at the following address:
45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB
What types of car insurance can I get with Zenith?
Zenith car insurance offers just two levels of cover: third party, fire and theft or comprehensive. Each includes several benefits for policyholders:
Third Party Fire & Theft:
Choice of excess to suit your needs
Named drivers can earn their own no claims discount
Unlimited cover for original manufacturer equipment and up to £500 of cover for other equipment fitted to your car.
Up to £100 of cover for personal belongings damaged or stolen from your car.
Up to £500 of cover for replacement locks and keys if your car keys are stolen.
Comprehensive:
A Courtesy car after an accident while yours is in for repairs at an approved garage. Plus, all repairs are guaranteed for three years.Up to £500 of cover for replacement locks and keys if your car keys are stolen.
Windscreen cover: Repair or replacement of window glass and windscreens
What extras can I get with Zenith car insurance?
Zenith insurance offers optional add-ons to make your policy even more secure:
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Replacement car
A guaranteed replacement car to keep you on the road
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RAC breakdown cover
If your car breaks down, have RAC come to the rescue
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Keycare
Cover yourself against loss or theft of keys up to £1,000
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Why compare Zenith car insurance with MoneySuperMarket?
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Speedy and simple
All you'll need to do is pop in a few details about yourself, your car, and the cover you're looking for
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Compare with other insurers
You'll be able to see how Zenith compares to other car insurers and make sure you're finding the best deal
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Never miss a renewal
With Car Monitor, we'll remind you when your MOT and tax are due, so you never miss a renewal date
Can I cancel my Zenith insurance policy?
You can cancel your policy anytime by calling Zenith’s Customer Services team but be aware that in most cases this will be subject to a cancellation charge.
You have a 14 day ‘cooling off period’ when buying a policy which means you have two weeks from the start date of the policy to change your mind. If you decide to cancel the policy, provided there have been no claims under the policy a refund will be calculated taking account of:
a charge for the period that you had cover
an early cancellation charge (which is lower than the normal cancellation charge)
Who underwrites Zenith insurance?
Zenith car insurance policies are arranged and administered by BISL Limited, although Motor Legal Protection is underwritten by RAC Insurance Ltd.
Can I add other drivers to my Zenith car insurance policy?
You can have up to three named drivers on your Zenith policy in addition to yourself.
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Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Dec 2025