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Privilege Car Insurance

Who are Privilege?

Read our guide to find out what type of car insurance cover is offered by Privilege.

By Anita Shargall

Updated: 20 May 2022

Silver car on a praire

Founded in 1994, Privilege specialises in providing insurance directly over the phone or online, to cover all cars and drivers from a variety of professions and backgrounds. 

Its policies come with a range of benefits as standard, a variety of optional extras, and offers black box insurance and multi-car discount.

Once part of the Royal Bank of Scotland Group (RBS) stable, Privilege is now part of the Direct Line Group that also owns Direct Line and Churchill.

Contact Privilege?

Privilege can be reached by calling 0345 246 8539.

What types of cover does Privilege offer?

Privilege provides a range of car insurance policies, including single car, multi-car, and ‘black box’ telematics cover, which is an effective way for young drivers to cut the cost of cover.

READ:  Would you save money with multi-car insurance?

Information about Privilege

Privilege offers a number of policyholder benefits, including:

  • A courtesy car provided as standard, on the condition you have comprehensive cover and use Privilege’s approved repairer. All repairs carried out by approved repairers are then guaranteed for five years.
  • If you are in an accident caused by an uninsured driver, your comprehensive policy will protect your no claims bonus and cover any excess payments, subject to conditions.
  • If your vehicle is written off, you will be provided with a new replacement car of the same month and model, provided your car is under 12 months old and you have a comprehensive policy.
  • If a child car seat is damaged following an accident, theft or fire, you’ll be covered for the cost of a replacement.

Privilege’s credentials

Privilege is authorised and regulated by the Financial Conduct Authority.

Why it pays to shop around

If you ‘auto-renew’ your car insurance with your existing insurer, you could be missing out on substantial savings as these renewal premiums are often set at a higher price than the year before, with cheaper prices reserved for new rather than loyal customers.

Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.

READ: What are car insurance groups and how do they affect premium prices

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