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RAC car insurance

Who are RAC?

Read our guide to find out what type of car insurance cover is offered by the RAC.

By Anita Shargall

Published: 09 May 2017

Red car with cycle rack


Founded in 1897, the RAC (Royal Automobile Club) introduced the first roadside emergency telephone boxes in 1912 and is best known for its breakdown assistance.

Although its focus is still very much on recovery services, it also provides a range of motoring-based insurance products, including cover for vans, caravans, motorbikes, and classic cars.  

It also offers short-term car insurance, and home insurance, and travel insurance.

Contact RAC Car Insurance

RAC car insurance can be reached by calling 0330 159 1031, and is on both Facebook and Twitter.

What types of cover does RAC offer?

RAC car insurance provides a variety of car insurance policies, including single car, multi-car, classic car, ‘black box’ telematics cover, and cover for learner drivers.

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Information about RAC Car Insurance

All RAC car insurance comprehensive policies come with the following benefits:

  • Courtesy car as standard (subject to availability).
  • Motor Legal Protection.
  • Three-year guarantee for repairs carried out by an approved garage.

Insurance Plus policies offer the following additional benefits:

  • Uninsured driver promise so you won’t lose any no claims discount if your car is vandalised or hit by an uninsured driver.
  • A replacement lock service for lost or stolen keys.

RAC members get a 10% discount on RAC car insurance. RAC car insurance also offers a 10% discount on up to three additional cars added to an existing policy, that are registered under the same address, through RAC Multicar.

RAC’s credentials

RAC car insurance is administered by BISL Limited and authorised and regulated by the Financial Conduct Authority.

READ: What are car insurance groups and how do they affect premium prices

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