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RAC Car Insurance

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Why get car insurance from RAC?

The RAC (Royal Automobile Club) was founded in 1897 and introduced the first roadside emergency telephone boxes in 1912.

It’s probably best known for its breakdown assistance, but it now sells a range of different insurance policies.

These include cover for vans, caravans, and motorbikes.  There's also short-term insurance, temporary insurance and classic car insurance on offer.

Away from vehicles, you can buy home and travel insurance from the RAC. The plus policy from the RAC gets five stars from Defaqto, while its basic policy is awarded three stars. 

Contact RAC

You can contact the RAC by phone on 0330 159 1019. If you need to make a change to your policy it’s 0333 0702 522. There is also an online form if you’d like to send an email. 

What types of car insurance can I get with RAC?

There are two levels of cover available with the RAC, its standard comprehensive policy and its ‘Plus’ comprehensive policy. If you need less cover there’s also third-party, fire and theft or third-party only policies to choose from.

If you choose a standard comprehensive policy the following are included as standard:

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    European cover

    You are covered to drive abroad for up to 60 days

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    Windscreen cover

    You won’t have to pay out for window glass claims

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    Uninsured driver promise

    You won’t lose your no claims discount if you have an accident with an uninsured driver

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    Personal belongings

    Up to £250 is included for belongings in your car

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    Courtesy car

    A courtesy car to use while yours is being repaired at an approved garage

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    Sat nav and sound

    Up to £1,000 is included as standard

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Yes, you can cancel your car insurance policy but there will be a fee of £55 if it’s after the initial 14-day cooling off window.

If you buy RAC car insurance it will come from a range of insurers, such as Ageas, Aviva, AXA, Co-op Insurance and Zenith Insurance Plc.

Yes, you can add up to three named drivers to your RAC car insurance.

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