Find the best price for Sainsbury's car insurance
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✔ Nectar card members get a guaranteed discount
✔ No claims discounts
✔ New cars replaced like-for-like if stolen or written off
Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
✔ Driving in Europe*
✔ Replacement of your child's car seat after an accident
✔ Windscreen cover**
✔ A courtesy car while your car is in for repairs**
These are the average prices of Sainsbury's Bank car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Fully Comprehensive policy | Average price |
|---|---|
Sainsbury's Bank Essentials | £489[3] |
Sainsbury's Bank Standard | £465[3] |
Sainsbury's Bank Plus | £461[3] |
Third party, fire and theft policy | Average price |
|---|---|
Sainsbury's Bank Standard | £451[4] |
Sainsbury's Bank Plus | £594[4] |
Sainsbury's Bank offers two types of car insurance cover. It does not offer third-party only insurance.
There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You can tell Sainsbury's Bank at any point up until your renewal date that you do not wish to renew your policy. There is no charge for not renewing.
If you cancel your Sainsbury's Bank car insurance before your policy starts or within the first 14 days of your policy starting you will be entitled to:
a refund of the premiums you paid
a refund of your set-up fee
You will be charged an admin fee of £25, which will be taken out of your refund.
If you wish to cancel your policy at any time later than 14 days after it started, you will be entitled to a pro-rated refund of your premium.
You will be charged an admin fee of £55, which will be taken out of your refund.
If you cancel your Sainsbury's Bank car insurance within the first 14 days of your policy autorenewing you will be entitled to a refund of the premiums you paid.
You will be charged an admin fee of £25, which will be taken out of your refund.
You must telephone Sainsbury's Bank to cancel your car insurance - you cannot do it online.
The number is 0345 608 6034
The customer query number is: 0345 266 1670
The claims line is: 0344 600 9021
You can make changes to your policy for free here, and cancel your policy for a lower admin fee.
You can search through common customer queries and FAQs.
Sainsbury’s Bank car insurance is underwritten by a range of insurers. Specific underwriters will be shown on policy documents and on quotes, so you can see who the underwriter is before you buy.
It will be one of the following insurers:
Ageas Insurance Ltd
AXA Insurance UK plc
Covea Insurance plc
ERS
Highway Insurance Company Limited
Liverpool Victoria Insurance Company Limited
Premier Underwriting Limited
Prestige Underwriting Services Limited on behalf of Aviva insurance Limited
Sabre Insurance Company Limited
Somerset Bridge Limited
Zurich Insurance plc
Yes, you can other drivers to your Sainsbury's Bank car insurance through the online portal. You may have to pay extra to have another driver on your policy. Sainsbury's Bank may also charge an admin fee.
No, Sainsbury's Bank car insurance policies must be paid annually - in one lump sum.
