Find the best price for M&S Bank car insurance
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✔ Child car seat cover
✔ Personal accident cover
✔ Motor legal protection*
✔ Breakdown cover*
✔ Personal claims manager
✔ Protection if you're hit by an uninsured driver
✔ Personal accident cover up to £10,000
✔ 3 years guarantee on repairs
✔ Guaranteed replacement car*
These are the average prices of M&S Bank car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
M&S Bank
Great for
But be aware that
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
M&S Bank offers all three types of car insurance.
There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You can tell M&S Bank at any point up until your renewal date that you do not wish to renew your policy. There is no charge for not renewing.
If you cancel your M&S Bank car insurance within the first 14 days of your policy starting you will be entitled to a refund of the premiums you paid minus a pro-rated amount for the days you were covered.
You will not be charged an admin fee.
If you wish to cancel your policy at any time later than 14 days after it has started, you will be entitled to a refund of the premiums you paid minus a pro-rated amount for the days you were covered.
M&S Bank will charge you a £50 admin fee, which will be taken out of your refund.
If you cancel your M&S Bank car insurance within the first 14 days of your policy auto-renewing you will be entitled to a refund of the premiums you paid minus a pro-rated amount for the days you were covered.
You will not be charged an admin fee.
If you wish to cancel your policy at any time later than 14 days after it auto-renewed, you will be entitled to a refund of the premiums you paid minus a pro-rated amount for the days you were covered.
M&S Bank will charge you a £50 admin fee, which will be taken out of your refund.
You should telephone M&S Bank to cancel your car insurance.
The number is 0344 871 2349
Claims lines are open 24/7
Other lines: 8am to 8pm Monday to Friday, 8am to 6pm on Saturdays.
The customer query number is: 0344 871 2349
The claims line is: 0344 412 2160
Existing customers can use the My Account portal to:
view and download policy documents
make policy changes such as adding a driver or changing their address
M&S Bank car insurance is underwritten by BISL Limited.
Yes, you can add a named driver to your M&S car insurance policy. You can do this through the online portal.
Yes, you can pay for your M&S Bank car insurance in monthly installments. But this is normally a more expensive option than paying annually.
Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Individual car insurance products from M&S Bank will have different ratings.
Data from the Defaqto website. Data from March 2025.
Trustpilot is a leading customer review site. Neither M&S nor MoneySuperMarket has any influence over the rating given.
Average score from customers reviewing Marks & Spencer on Trustpilot. Data sourced March 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in March 2025.
