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1st CENTRAL Car Insurance

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Why get car insurance from 1st CENTRAL?

1st CENTRAL concentrates solely on car insurance, offering competitively priced cover with a comprehensive range of features and benefits. A strong emphasis on fraud prevention clamps down on false claims to help keep premium prices low.  Four out of five of 1st CENTRAL’s products come with a 5* Defaqto rating.

1st CENTRAL offers a number of benefits for policyholders, including: 

  • Free class-A courtesy car when using their approved network for insured repair.

  • Uninsured Driver Promise - if you're hit by an uninsured driver and it's not your fault, you won't lose your No Claims Discount

  • New replacement car if the car is less than 12 months old and you're the first owner

  • 90 days’ European cover

  • Up to £1,500 key cover

  • Up to £1,000 cover for in-car entertainment

Contact 1st CENTRAL

To contact 1st CENTRAL:

You can telephone them on 0333 043 2044

You can find their operating hours below:

Mon - Fri: 8am to 8pm Sat: 9am to 5pm Sun: 10am to 2pm Bank holidays: 10am to – 4pm

What policies are on offer from 1st CENTRAL?

There are five policy options for 1st CENTRAL car insurance. Each policy is available as comprehensive or third-party, fire and theft except the 1st CENTRAL Value policy which offers comprehensive cover only:

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    1st CENTRAL

    1st CENTRAL’s standard policy comes with a 5 Star Defaqto rating and includes many features as standard, such as key cover and uninsured driver promise. 

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    1st CENTRAL Value

    This cover is comprehensive only. It’s different from 1st CENTRAL, as it has a higher excess and doesn’t include additional features as standard

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    1st CENTRAL Legal

    Includes all the benefits of the standard policy, while automatically including Legal Expenses Cover as standard.

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    1st CENTRAL Plus

    Comes with all the benefits of the standard policy, plus Breakdown Cover which is provided by the RAC.

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    1st CENTRAL Premier

    Includes Legal Expenses Cover and RAC Roadside Breakdown Cover as standard, on top of all the benefits of the 1st CENTRAL policy.

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    1st CENTRAL Connect

    1st CENTRAL Connect is a 5 Star Defaqto rated telematics-based motor insurance policy. It comes with the same additional features as 1st CENTRAL’s standard policy.

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    1st CENTRAL Online

    1st CENTRAL Online comes with a 4 Star Defaqto rating and includes many features, such as key cover and uninsured driver promise.

Why compare 1st CENTRAL car insurance with MoneySuperMarket?

  • Speedy and simple

    Just pop in a few details about yourself, your car, and the cover you need

  • Compare with other insurers

    You'll see how 1st CENTRAL compare to other insurers, making sure you're finding the best deal

  • Never miss a renewal

    With Car Monitor, we'll remind you when your MOT and tax are due, so you never miss a renewal date

You can cancel your 1st CENTRAL car insurance policy at any time, but you will be charged. If you choose to cancel your policy after 14 days of the policy start date, you will be charged a £50 cancellation. If you buy any extras with your policy, be aware that these products become non-refundable after 14 days and the full product cost is payable on cancellation.

1st CENTRAL is underwritten by kyfire Insurance.

Yes, you can add named drivers onto your policy with you.

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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.