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1st Central Car Insurance

Who are 1st Central?

Read our guide to find out what type of car insurance cover is offered by 1st Central.

By Mehdi Punjwani

Published: 01 July 2021

Yellow car speeding

1st CENTRAL concentrates solely on car insurance, offering competitively priced cover with a comprehensive range of features and benefits. A strong emphasis on fraud prevention clamps down on bogus claims to help keep premium prices low. It has successfully built a customer base of over one million.

1st CENTRAL is part of First Central Group, an innovative group of companies delivering market-leading insurance, underwriting, distribution, finance, technology and legal services.

Contact 1st CENTRAL

You can contact 1st CENTRAL by calling 0333 043 2044.

What types of cover does 1st CENTRAL offer?

1st CENTRAL provides comprehensive and third party fire and theft cover, on single car insurance policies.

They also offer a range of optional extras, including:

  • Legal Expenses Cover: If you’re involved in an accident that isn’t your fault, this can help you claim back any expenses or uninsured losses
  • Personal Accident Cover: This will provide your family with cover should you be seriously injured or killed in a car accident. The cover also applies to your passengers and any named drivers
  • Hire Car Cover: If your car is stolen or written off, you can go ahead and hire a ‘Class A’ hire car for up to 28 days delivered to your home address
  • Breakdown Cover: 1st CENTRAL offers a choice of flexible breakdown packages provided by the RAC, depending on the level of cover you require. Whether you break down while travelling in the UK or in Europe, the RAC will be ready to help you get back on the road again
  • Excess Protect Cover: With excess protect, you’ll get your excess refunded when you make a claim.

READ:  Would you save money with multi-car insurance?

Information about 1st CENTRAL

1st CENTRAL offers a number of benefits for policyholders, including:

  • Free class-A courtesy car when using our approved network for insured repairs
  • Uninsured Driver Promise - if you're hit by an uninsured driver and it's not your fault, you won't lose your No Claims Discount
  • New replacement car if the car is less than 12 months old and you're the first owner
  • 90 days’ European cover
  • Cover to drive other cars subject to eligibility
  • Up to £1,500 key cover
  • Up to £1,000 cover for in-car entertainment
  • A 5-year warranty and workmanship guarantee on all repairs carried out by our recommended 

1st CENTRAL's credentials

1st CENTRAL is part of First Central Group (FCG), which is authorised and regulated by the Financial Conduct Authority.

Why it pays to shop around

Every year, many drivers in the UK ‘auto-renew’ their car insurance with their existing insurer, usually at a higher price than the year before. That’s because most insurers save the best deals to entice new customers.

Get a car insurance quote today to see if you can reduce your premium.