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Saga Car Insurance

Who are Saga?

Find out more on what type of car insurance cover is offered by Saga

By Anita Shargall

Published: 28 January 2021

Woman driving happy


Saga started out in 1951 as a holiday provider for those approaching retirement age, and has since become an over 50s specialist provider offering an extensive range of services, including car insurance, home insurance, travel insurance, health insurance, pet and caravan insurance.

Its services are exclusively available to the over 50s.

Saga car insurance is underwritten by a panel of carefully selected insurers.

Contact Saga

Saga can be reached by calling 0800 068 8718.

What types of cover does Saga offer?

Saga offers three levels of cover on single car insurance policies – fully comprehensive, third party fire and theft cover (TPFT) and third party only.

READ:  How to get the best deal on car insurance if you're aged 50 or over

Information about Saga

Saga offers a number of benefits for policyholders, including:

  • 90 days cover when driving in the EU.
  • Cover for any holder of a full driving license to drive your car in a motoring or medical emergency.
  • Legal costs to cover third party claims, and legal liability to third parties, including up to £20 million of property damage.
  • Protected no claims discount to protect your entitlement for up to two fault claims in a three-year period.
  • 24-hour claims helpline.
  • Comprehensive policyholders also benefit from up to £400 of personal belongings cover, up to £5,000 of personal accident benefits for policyholder and spouse/partner, and up to £1,000 cover for permanently fitted in-car entertainment systems.

Saga’s credentials

Saga is authorised and regulated by the Financial Conduct Authority.

Is it worth protecting your no claims discount?

Building up a healthy no claims discount (NCD) is a tried and trusted, not to mention effective, way to cut the cost of your car insurance. And as a more experienced driver, there’s a good chance you’ll have built up a good few years’ worth of discount.

The trouble is, just one claim could see your entitlement drastically reduced and your annual premium dramatically increased. It could be worth safeguarding your discount with no claims discount protection – it costs an average of £23 to protect a five year NCD, while making a claim can put your premium up by 30%, according to MoneySuperMarket research.

Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced. 

READ: Everything you need to know about no claims discount

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