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Log in to the MyAgeas section of the Ageas website to view your policy documents and make changes.
These online portals are available 24/7.
Ageas car insurance
Compare Ageas car insurance quotes.
Complete a purchase and earn a £15 reward with super save club logo
How good is Ageas car insurance?
Ageas is a well-established insurer with a strong reputation for reliability and customer service. It offers standard car insurance as well as an essentials package with the basics, while you can also take out extra cover for legal expenses and a replacement vehicle.
Its standard policy come with a Defaqto rating of 5 stars, indicating a comprehensive range of features and benefits, while Ageas's Essential package is rated 2 stars. Ageas also offers van insurance, home insurance, travel insurance, and pet insurance alongside its car insurance products.
What is the Defaqto rating for Ageas car insurance?
Defaqto is a leading independent reviewer of financial products. Ageas's highest-tier policy receives the maximum five-star Defaqto rating for features and benefits, while its Motor Guard telematics policies are rated three stars, and its Essentials policy is rated two stars.
Ageas Car Insurance
⭐⭐⭐⭐⭐^
Ageas Essentials Car Insurance
⭐⭐^
What will an Ageas comprehensive car insurance policy cover me for?
If you choose a fully comprehensive Ageas car insurance policy, the following is included:
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No claims discount protection
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No claims discount
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Driving Abroad
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Medical Expenses
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Personal Accident Cover
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Fire and Theft
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Damage to your car
How much do Ageas car insurance policies cost?
These are the average prices of Ageas car insurance policies across a wide range of drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors, so could differ significantly
Ageas Essentials
£592^
Comprehensive
Ageas Standard
£409^
Comprehensive
Ageas Essentials
£634^
Third party only
Ageas Essentials
£794^
Third party, fire & theft
What is included in Ageas Standard cover?
Ageas offers two main levels of cover: Essentials and Standard, with Standard acting as the more comprehensive option.
Compared to Essentials, the Standard policy typically includes:
Windscreen cover
Personal belongings cover
Replacement lock and key cover
This makes it a step up in terms of both convenience and financial protection.
Is Ageas Standard worth it?
Choosing the Standard policy may be worthwhile if you want a more complete package without relying on add-ons, or if you’d benefit from having a courtesy car and legal cover included automatically. It can also make sense if you want to minimise out-of-pocket costs following an accident.
On the other hand, Essentials may be enough if you’re mainly looking for basic, lower-cost cover, don’t mind adding extras separately, or don’t need features like a courtesy car.
Is Ageas the best company to insure my car with?
Which provider is best for you will depend on your own needs and circumstances. Here are some advantages and disadvantages of Ageas car insurance to help you make your decision:
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Pros of Ageas car insurance
Ageas's standard policy includes a courtesy car for repairs, cover for vandalism, child car seats, and accidental misfuelling
Its standard car insurance is Defaqto 5 Star rated
Ageas has an Excellent 4.3 Trustpilot rating based on around 22,000 reviews
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Cons of Ageas car insurance
The Essentials policy is basic compared with the standard policy
Breakdown cover is not included as standard and costs extra
The courtesy car is only available when your car is being repaired by an approved repairer
How does Ageas car insurance compare to other providers?
These are all standard fully comprehensive car insurance policies. All providers also offer higher-tier options, which will include more features for an extra cost.
Ageas Standard | Ageas Essentials | Churchill Comprehensive | Direct Line Essentials | |
|---|---|---|---|---|
Price | £409^ | £592^ | £276^ | £430^ |
Defaqto rating | ⭐⭐⭐⭐⭐ | ⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
Which? claims rating^ | N/A | N/A | 71% | 74% |
Claims payout rate | N/A | N/A | N/A | N/A |
Uninsured driver promise^ included? | Yes | Yes | Yes | Yes |
Courtesy car included? | If using approved repairer | If using approved repairer | Yes | Yes |
Administration fees^ | Not specified, free online | Not specified, free online | Not specified | Free |
Further information |
Price data from MoneySuperMarket. Other data from provider website and correct as of March 2026.
Is the Ageas a good car insurer for young drivers?
Ageas is a well-established insurer with a solid reputation for customer service and claims handling. While it offers reliable cover, Ageas is not always the cheapest option for young or newly qualified drivers.
Our research shows that on average, the lowest-cost policies for drivers who have held their licence for less than a year were from Carole Nash
How do I contact Ageas?
💡 Top tip: If you bought your Ageas car insurance through MoneySuperMarket, you can see your policy information on our website. Just sign in and click on your dashboard.
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Web chat
You can live chat with online agents for help with your car insurance, regardless of your policy type.
Agents are available Monday-Friday 8:30am-8pm, and Saturday 8:30am-4pm.
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By phone
Ageas Customer Services: 0345 165 0570
Opening hours are from 8:30am to 6pm Monday to Friday, and 8:30am to 4pm on Saturdays.
How do I make a claim with Ageas?
If you need to make a claim on your Ageas car insurance policy, contact the Ageas as soon as possible after an incident.
You’ll usually need your policy number, details of what happened (date, time, location), information about any other drivers or vehicles involved and photos or evidence.
Ageas claims line:
0345 125 2450
Claims lines are open 24/7, and are available even if you have an Online Car Insurance policy.
Can I cancel my Ageas car insurance and switch providers?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You will need to cancel your car insurance with Ageas directly. You cannot cancel via MoneySuperMarket.
You can cancel your Ageas car insurance by phone or post.
Can I cancel my Ageas car insurance at any time?
Yes, you can cancel your Ageas car insurance at any time, but your refund will be reduced by fees and the time you’ve been covered if your policy has already started.
Does the Ageas charge fees for cancelling car insurance?
Yes, Ageas charges cancellation fees. The amount varies depending on when you cancel:
Prior to the policy auto-renewing: No charge
Within the first 14 days of the policy starting: No charge
More than 14 days after the policy starts: £50 admin fee
You will also need to pay for all the days you were covered for.
Can I get a refund for extras I've added to my Ageas car insurance?
No, any payments for add-ons such as breakdown cover are non-refundable.
What other insurance does Ageas sell?
Is it cheaper to buy Ageas car insurance through a price comparison website?
Price comparison websites like MoneySuperMarket can help you find cheaper car insurance from providers such as RAC compared with going direct. There are several ways we can help you save money:
our Price Promise1 means if you find the same policy cheaper elsewhere (including on a provider’s website), we’ll refund the difference and give you a £15 gift card
our Price Optimiser gives you tailored tips on how to adjust your policy to reduce the price – 83%
^ of customers saved on their car insurance using this toolour SuperSaveClub2 rewards programme gives you added perks, including £15 when you buy a car insurance policy and benefits like a Free Days Out annual pass
We also make it quick and easy to compare RAC policies alongside other insurers, so you can check you’re getting the best deal and see if the same level of cover is available for less elsewhere.
How do I find my Ageas car insurance policy?
If you bought your Ageas car insurance through MoneySuperMarket, you can find your policy information by logging into our website or app. Your active policies will be shown on your dashboard.
Alternatively, you can find your Ageas car insurance policy on the Ageas customer portal by logging into your account.
Will I be charged if I make a change to my Ageas car insurance?
Yes, Ageas charges a £25 administration fee for changes you make to your car insurance, such as changing your address or adding extra drivers, but this charge is removed if you make a change via your online account. Your premium may also go up or down depending on the change.
Can I add other drivers to my Ageas car insurance policy?
Yes, you can add named drivers to your Ageas car insurance. To add a driver to your Ageas car insurance policy, log into your online account and go to the policy overview page.
Adding extra drivers to your Ageas car insurance may increase or decrease your car insurance premium, depending on their risk profile. MoneySuperMarket data found that adding a young driver (under 25) to any car insurance policy increased premiums by £768.94
Does Ageas car insurance include breakdown cover?
Ageas offers breakdown cover in partnership with The RAC as an optional extra you can buy on all policies, though it isn't included as standard on any.
How do I renew my Ageas car insurance policy?
Most Ageas car insurance policies will be set up for auto-renewal. This means that after your existing contract ends Ageas will start a new one for you using the payment details they have on file. No action is required from you and there will be no break in your car insurance cover.
Auto-renewal does not mean you will get the same cover at the same price as you had before. Ageas must contact you in advance of your policy renewing to inform you of any price or policy changes. If you don't want your Ageas cover to auto-renew, you need to inform Ageas before your policy end date. You can do this through your Ageas account.
Before letting your Ageas policy auto-renew, it's worth comparing car insurance quotes to see if you could get a better deal elsewhere. Shopping around can help ensure you’re not paying more than necessary, as renewal prices aren’t always the most competitive.
Can I pay my Ageas car insurance in monthly instalments?
Yes, you can pay for your Ageas car insurance policy via monthly Direct Debits. This is usually more expensive than paying one annual lump sum, because car insurers add interest onto monthly payments.
What is Ageas?
Ageas is part of an international insurance group headquartered in Belgium, with a strong presence in the UK.
It offers a range of insurance products, including car, home and travel insurance, and is known for working both directly with customers and through broker partnerships.
Who underwrites Ageas insurance?
Ageas car insurance is typically underwritten by Ageas Insurance Limited.
This means Ageas both provides and underwrites its own policies, handling claims and payouts directly.
Your policy documents will confirm the exact underwriter for your cover.
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £15
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 6 May 2026
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
You might see a premium policy with a lower average sold price than the basic option. That's not because it’s cheaper overall, but because lower-risk customers are buying it. People whose individual circumstances mean they receive higher premiums often choose the most basic cover to keep costs down, while those offered cheaper premiums are more likely to upgrade to a higher-tier product.
Based on the 10th percentile of comprehensive car insurance policies sold through MoneySuperMarket in the month of March 2026.
83% of users completing the car insurance Price Optimiser journey and actioning its insights on MoneySuperMarket between 12.02.26 and 16.02.26 found a cheaper quote.
Based on Car Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for comprehensive covertype.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in February 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in February 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
An 'uninsured driver promise' is a car insurance policy feature where you will not have to pay your excess and will not lose your no-claims discount if your car is hit by an uninsured driver and the accident wasn't your fault.
Administration fees are charges insurers apply when you make changes to your car insurance policy. Examples of mid-term policy changes that could incur an administration fee include: changing your address, updating your job title, adding or removing a driver, changing your vehicle.
These fees cover the cost of processing the change, rather than the insurance risk itself. They are separate from any change in your premium. For example, if you update your details, your price may go up or down based on risk, then an admin fee may be added on top.
Based on the average annual price of policies sold through carole nash on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through churchill on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through marmalade essentials on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket in February 2026.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in February 2026.
Defaqto is a leading independent reviewer of financial products. Two stars is for 'A product offering fewer than average features and benefits benefits'.
Individual insurance products from Ageas may have different ratings. Data from the Defaqto website. Data from April 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'An excellent product with a comprehensive range of features and benefits '.
Individual insurance products from Ageas may have different ratings. Data from the Defaqto website. Data from April 2026.
