One Call car insurance

Price comparison websites like MoneySuperMarket can help you find cheaper car insurance from providers such as RAC compared with going direct. There are several ways we can help you save money:

• our Price Promise¹ means if you find the same policy cheaper elsewhere (including on a provider’s website), we’ll refund the difference and give you a £15 gift card

• our Price Optimiser gives you tailored tips on how to adjust your policy to reduce the price – 83%^{^} of customers saved on their car insurance using this tool

• our SuperSaveClub² rewards programme gives you added perks, including £15 when you buy a car insurance policy and benefits like a Free Days Out annual pass

We also make it quick and easy to compare RAC policies alongside other insurers, so you can check you’re getting the best deal and see if the same level of cover is available for less elsewhere.

If you bought your One Call car insurance through MoneySuperMarket, you can find your policy information by logging into our website or app. Your active policies will be shown on your dashboard.

Alternatively, you can find your One Call car insurance policy on the One Call customer portal by logging into your account.

Yes, One Call charges a £24 administration fee for changes you make to your car insurance via your online account, such as changing your address or adding extra drivers. One Call charges £42.50 if you make changes by any other method. Your premium may also go up or down depending on the change.

Yes, you can add named drivers to your One Call car insurance. To add a driver to your One Call car insurance policy, log into your online account and go to the policy overview page.

Adding extra drivers to your One Call car insurance may increase or decrease your car insurance premium, depending on their risk profile. MoneySuperMarket data found that adding a young driver (under 25) to any car insurance policy increased premiums by £768.94^{^} on average.

Yes, One Call offers basic breakdown cover on all car insurance policies, with an upgraded option available for £39.

Most One Call car insurance policies will be set up for auto-renewal. This means that after your existing contract ends One Call will start a new one for you using the payment details they have on file. No action is required from you and there will be no break in your car insurance cover.

Auto-renewal does not mean you will get the same cover at the same price as you had before. One Call must contact you in advance of your policy renewing to inform you of any price or policy changes. If you don't want your One Call cover to auto-renew, you need to inform One Call before your policy end date. You can do this through your One Call account.

Before letting your One Call policy auto-renew, it's worth comparing car insurance quotes to see if you could get a better deal elsewhere. Shopping around can help ensure you’re not paying more than necessary, as renewal prices aren’t always the most competitive.

Yes, you can pay for your One Call car insurance policy via monthly Direct Debits. This is usually more expensive than paying one annual lump sum, because car insurers add interest onto monthly payments.

One Call Insurance is a UK-based insurance broker that specialises in comparing policies from a panel of insurers.

It offers a range of products, including car, home, van and travel insurance, helping customers find cover from multiple providers in one place.

One Call does not underwrite its own policies.

Instead, it works with a panel of insurers, who assess your details and provide the cover. The insurer offering the policy is responsible for underwriting the risk and paying any claims.

Your policy documents will confirm which insurer underwrites your cover.