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By Miles offers a form of pay-as-you-go car insurance, where you pay per mile you drive. This is great for drivers that only drive a limited number of miles each year because the less you drive, the less you pay.
If you choose to take out a policy with By Miles, you’ll pay a fixed annual fee to insure your car when it’s not being driven. You’ll then only pay for the miles you actually drive.
To calculate your mileage, By Miles will send you a tracker which you’ll need to plug into your car’s dashboard to keep count of the miles you drive. For some newer cars the company can collect mileage directly from your car’s odometer. With a 5* defaqto rating, By Miles could be a smart choice for low mileage drivers.
Phone: Give By Miles a call on 0330 0883838
(lines are open from 9am – 6pm weekdays)
Address:
By Miles
First floor,
2-14 Shortlands,
Hammersmith,
London
W6 8DJ
Like most pay-as-you-go policies, By Miles provide comprehensive cover as standard. This is the highest level of cover you can get, and you'll be protected against damage, repairs, medical expenses, fire damage, and theft. As well as damage to someone else, their car or property. You’ll also get:
Protection of your no claims discount is included with every By Miles policy as standard, so your no claims discount won’t go down if you do make a claim
Capped mileage discounts, so drive as much or as little as you like, but never pay for more than 150 miles each day, or 10,000 miles a year
Keep track of your spending with the By Miles smartphone app and web dashboard, where each journey will show up as soon as you’ve parked up
It's easy to compare car insurance. Just pop in a few details about yourself, your car, and the cover you need
You'll see how By Miles compare to other insurers, making sure you're finding the best deal
With Car Monitor, we'll remind you when your MOT and tax are due, so you never miss a renewal date
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
You can cancel your By Miles insurance policy anytime by using the live chat function in your mobile phone app or via their website. You will pay for any miles driven up to the cancellation date, plus any fixed premium used. If you haven’t made a total loss of theft claim, you will receive a pro-rata refund of any unused fixed premium.
Typically, a £50 cancellation fee will be taken from the refund paid to you but this may differ depending on when you took the policy out. We recommend checking the cancellation fee shown on your policy details.
Currently, By Miles car insurance policies are underwritten by a panel of insurers, including Zurich, Covea, Mulsanne, AXA, and Wakam. By Miles is authorised and regulated by the Financial Conduct Authority (FCA).
You can have up to a maximum of three additional named drivers on a policy and they need to meet the same criteria as policyholders. Including being between the ages of 21 and 78, holding a full UK or EU licence and being a spouse, partner or other close family member.
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