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Log in to the MyAccount section of the Admiral website or use the Admiral app to view your policy documents and make changes.
These online portals are available 24/7.
Admiral car insurance
Compare Admiral car insurance quotes.
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How good is Admiral car insurance?
Admiral Group is one of the UK’s most recognisable insurers, known for competitive pricing and a wide range of policy options. It offers multi-car insurance as well as black box cover, learner and temporary car insurance, and cover for vans and electric cars.
In 2025, independent research by Which? gave Admiral a claims score of 74%
What is the Defaqto rating for Admiral car insurance?
Defaqto is a leading independent reviewer of financial products. Admiral's higher-tier policies (Car Insurance Gold and Platinum ) receive the maximum five-star Defaqto rating for features and benefits, while its black box policies are rated four stars, and its Essential policy is rated two stars.
Admiral Essential Car Insurance
⭐⭐^
Admiral Gold Car Insurance
⭐⭐⭐⭐⭐^
Admiral Platinum Car Insurance
⭐⭐⭐⭐⭐^
What will an Admiral comprehensive car insurance policy cover me for?
If you choose a fully comprehensive Admiral car insurance policy (gold and platinum) the following is included:
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Courtesy Car
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Uninsured driver promise
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Personal Injury Cover
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Replacement Lock Cover
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Child Car Seat
How much do Admiral car insurance policies cost?
These are the average prices of Admiral car insurance policies across a wide range of drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors, so could differ significantly
Standard
£1167^
Comprehensive
Platinum
£1018^
Comprehensive
Gold
£788^
Comprehensive
Essentials
£645^
Comprehensive
What is included in Admiral Gold and Platinum?
Admiral Group’s Gold and Platinum policies build on its standard cover with a broader range of protection and added reassurance.
Depending on the level you choose, benefits can include:
Up to £300 personal belongings cover
Up to £150 onward travel cover
Motor legal expense cover (optional extra on all others)
Roadside breakdown cover (only on Platinum, optional extra on all others)
Platinum policies typically offer the highest level of cover, with more generous limits and fewer optional add-ons needed.
Is Admiral Gold or Platinum worth it?
Upgrading to Gold or Platinum may suit you if you want more comprehensive cover without needing to add extras individually, rely on your car daily, or want stronger protection for things like your personal belongings.
It could also be useful if you’d prefer fewer unexpected costs after an accident, particularly for repairs, legal support or replacement transport. However, a higher-tier policy may not be necessary if you already have some cover elsewhere (like legal protection), don’t drive often, or are comfortable covering smaller costs yourself.
MoneySuperMarket research has found that the average cost of buying separate breakdown cover (across all breakdown providers) is £27
Is Admiral the best company to insure my car with?
Which provider is best for you will depend on your own needs and circumstances. Here are some advantages and disadvantages of Admiral car insurance to help you make your decision:
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Pros of Admiral car insurance
Four levels of comprehensive cover, from Essential up to Gold and Platinum
Uninsured driver promise on all levels of cover, plus cover for replacement locks and child car seats
Optional extras include breakdown cover with unlimited 24/7 callouts
Admiral has an Excellent 4.5 Trustpilot rating based on around 151,000 reviews
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Cons of Admiral car insurance
Breakdown cover only included on Platinum cover, otherwise available as an add-on
Essentials policy is significantly stripped back compared to others with a two-star defaqto score
Motor legal expenses only on top two tiers
How does Admiral car insurance compare to other providers?
These are all standard fully comprehensive car insurance policies. All providers also offer higher-tier options, which will include more features for an extra cost.
Admiral Essential | Direct Line Essentials | RAC Online | Aviva Signature | |
|---|---|---|---|---|
Price | £645^ | £430^ | £309^ | £385^ |
Defaqto rating | ⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
Which? claims rating^ | 74%^ | 74% | 83%^ | 80%^ |
Claims payout rate | 98.9% | N/A | 99% | N/A |
Uninsured driver promise^ included? | Yes | Yes | No | Yes |
Courtesy car included? | Yes | Yes | Yes | Yes |
Administration fees^ | £15 | Free | £15 | Free online, £18 if calling in |
Further information |
Price data from MoneySuperMarket. Other data from provider website and correct as of March 2026.
Is the Admiral a good car insurer for young drivers?
Admiral Group is a popular choice for younger drivers, offering a wide range of policies and a strong claims pay-out rate of 98.9%. This can provide reassurance for new drivers and their families.
Admiral is often competitively priced compared to many mainstream insurers, though premiums for young drivers are still typically higher due to risk. Our research shows that on average, the lowest-cost policies for drivers who have held their licence for less than a year were from Carole Nash
Admiral offers several policy options that may suit younger or less experienced drivers:
Admiral telematics policy cost:
£1173^
(Average price across all black box customers.)
How do I contact Admiral?
💡 Top tip: If you bought your Admiral car insurance through MoneySuperMarket, you can see your policy information on our website. Just sign in and click on your dashboard.
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Web chat
You can live chat with online agents for help with your car insurance, regardless of your policy type.
Agents are available Monday-Friday 7am-8:30pm, Saturday and Sunday 9am-5:30pm.
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By phone
Admiral Customer Services: 0330 029 8201
Admiral renewals: 0333 060 9345Opening hours are Monday to Friday 8am to 7pm, Saturdays 9am-3pm, and Sundays 9:30am (10pm for claims)-4pm.
How do I make a claim with Admiral?
If you need to make a claim on your Admiral car insurance policy, contact the Admiral as soon as possible after an incident.
You’ll usually need your policy number, details of what happened (date, time, location), information about any other drivers or vehicles involved and photos or evidence.
Admiral claims line:
0333 220 2033
Claims lines are open 24/7, and are available even if you have an Online Car Insurance policy.
Can I cancel my Admiral car insurance and switch providers?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You will need to cancel your car insurance with Admiral directly. You cannot cancel via MoneySuperMarket.
You can cancel your Admiral car insurance online via their website or live chat, by post, or by phone.
Can I cancel my Admiral car insurance at any time?
Yes, you can cancel your Admiral car insurance at any time, but your refund will be reduced by fees and the time you’ve been covered if your policy has already started.
Does the Admiral charge fees for cancelling car insurance?
Yes, Admiral charges cancellation fees. The amount varies depending on when you cancel:
Prior to the policy auto-renewing: No charge
Within the first 14 days of the policy starting: £25 admin fee
More than 14 days after the policy starts: £60 admin fee
You will also need to pay for all the days you were covered for.
Can I get a refund for extras I've added to my Admiral car insurance?
No, any payments for add-ons such as breakdown cover are non-refundable.
What other insurance does Admiral sell?
Am I eligible for a cold weather payment?
You might qualify for cold weather payments if you receive any of the following:
1. Pension credit
If you get pension credit you’ll generally be eligible for cold weather payments too.
2. Income support
You’ll also usually qualify for cold weather payments if you get income support or jobseeker’s allowance based on your household’s income, and in addition:
You have a disability or pensioner premium
Your child has a disability
You get child tax credit with a disability or severe disability element
You have a child younger than five years old living with you
3. Income-related employment and support allowance
If you get income-related employment and support allowance (ESA) and you belong to an activity or support group related to your work you should qualify for cold weather payments. If you get income-related ESA but you don’t belong to any of these groups you can still qualify if:
You have a disability or pensioner premium
Your child has a disability
You get child tax credit with a disability or severe disability element
You have a child younger than five years old living with you
4. Universal credit
If you aren’t employed or self-employed and you receive universal credit, you’ll be eligible for cold weather payments as long as:
You have a disability or medical condition that means you have a limited capability of working, or
You have a child younger than five years old living with you
If your claim includes an amount for a child with a disability, you’ll be eligible whether or not you’re employed.
5. Support for mortgage interest
You’ll also qualify for cold weather payments if you receive support for mortgage interest (SMI).
You’ll be able to check if your area is due a cold weather payment on 1 November 2019 when the scheme for this year starts.
How do I find my Admiral car insurance policy?
If you bought your Admiral car insurance through MoneySuperMarket, you can find your policy information by logging into our website or app. Your active policies will be shown on your dashboard.
Alternatively, you can find your Admiral car insurance policy on the Admiral customer portal by logging into your account.
Will I be charged if I make a change to my Admiral car insurance?
Yes, Admiral charges a £15 administration fee for changes you make to your car insurance via your online account, such as changing your address or adding extra drivers. Your premium may also go up or down depending on the change.
Can I add other drivers to my Admiral car insurance policy?
Yes, you can add up to 6 named drivers to your Admiral car insurance. To add a driver to your Admiral car insurance policy, log into your online account and go to the policy overview page.
Adding extra drivers to your Admiral car insurance may increase or decrease your car insurance premium, depending on their risk profile. MoneySuperMarket data found that adding a young driver (under 25) to any car insurance policy increased premiums by £768.94
Does Admiral car insurance include breakdown cover?
Admiral offers breakdown cover in partnership with The AA as part of its Platinum car insurance policy, while you can add it as an optional extra on all other policies.
How do I renew my Admiral car insurance policy?
Most Admiral car insurance policies will be set up for auto-renewal. This means that after your existing contract ends Admiral will start a new one for you using the payment details they have on file. No action is required from you and there will be no break in your car insurance cover.
Auto-renewal does not mean you will get the same cover at the same price as you had before. Admiral must contact you in advance of your policy renewing to inform you of any price or policy changes. If you don't want your Admiral cover to auto-renew, you need to inform Admiral before your policy end date. You can do this through your Admiral account.
Before letting your Admiral policy auto-renew, it's worth comparing car insurance quotes to see if you could get a better deal elsewhere. Shopping around can help ensure you’re not paying more than necessary, as renewal prices aren’t always the most competitive.
Can I pay my Admiral car insurance in monthly instalments?
Yes, you can pay for your Admiral car insurance policy via monthly Direct Debits. This is usually more expensive than paying one annual lump sum, because car insurers add interest onto monthly payments.
What is Admiral?
Admiral Group is one of the UK’s largest car insurance providers, founded in 1993.
It started as a specialist motor insurer but now offers a wide range of products, including home, travel, van and pet insurance. Admiral is also known for features like MultiCar policies, which allow households to insure multiple vehicles under one plan.
Who underwrites Admiral insurance?
Most Admiral car insurance policies are underwritten by EUI Limited, which is part of the Admiral Group.
In some cases, Admiral may arrange policies with other insurers, but it often acts as both the provider and underwriter.
Your policy documents will confirm exactly which company underwrites your cover and is responsible for handling claims.
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £15
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 6 May 2026
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'An excellent product with a comprehensive range of features and benefits'.
Individual insurance products from Admiral may have different ratings. Data from the Defaqto website. Data from April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'An excellent product with a comprehensive range of features and benefits'.
Individual insurance products from Admiral may have different ratings. Data from the Defaqto website. Data from April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Defaqto is a leading independent reviewer of financial products. Two stars is for 'A product offering fewer than average features and benefits benefits'.
Individual insurance products from Admiral may have different ratings. Data from the Defaqto website. Data from April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
